缦云上海-上海(缦云上海)首页网站-2025最新房价+户型图+小区环境+配套

缦云上海售楼处电话：400-9939-964缦云上海官方电话：400-9939-964

上海杨浦合生缦云上海售楼处电话：400-9939-964.「缦云上海」

杨浦东外滩滨江板块

建面约206-330㎡大平层

一线品牌豪装交付 均价12万/㎡

收官楼王位置 可直接选

样板房提前线上预约

缦云上海售楼处电话：400-9939-964缦云上海官方电话：400-9939-964

The total price starts from 25 million!

总价2500万起！

The low-density small high-rise building "Hesheng Manyun" in Binjiang is still selling well!

滨江低密小高层【合生缦云】持续热销中！

A small number of large flat units with a construction area of approximately 209-330 square meters are available! Online reservation channel is included!

少量建面约209-330㎡大平层丨附线上预约通道！

Shanghai Yangpu Hesheng Manyun Shanghai Sales Office Tel: 400-9939-964...

上海杨浦合生缦云上海售楼处电话：400-9939-964...

Yangpudong Bund Riverside Area

杨浦东外滩 滨江板块

【 Manyun Shanghai 】 Phase III

【缦云上海】三期

A large flat with a construction area of approximately 209/230 square meters

建面约209/230㎡大平层

The last batch of approximately 104 fully furnished units will be delivered

最后批次房源约104套 精装交付

The average price is 121,000 yuan per square meter

均价12.1万/㎡

Online reservations for the sales office are now in full swing

售楼处线上火热预约中

-- Welcome to savor --

—— 恭迎品鉴 ——

【缦云上海】绝版房源！小区C位+王炸户型，209/230㎡大4房错过不再有！内附一房一价表、户型图，新出202㎡大四房，恭迎品鉴

The first riverside project of the Hesheng Man brand - Man Cloud Shanghai

合生缦品牌首个滨江作品——缦云上海

Located in the scarce land resource area of Yangpu Riverside along the Huangpu River, it will develop a variety of business forms such as the Super Heshenghui Commercial Plaza, style buildings, 5A-grade office buildings, and high-end residences in the future. It is an 880,000-square-meter super TOD complex along the riverside.

位于黄浦江稀缺土地资源板块杨浦滨江，未来将建设超极合生汇商业广场、风貌建筑、5A甲级写字楼、高端住宅等诸多业态，是一线滨江88万方超级TOD综合体。

With a cumulative sales volume of 15 billion yuan over nine months, it ranked first in Shanghai's sales in 2023.

9个月累计销售150亿，位列2023上海销售TOP1。

The brand-new demonstration area and model rooms for the third phase of new products are now open for reservation!

三期新品全新示范区、样板间开放预约中！

Developer: Hopson Development

开发商：合生创展

Section: The core area of the southern section of Yangpu Riverside

板块：杨浦滨江南段核心区

Total land area: approximately 140,000 square meters

总占地面积：约14万方

Total construction area: approximately 880,000 square meters

总建筑面积：约88万方

The third phase of new housing launches: Composed of 10 to 12-story small high-rise buildings, it creates a rare low-density quality residential area by the riverside, opening the world's first riverside Aman life.

三期新推房源：10-12层小高层组成，打造滨江难得低密品质住区，启幕全球首座滨江缦生活。

The main unit areas are approximately 190 square meters, 229 square meters, 253 square meters, 269 square meters, and 330 square meters, featuring 4-5 bedrooms. The main unit types have a floor height of 3.3 to 3.5 meters, offering a private "independent elevator hall" design, exquisite craftsmanship and international first-line brand decoration, as well as a four-level fully decorated lobby and other product designs. It is the ceiling of quality residences in Shanghai.

主力面积约190㎡/229㎡/253㎡/269㎡/330㎡4-5房，主力户型3.3-3.5米层高，私享“独立电梯厅”设计、精工品质与国际一线品牌精装、四重精装大堂等产品设计，是上海品质住宅天花板。

Hesheng Chuangzhan

合生创展

A high-quality life is perfectly embodied

优质生活 完美体现

After 30 years of remarkable progress, it has gradually developed into a high-quality life operator covering the entire industrial chain. With its five major business segments - real estate, commerce, infrastructure, integrated life, and investment - running in parallel, it has grown into a comprehensive investment holding platform company empowered by technology and driven by industries.

30年卓著历程，逐步发展为全产业链优质生活运营商，旗下地产、商业、基建、合生活、投资五大板块并驱，成长为科技赋能及产业驱动的综合性投资控股平台公司。

Up to now, the cumulative development area has exceeded 30 million square meters, the land reserve is nearly 30 million square meters, and the enterprise brand value is 48 billion yuan. It has been awarded many titles such as "Top 100 Real Estate Company Brand Value in China", "Top 30 Real Estate Enterprises with Annual Investment Value in China", and "Comprehensive Value Operator" for many times.

截至目前，累计开发面积超3000万㎡，土地储备近3000万㎡，企业品牌价值480亿元 ，多次荣获“中国房地产公司品牌价值TOP100”，“中国年度投资价值地产企业TOP30”、“综合价值运营商”等多项称号。

The Group United Credit Rating Co., Ltd. has rated the main body credit rating and bond credit rating of Hopson Development Group as AAA.

集团联合信用评级有限公司将合生创展集团的主体信用等级及债券信用等级为AAA。

The financial situation is very stable.

财务状况非常稳健。

Yangpudong Bund Riverside Area

杨浦东外滩 滨江板块

【 Manyun Shanghai 】 Phase III

【缦云上海】三期

A large flat with a construction area of approximately 209/230 square meters

建面约209/230㎡大平层

The last batch of approximately 104 fully furnished units will be delivered

最后批次房源约104套 精装交付

The average price is 121,000 yuan per square meter

均价12.1万/㎡

Online reservations for the sales office are now in full swing

售楼处线上火热预约中

—— 恭迎品鉴 ——

▲ 一房一价汇总表

房型介绍

253㎡样板间实景！

顶级卫浴品牌Laufen劳芬（部分）、Geberit吉博力同层排水系统、德国高端洁具巨头Dornbracht当代、意大利制造Veneta Cucine威乃达橱柜，还有新风、地暖、中央空调都是世界知名品牌......

高端的家居品牌，是每一个开发商愿意花钱就能做的。不过，光说用了多少大牌，完全不足以体现合生·缦系的诚意！细节才是真正体现产品力、区别于其他千万级项目的关键所在～

大门是约1.3米宽的复合子母门，厚重的材质给人以安全感和仪式感！

这个是入户玄关处的地面，大理石地面搭配金属线条勾勒出玄关地界，归家的氛围感从这个区域就开始了～

这还不是重点，玄关座椅背后，是一面皮革包裹的墙面。已经想象出业主未来的归家场景：坐在此处换鞋，往后随意倚靠，触碰到的不是冰冷的墙面，而是质感柔软的皮革，卸下一日疲惫与风尘再步入双厅......

鞋柜下方做了悬浮处理，同样也是内嵌灯带，这里灯光的角度还会再调整，因为灯光映射在大理石地面上，要显得尽量柔和不刺眼；同时，鞋柜下方可放拖鞋，还能放扫地机器人，便于日常清扫打理。

鞋柜的饰面，纹路方向统一，呈现出极强的协调感。这种细节的打磨，才是最能体现出一个项目对于高端居住人群品味的把握、对于生活的理解......而品质感正是从如此细小的地方中流露出！

厨房 厨房灶台并不像很多项目做了“三眼灶”、“四眼灶”，其实灶眼多反而放不下中式的大炒锅；缦云上海选用的这款BOSCH博世炉灶，液晶面板可定时，这样煲汤的时候就无需盯着；钢化玻璃材质，更易清理，油渍不容易渗入。

橱柜作为强功能性的收纳系统，自然少不了操作性能上的考究，吊柜做了升降式的拉篮，以后再也不用爬上高凳拿取了。

下方的橱柜则做了转角拉篮，充分利用转角空间，使物品井然有序的同时，轻松方便取放。

水槽也是一个大单槽，放得下炒锅汤锅这种大物件～抽拉式龙头，清洗大水槽的时候很方便，360度旋转伸展自如，这款弯管还是硅胶材质，柔软耐用有弹性，还可切换出水模式，出来的水柱也是很柔和细腻不飞溅。

厨房玻璃门是上轨道移门，意味着地面部分没有任何轨道，不会有灰尘积攒，炒菜时关上，避免油烟散入室内；平时拉开，可以扩充室内视觉感受。

卫浴 缦云上海所有户型的所有卫生间里都用了悬浮式的洁具和柜体，确保了下方空间的打扫无死角，对未来的入住带来非常大的便利性！

吉博力同层排水技术，静音是最大亮点；特制“水母”地漏，多重防臭防反溢。干净舒适的卫生间，是从空气到水流的全面把控～

你们可以看下缦云上海是如何处理卫生间木门的防潮的——卫生间一侧用大理石做踢脚线，这是真正细致入微的巧思！

主卧卫生间配备的电热毛巾架简直就是遇到潮冷节气的“福音”，让毛巾、内衣都能够提前加热干燥。

层高 对于缦云上海的纯大宅社区定位，能买这样产品的购房者会非常在意空间感。缦云上海全部户型层高约3.3米，室内所有空间的门都做了通顶设计，更阔绰的居室空间，将生活格局有效放大，通风、采光和观景体验的全方位提升！

弧形元素 缦云上海样板间里随处可见柔和的圆弧修饰，特别是柜体、墙体包边的圆弧转角，在进出各个空间时，减少磕碰的风险，对于有孩子和老人的家庭来说，是非常实用的友好设计。

甚至于抬头所见，吊顶都做了多处圆弧形处理——只是为了不过份尖锐，柔化边缘，让视觉看上去多有变化。弧线的协调往往能带来一种独特的、百看不腻的美感。

而且，门套做了弧形设计后，还叠加了金属线与墙纸做了分割，加强隔断界限感，提升室内家居精致度～

比起中规中矩的直线，弧形施工工艺更复杂、造价更高，却多了几分灵动轻盈！这种弧形的元素不只是在样板间里，在售楼处也能经常看到，比如电梯厅。

据悉，缦云上海三期最后一批住宅，10层～12层低密小高层产品（面积约190㎡～330㎡4房），楼王位置。

▲ 效果图，仅供参考

Li Hua (a pseudonym), who has been in the Shanghai financial circle for many years, took advantage of the stock market surge before this year's National Day and made a huge profit. On October 8th, he liquidated his holdings. On the same day, he went to the sales office of Man Yun in Shanghai and immediately reserved a four-bedroom apartment worth over 20 million yuan.

在上海金融圈纵横多年的李华（化名）迎着今年国庆节前的一波股市行情满仓进货，大赚了一笔后在10月8日清仓，清仓当天，他就来到上海缦云售楼部，随即定了一套2000多万元的四居室。

Li Hua was attracted by the rare geographical location of Shanghai Man Yun, which is the prime spot along the riverside in Yangpu District.

李华看中的就是上海缦云稀缺的地理位置，即在杨浦区一线滨江的黄金位置。

After all, the stock market has its ups and downs. Li Hua is just an individual case from the stock market to the real estate market. However, for Man Yun, nearly half of its clients come from the financial industry in Shanghai. "There are entrepreneurs and senior executives", and "recognizing the value of the sector" are all reasons why they choose Man Yun first.

毕竟，股市有沉浮，李华是从股市到楼市的“个案”而已，但是对于缦云来说，确实有近一半的客户来源于上海金融业、“有企业家有高管”，“认可板块价值”都是他们首选缦云的理由。

It is reported that Shanghai Man Yun entered the market in 2023 and achieved a "four openings and four sell-out" in the same year, winning the annual sales championship in Shanghai.

据悉，上海缦云于2023年入市，当年“四开四罄”，一举夺得上海年度销售冠军。

In October this year, taking advantage of the favorable policies of Shanghai's "9·29 New Policy", the monthly transaction volume of Man Yun increased by nearly 100% compared with the previous month.

今年10月，趁着上海“9·29新政”的利好，缦云10月单月成交环比增长近100%。

As of now, the cumulative sales of a single project of Shanghai Man Yun have exceeded 21 billion yuan, making it the sales champion among the first-tier riverside projects in Shanghai in the past two years and also the champion in terms of the number of large-sized high-end residential units over 200 square meters sold in Shanghai in the past two years.

截至目前，上海缦云单盘累计销售额超210亿元，成为近两年上海一线滨江销售冠军，也是上海近两年200平方米以上大户型高端住宅销售套数的冠军。

“每销售4套，就有1套来自缦云”

The new policies for the Shanghai real estate market were released on September 29th. 70% of the customers placed their orders on the same day, all of whom were first-time visitors. This is extremely rare. Especially with the reduction of the down payment ratio for second homes and the adjustment of taxes and fees, this policy combination has saved home buyers a large amount of money and greatly accelerated their speed of entering the market.

“‘9·29’上海楼市新政发布，70%的客户当天下定，都是首次来访的客户，这是极少见的，尤其是二套首付比的降低、税费的调整，这套政策组合拳为购房者省了一大笔，也极大提升了他们的入市速度。”

The marketing director of Shanghai Man Yun introduced to the reporter.

上海缦云的营销负责人向记者介绍。

The new policy benefits the improvement group. Over 60% of the customers are upgrading, selling their old houses to buy new ones. For instance, during the National Day holiday, a customer with three children sold three houses of around 70 to 80 square meters and bought a five-bedroom apartment in Man Yun.

“新政利好改善群体，有六成以上的客户都是置换，卖旧买新，比如，在国庆假期期间，有一个家里有3个孩子的客户，卖掉了手里三套七八十平方米的房子，在缦云买了一套五室的户型。”

Not only this year, but since its opening last year, Man Yun has been a huge hit.

不仅仅是今年，缦云自从去年开盘以来就一直“当红不让”。

According to online real estate data, in 2023, a total of 2,773 luxury homes priced over 20 million yuan were sold in Shanghai, among which Manyun Shanghai purchased over 700 units, accounting for approximately 25%.

根据网上房地产数据显示，2023年上海2000万元以上豪宅共计成交2773套，其中缦云上海认购700多套，占比约25%。

This means that for every four new houses sold for over 20 million yuan, one comes from Man Yun.

这意味着每卖出4套2000万元以上的新房，就有1套来自缦云。

The reason why Man Yun has gained recognition in the Shanghai market is primarily due to its unique regional value.

缦云之所以能获得上海市场的认可，首先来自于其得天独厚的区域价值。

Man Yun is located in the Yangpu Riverside area of Shanghai. As a core part of Shanghai's "One River and One Stream" strategy, the 15.5-kilometer-long Yangpu Riverside occupies one-third of the Huangpu River riverside line and has the longest shoreline development map along the Huangpu River in Shanghai to date. It is also the last "private plot" along the Shanghai riverside that can be developed in a large area.

缦云位于上海杨浦滨江，作为上海“一江一河”战略的核心板块，15.5公里的杨浦滨江占据了黄浦江滨江线三分之一，拥有上海黄浦江至今最长岸线开发版图，也是上海滨江沿线的最后一块可成片开发的“自留地”。

Yangpu Riverside is positioned as a world-class science and technology innovation center. This is an important engine driving Yangpu Riverside to a higher level of development and is expected to become a new economic growth pole of Shanghai in the future.

杨浦滨江定位为世界级科创中心，这是推动杨浦滨江向更高层次发展的重要引擎，未来有望成为上海新的经济增长极。

Since its inception, Yangpu Riverside, which is positioned as a science and technology innovation center and ecological art, has been shouldering a new historical mission. Its planned total commercial and office volume is five times that of Lujiazui and 2.6 times that of Qiantan, and it will be developed into a science and technology innovation center along the Shanghai riverside.

以科创中心、生态艺术为发展定位的杨浦滨江从诞生之起就承载着新的历史使命，其规划总商办体量5倍于陆家嘴，2.6倍于前滩，将打造成为上海滨江的科创中心。

It is not difficult to imagine that in the coming years, with the implementation of 300 billion-yuan industrial scale projects, the settlement of more enterprises and the aggregation of 200,000 talents, Yangpu Riverside is expected to become a new commercial center in Shanghai and a more dazzling new landmark after Lujiazui.

不难想象，在未来几年内，随着3000亿产业规模项目落地、更多企业入驻和20万人才的聚合，杨浦滨江有望成为上海的新兴商业中心，成为继陆家嘴后上海更为耀眼的新地标。

Man Yun is located along the Yangpu Riverside and is a core part of Shanghai's "One River and One Stream" strategy.

缦云位于杨浦滨江，是上海“一江一河”战略的核心板块。

The picture shows the riverbank of Yangpu.

图为杨浦滨江岸线。

At present, Internet giants represented by Meituan, Bilibili and ByteDance, as well as headquarters parks represented by China Communications Construction Group and China Energy Conservation Shanghai's first building, are accelerating their implementation along the Yangpu riverside.

目前，杨浦滨江岸线上以美团、B站、字节跳动为代表的互联网大厂和以中交集团、中国节能·上海首座为代表的总部园区正在加速落地。

It is learned that the headquarters of super enterprises such as Bilibili and Meituan have already started construction and are expected to be fully completed within 2 to 3 years.

据悉，B站、美团等超级企业总部已经开工，预计将在2-3年内全面建成。

Manyun has brought to the Yangpu Riverside area not only a high-end residential project but also a city complex covering an area of 880,000 square meters, which includes high-end residences, corporate offices, new economy industry mansions, art, life and commercial facilities. This is also the first large-scale comprehensive urban landmark to settle in Yangpu Riverside, and it is bound to bring new vitality to Yangpu Riverside.

而缦云给杨浦滨江片区带来的不止一个高端的住宅项目，还有面积高达88万平方米的城市综合体，涵括了高端住宅、企业办公、新经济产业公馆、艺术生活商业等，这也是杨浦滨江入驻的首个大型综合城市地标，势必将为杨浦滨江带来新的活力。

Among them, the commercial facility of Man Yun that is about to be located is the 4.0 upgraded version of Heshenghui, creating Shanghai's first riverside super Heshenghui, filling the gap of commercial complexes in the area, and building a new commercial landmark in Shanghai on the Yangpu riverside.

其中，缦云的商业配套即将落位的就是合生汇4.0升级版，打造上海首个滨江超极合生汇，填补区域内商业综合体空白，在杨浦滨江之上构建上海商业新地标。

It is learned that the Hesheng Binjiang Super Hesheng Hui is expected to officially start construction at the end of November this year and is expected to be completed in 2027.

据悉，合生滨江超极合生汇预计将于今年11月底正式开工建设，预计2027年竣工。

Man Yun has brought a city complex covering an area of up to 880,000 square meters to the Yangpu Riverside area (as shown in the picture above).

缦云给杨浦滨江片区带来了面积高达88万平方米的城市综合体（上图）。

The commercial facility that is about to be launched is the 4.0 upgraded version of Heshenghui, which is also the first riverside super Heshenghui in Shanghai (as shown in the picture below).

其商业配套即将落位的是合生汇4.0升级版，也是上海首个滨江超极合生汇（下图）。

With the support of the "Aman" brand, a low-density riverside mansion is created

“缦”品牌加持，打造滨江低密大宅

In fact, in the past two years, Shanghai has launched many high-end residential projects in areas such as Lujiazui, Xintiandi and Qiantan. However, the differentiated positioning of Shanghai Man Yun has enabled it to maintain its competitiveness in the high-end residential market continuously.

事实上，上海近两年在陆家嘴、新天地、前滩等板块都有不少高端住宅项目的推出，但是上海缦云的差异化定位使得其在高端住宅市场持续保有竞争力。

As a high-end residential brand under Hopson, the Aman brand has achieved remarkable sales success in the Chinese market over the past five years with its unique representative works.

作为合生旗下高端住宅品牌，缦品牌在中国市场发展的5年时间里，以独一无二的代表作屡创热销佳绩。

Among them, Manyun Shanghai achieved the top sales position in Shanghai in 2023, Manyun Guangzhou maintained its position as the second best-selling property in the region despite the market trend, and Manyun Beijing was once rated as one of the "Top 10 Landmark Luxury Residences in China in 2023", with its premium rate ranking first in the region for three consecutive years...

其中，缦云上海成就2023上海年度销售额TOP1、缦云广州逆市热销保持区域TOP2、缦云北京曾被评为《2023中国十大地标豪宅》之一，溢价率连续三年区域TOP1……

Specifically, in the case of Manyun Shanghai, it positioned itself as a "pure large residence" from the very beginning of its product design. The main unit types range from 209 to 330 square meters, with a starting price of 25 million yuan and an average price of 122,000 yuan per square meter. The positioning is precise and the target audience is prominent.

具体到缦云上海，其在产品设计初期，就瞄定“纯大宅”定位，主力户型在209-330平方米之间，2500万元起步，均价12.2万/平方米，定位精准，圈层凸显。

According to the marketing director of Man Yun in Shanghai, "The luxury housing market in Shanghai is not short of 'top luxury' with higher unit prices. However, the pricing of Man Yun in the range of 20 to 30 million yuan not only meets the product quality but also the spatial scale. This type of product is precisely a gap in the current market, which is also the reason why Man Yun has become the sales champion."

据缦云上海营销负责人介绍：“上海豪宅市场并不缺单价更高的‘顶豪’，但是类似缦云在2000万-3000万元区间的定价，既满足产品品质又满足了空间尺度，这种产品类型恰好在目前市面上是断层的，这也是缦云能够成为销冠的原因。”

In terms of product design, Man Yun adheres to the international design aesthetics and taste of the "Man" brand. The three-phase low-density small high-rise design is rare in the entire Shanghai market.

在产品设计上，缦云沿袭“缦”品牌国际设计美学与品位，三期低密度小高层设计，在整个上海市场中都是稀缺的。

This time, the last two buildings are being launched, which are the 12th and 16th floors respectively. They offer a panoramic view of the villa area and have a usable floor area ratio as high as 80%.

这次推出最后两栋楼，分别是12层与16层，可以俯瞰别墅区，得房率高达80%。

Not only that, Manyun Shanghai also boasts 35,000 square meters of low-density gardens. Coupled with the rare "dual clubhouse" configuration, it has become a benchmark for the harmonious coexistence of urban life and nature.

不仅如此，缦云上海还拥有3.5万平方米的低密园林，再加上罕见的“双会所”配置，成为城市生活与自然和谐共存的标杆。

Man Yun has a low-density garden covering 35,000 square meters. The picture shows the garden effect drawing of this project (the picture above).

缦云拥有3.5万平方米的低密园林，图为该项目园林效果图（上图）。

The main unit types of Man Yun range from 209 to 330 square meters. The picture shows the model room of this project (as shown below).

缦云主力户型在209-330平方米之间，图为该项目样板间（下图）。

If products are the cornerstone of the "Man" brand, then the "boundless service" of the Man series is its soul.

如果说产品是“缦”品牌的基石，那缦系“无边际服务”便是其灵魂。

After in-depth research on top residences and luxury hotels around the world, the AMAN borderless service system was born, consisting of over 280 details, based on three dimensions: time, space and privacy.

在深入研究全球各地的顶级寓所与奢华酒店之后，缦系无边际服务体系应运而生，包含280余项细则，建立在时间、空间、私属三个维度之上。

In addition to inheriting the high-quality service genes of the "Man" brand, Man Cloud Shanghai has also made detailed optimizations and tailored a borderless service system.

除了沿袭“缦”品牌高品质服务基因，缦云上海还进行细节优化，量身定制无边际服务体系。

For instance, 365 days a year, 24 hours a day, a butler is on duty, and hotel-style concierge security services are provided to ensure that the owner can receive the most considerate care whenever they return.

比如，365天、24小时管家守候，酒店式礼宾安保服务，确保业主无论何时归来，都能得到最贴心的关怀；

Meanwhile, there are 43 free maintenance services and a professional maintenance team on standby at all times.

同时，43项免费维修服务，专业维修团队随时待命；

Set up full-time family school bus stops to pick up and drop off children from school at regular intervals and give parents more free time.

设置全职家庭校车点，定时接送孩子上下学，给予父母更多自由时间；

In addition, Man Yun Shanghai also offers personalized services such as pet hosting and planning romantic anniversaries for loved ones, meeting the diverse needs of its owners.

此外，缦云上海还提供宠物托管、为爱人策划浪漫纪念日等个性化服务，满足业主多样化需求。

缦云上海定位精准、圈层凸显，图为其高端会所泳池。

在业内人士看来，杨浦4.0产业版图之上，缦云上海以高端改善需求为切入点，精研产品力和服务力，打造上海一线滨江高端住宅样本，以多元化配套与区域板块同生长，成为上海备受瞩目的高端“红盘”。

A top-tier luxury apartment in Yangpu Riverside with a large flat

杨浦滨江 顶流豪宅大平层

First-line riverside + 3,000-square-meter private club

一线滨江 +3000㎡私享会所

【 Hesheng Manyun 】 continues to sell well!

【合生缦云】持续热销中！

A small number of Wang Large flat buildings with a construction area of 209 to 330 square meters

少量建面209-330㎡楼王大平层

The average price is 122,000 yuan per square meter, and the total price starts from 25 million yuan

均价12.2万/㎡，总价2500万起

Online reservation for the model room at the sales office is now open!

售楼处样板间线上预约中！

What type of residence do today's high-net-worth individuals prefer?

当下的高净值人群，更喜欢什么类型的住宅？

First of all, the concentration of resources and the value of land that occupy the top of the city.

首先，占据城市塔尖的资源浓度和土地价值。

The second is the highly pure circle.

其次是高度纯粹的圈层。

As the saying goes, "Luxury mansions are precious, but the value within a circle is even higher."

俗话说“豪宅虽可贵，圈层价更高”。

A highly unified circle is not only a symbol of status, but also a double superimposition of life taste and social value.

高度统一的的圈层，不仅是身份的象征，更是生活品位与社交价值的双重叠合。

The riverside location, pure large-sized units and high-end luxury product power - perhaps only Manyun Shanghai meets all these three criteria at present.

滨江地段+纯粹大户型+高奢产品力，符合三者的当下恐怕只有缦云上海了。

👇

👇

项目是合生在上海首个缦云作品，总建面约80万㎡，是杨浦滨江一线的超级综合体，更是杨浦滨江风貌带上的全新街区，项目集合多业态于一体，未来将建设合生汇商业广场、高端住宅、风貌别墅、五星级酒店、办公写字楼等诸多业态。

项目规划打造集多种业态为一体的约88万㎡超级综合体。

In the future, the complex will feature a variety of business types, including Heshenghui Commercial Plaza, a super five-star hotel, architectural styles, 5A-grade office buildings, the President's Mansion, and high-end residences.

未来综合体内将建设合生汇商业广场、超五星级酒店、风貌建筑、5A甲级写字楼、总裁公馆、高端住宅等诸多业态。

The all-aluminum skyline facade, the privacy and purity of one household per elevator, the triple entrance lobbies that meet the standards of high-end hotels, the 270° view living room, with a height of approximately 3.3 meters and a width of 7.8 meters, every aspect of the product is so unique and pleasing to the eye, surpassing the mainstream scale in the market and significantly enhancing the living comfort.

全铝板的天际线立面、一梯一户的私密纯粹，三重入户大堂统一高端酒店标准，270°观景会客厅，约3.3米层高及7.8米面宽，产品的每一面都是如此独特而赏心悦目，超越市面主流尺度，大幅提高居住舒适度。

景观设计体现沉浸感和互动感，打造云语之门、萌宠森林、奥秘花园、万物工坊、流水派对、时光空间站、轻氧花园等主题景观，覆盖全年龄人群。

超越时代的创新与洞察，缦云上海延续缦系的的标杆细节，创新构想“折叠理念”：以人与自然空间的“折叠”， 创新设计“N+1会所”包括一个约3000㎡的私享会所及每栋楼宇下面的泛会所，打造共享办公、社交茶室、儿童书吧等不同主题区域，构建足不出户的精彩生活体验。

M+科技系统的“折叠”，以智慧、健康、精工、生态四大体系，赋予空间美好的体验与品质，每一寸细节皆为生活悉心定制；全生命周期适龄场景的“折叠”，超越现有人居标准，将时代前行者在时间、空间、生活上所面临的隐性需求，以便捷、智慧、简约的方式整合实现，走在“时间”的前端。

项目一期仅供应了208套房源，分两次开盘，第一次是3月29日，182套房源，326组有效认购，未触发积分；第二次开盘是5月27日，26套房源，68组总认购，触发积分81.68分。

9月23日缦云上海开盘，4小时销售60亿！全大面积段、顶“壕”精装豪宅项目...6个月内，三开三罄，累计销售达110亿！

三期地块共计16栋可售住宅，主要以10-11层的小高层为主，建筑密度更低！居住舒适度更高！三期首开楼栋8、11、14、15栋 ，部分房源不用摇号！可直接选！

2024年更以全系大户型首次将杨浦滨江带入“4000万”时代，并为整体销售额再添新高，截止目前缦云上海单盘累计销售超200亿元，成为近2年上海一线滨江新房市场NO.1。

最新消息：合生缦云上海收官之作！少量在售建面约209-330㎡大4房，总价2500万+起步。均价12.2万/㎡，总价2500万起；全新样板房开放预约中！

This is the final project. The two buildings launched are 12 and 16 small high-rise buildings, located in the first row of the community. They offer excellent views and overlook the scenic villa area.

这是项目收官之作，推出的2栋楼，分别是12、16小高层，位于小区第一排，景观视野佳，俯瞰风貌别墅区。

Especially the 209-square-meter four-leaf clover layout is a top-notch unit with an independent elevator hall, international first-class decoration, dual clubhouses, approximately 35,000 square meters of garden landscape, unlimited service, and comes with about 100,000 square meters of Heshenghui shopping mall facilities. It is about 500 meters away from the river.

尤其是209㎡四叶草格局的王炸户型，独立电梯厅、国际一线精装、双会所、约3.5万方园林景观、无边际服务、自带约10万方合生汇商场配套，约500米一线临江。

在售户型图如下：

不同的材质融合了工艺手法的难度，设计师在细节上追求完美，白色的大理石材下内嵌黄铜金属线，将石材本身的自然肌理衬托得分外明显。

硬装作为空间的“骨相”，软装作为“皮相”，两者有着密不可分的联系。好的“骨相”可以超越时间和气场，带来不一样的氛围感。

W.Design从空间整体的细节处入手，利用墙体的凹缝和脱离感，让身处于此的人都能体验到“皮“与”骨“相辅相成的存在感。

在整个居所中，随处可见的绿色植物实际上是通过精密的布置安放，让人走到哪里，不会有种毫无规章的体验，反观在需要的地方摆上那一抹亮丽的绿色，起到了画龙点睛的作用。

主卧里的房间，浴室和衣帽间同样宽敞明亮，在都市人忙碌的生活之中提供给他们宽裕的私人空间，也正是无间设计的宗旨之一。

主卧的浴室通过大面积的开窗来将光线引入室内，纯白色的浴缸与大理石墙壁相对应，突出艺术性、时尚感，场景不在遵循传统意义上的布局。

一房一价表如下

In terms of community configuration, the project has created a high-end clubhouse of approximately 3,000 square meters for the owners. In the future, it will offer functions such as a fitness center, indoor swimming pool, Manyan, 24-hour premium convenience store, and health management center, providing high-end customized services for the owners.

社区配置上，项目为业主打造了一所约3000㎡的高端会所，未来将提供健身中心、室内泳池、缦宴、24H精品便利店、健康管理中心等功能，为业主提供高端定制服务。

In addition, each residential building is equipped with a general clubhouse covering an area of approximately 1,700 square meters, which includes shared offices, social tea rooms, automatic coffee and other water bars, children's activity areas, etc.

此外，每栋住宅楼宇下都设置了泛会所，总计约1700㎡，涵盖共享办公、社交茶室、自动咖啡等水吧、儿童活动区等。

The clubhouse with an area of nearly 5,000 square meters is nothing special even for a large mansion priced at over 200,000 yuan.

近5000㎡的会所配置，即便是20w+的大豪宅，也不过如此。

As the top-selling project in Shanghai and the top-quality project along Yangpu Riverside, Manyun Shanghai has been strictly controlling the project milestones since August last year and has been constructing in accordance with the high standards of the Manyun series. Seven episodes of the project progress have been broadcast so far.

作为上海销冠红盘和杨浦滨江顶流品质盘，缦云上海从去年8月到现在，严控工程节点，按照缦系高标准要求施工，已播出7期工程进度。

The nearly completed property is about to be delivered

已经准现房 即将交付

For the main building materials, top-quality aluminum materials are selected for the facade. Through more than ten meticulous processes including CNC cutting, precise arc bending, manual welding, grinding and polishing, seven-layer cleaning, drying and painting, and high-temperature shaping, it has excellent weather resistance and maintainability, ensuring that the building's appearance remains as good as new for a long time.

在主体建筑材质上，甄选顶级铝材立面，采用通过数控切割、精度弯弧、手工焊接、打磨抛光、七重清洁、烘干喷漆、高温定型等十余步精细工艺，具有良好的耐候性和维护性，确保建筑外观持久如新。

In terms of the facade color tone, medium grey and dark grey are the main themes. Large glass panels are combined with simple straight lines, and the vertical lines highlight the three-dimensional effect, making the visual effect more upright and powerful.

在立面色调上，以中灰色和深灰色为主旋律，采用大面玻璃结合简洁的直线条，竖向线条突出立体感，让视觉上更具挺拔力量感；

The design of the large frameless open balcony glass, combined with the champagne-colored metal frame, under the sunlight, the warm white texture and the champagne-golden luster complement each other, creating a light and exquisite image of a high-end modern residence.

大面积无框开敞阳台玻璃的设计，搭配香槟色金属边框，在阳光下，白色温润质感和香槟金色光泽交相辉映，塑造轻盈而精致的高端现代住宅形象。

折叠园林景观，让生活更贴近自然，小区营造云语、漂浮艺术剧场、 山丘营地、轻氧花园、露营派对、城市森林客厅、元气能量站，七大景观设计亮点，覆盖全龄人群的景观体验，打造现代森林会客厅。

归家动线设置上，业主先穿过酒店式的落客大堂，大堂内设有迎宾待客区，穿过大堂，有灵动水景、景石进入幽静的园林之中。层层递进从喧嚣到静谧、让归家充满了仪式感。

在宅内细节的维度上，缦云以约3.3米“上限层高”，超越区域一般豪宅尺度，将优越的采光与视野折叠进家中。缦云北京更首次引入M+科技系统，获得了建筑界“奥斯卡”WELL金级预认证。相信即将亮相上海的「缦云上海」，同样会给魔都豪宅市场带来不一样的品味大作！

The "boundless" service of Manyun Shanghai can be regarded as the "invisible value" of the project. If you have experienced the "Manyun" series of projects, you will find that the service staff are always responding to the users' demands at all times:

缦云上海的“无边际”服务，则堪称项目“隐形的价值”，如果大家去体验过“缦系”项目，就会发现，服务人员，每时每刻都在响应着用户的需求：

Let's start with the selection of service staff. There is an unwritten rule: men should be 185+ and women 175+. The requirements are as strict as those for selecting models. For instance, the service staff at the Shanghai marketing center of Man Yun:

就先说服务人员的挑选，就有一条不成文的规定，男185+，女175+，条件要求严苛堪比选模特，比如说，缦云上海营销中心的服务人员：

The high-level appearance team will provide "borderless service", 365x24 all-day service response without holidays to ensure that residents' requests are met, intelligent community management to guarantee safety, etc., bringing the luxurious living experience of the hotel into the residence.

高颜值团队，将提供“无边际服务”，365x24无节假日全时服务响应让居者有求必应、社区管理的智能化保障安全等等，将酒店的奢华居住体验引入住宅。

In addition to the basic services of Shanghai quality property, there are also customized value-added private services for the owners: enjoy a anniversary event planning service once a year, pet boarding service for 10 days a year, 43 free daily maintenance items, home cleaning service twice a week, health information recommendation service of famous doctors and famous hospitals, etc....

除了拥有上海品质物业基础服务外，还有针对业主定制的增值私属服务：享受每年一次纪念日活动策划服务，每年10天宠物托管寄养服务，43项免费日常维修项目，每周2次入户清洁服务，健康资讯类名医名院推荐服务等等....

The Manxi service and clubhouse not only embody the consistent philosophy of the Manxi but also serve as a lasting guarantee for the value of high-quality real estate.

缦系服务和会所，不仅是缦系理念的一脉相承，更是优质不动产价值的恒久保障。

合生缦云上海位于杨浦滨江南端，西临B站、美团总部，东靠杨树浦发电厂综合体和上海国际时尚中心！

In recent years, Yangpu Riverside has been continuously carrying out old city renovation work, demolishing hundreds of thousands of square meters of old areas. Such a large scale of renovation, a time cost of over ten years and huge capital investment fully demonstrate the determination and patience of the Yangpu government!

杨浦滨江近几年持续进行旧城改造工作，拆除了数十万平方米旧区，这样改造力度、长达十余年的时间成本和巨额资金投入，足可见杨浦政府的决心和耐心！

The urban renewal achievements of Yangpu Riverside are also obvious to all. After the industrial relics have been modernized, the original "shantytown" has been transformed into a unique "living and industrial exhibition belt", and has also become a great place for the surrounding residents to relax and unwind!

杨浦滨江的城市更新成绩也有目共睹，工业遗迹进行现代化改造后，原本“棚户区”摇身一变形成了独具特色的“生活工业博览带”，也成为了周边居民休闲放松的好去处！

In recent years, after the positioning of "Science and Technology Yangpu" was released, Yangpu has also been gradually adjusting its industries.

近几年“科技杨浦”定位出炉后，杨浦也在逐步进行产业调整。

Yangpu Binjiang has successively attracted three major Internet giants, Meituan, bilibili and ByteDance!

杨浦滨江目前已经陆续引入了美团、 bilibili、字节跳动三大互联网巨头！

Of course, this is just the beginning. By 2025, this place will become the Shanghai base for over 3,000 online new economy innovative enterprises, with an industrial scale exceeding 300 billion yuan!

当然，这还只是开始，到2025年，这里将成为3000+家在线新经济创新型企业的上海据点，产业规模超3000亿！

(Data source: People's Daily Online, Shangguan News)

（数据来源：人民网、上观新闻）

与外滩、陆家嘴定位金融贸易，北外滩定位国际航运不同，根据《上海“一江一河”沿岸地区建设规划》，浦江两岸板块的规划逐步清晰 ，杨浦滨江南段是45km滨江带中唯一的科创研发板块！

来源：“一江一河”规划

自此，外滩和陆家嘴、北外滩、东外滩在黄浦江畔勾勒出一个黄金商务三角，三者错位形成良性的齿轮效应，成为上海竞争新驱动力。

交通方面，直线距离900米左右可达12号线隆昌路地铁站，可通过12号线直达市中心商圈如南京西路商圈等。

商业方面：直线距离不到700米可达时代城市奥特莱斯，这是个高能级商业配套，周边3公里内还建有大润发、百联滨江购物中心等，商业资源富足，可满足居民日常购物生活需要。

In terms of education: There is Xinling Middle School within less than 100 meters of the project. It is about 700 meters away from the Affiliated High School of University of Finance and Economics. Within a 3-kilometer radius, there are also Hangzhou Road No. 2 Kindergarten, Dongliaoyang Middle School, Pingliang Road No. 4 Primary School, etc. The educational resources are abundant.

教育方面：项目周边100米不到建有辛灵中学，距离财大附中约700米，周边3公里范围内还有杭州路第二幼儿园、东辽阳中学、平凉路第四小学等，教育资源丰富。

In terms of medical care: It is less than 200 meters in a straight line from the Third Grade B Hospital, Yangpu District Central Hospital, making it a hospital right at your doorstep. The educational resources are reliable.

医疗方面：距离三乙医院杨浦区中心医院直线距离不足200米，算是开在家门口的医院，教育资源可靠。

医疗资源方面：距离三乙医院杨浦区中心医院直线距离不足200米，算是开在家门口的医院，教育资源可靠。

缦云上海售楼处电话：400-9939-964缦云上海官方电话：400-9939-964

上海杨浦合生缦云上海售楼处电话：400-9939-964...

杨浦东外滩【合生缦云】收官之作！建面约209-330㎡4房，总价2500万起！

缦云上海售楼处电话：400-9939-964缦云上海官方电话：400-9939-964

上海杨浦合生缦云上海售楼处电话：400-9939-964...

关于“人”关于“房产”关于“公司”的要求申请材料贷款金额与利率还款方式解析抵押贷款办理流程行业名词介绍

关于“人”

贷款申请人（也称主贷人）年龄一般在18~72周岁,需要具有完全行事能力的公民。

抵押人（房产持有人）年龄一般在18~80周岁

PS：部分银行接受房产持有人是未成年、接受抵押人最高100岁借款人共借人及抵押人无诉讼、无限高、无司法案件等

个人征信：（最近两年内没有连续三个月逾期、累计6个月逾期）

PS：如有特殊情况可向银行提供说明征信原则上“机构查询次数”最近三个月查询不超过4次，半年不超过6次。

ps:部分银行对征信查询无要求。部分银行接受外籍人士主贷或外籍人士房产有中国亲属担保。房地产、金融、银行、证券、公职人员等大部分银行无法作为主贷人不过可以作为抵押人。

关于“房产”

关于抵押的房产要求：

（1）需拿到房产证（期房无法抵押）

（2）产权清晰，无违建，无查封、无产权纠纷，房屋的产权可以在市场上交易

（3）房龄一般在30年内（超过30年只有极少数银行可以申请）

（4）住宅房产面积大于50平米（低于50平米只有极少数银行可以申请）

（5）房产类型：住宅、别墅、公寓、经济适用房、办公楼、厂房、商铺、写字楼。

新房产证：指房产证持有时间小于6个月；小孩房：房产证上有未满18周岁的小孩名字（可选银行较少）；

老人房：房产证上有65岁以上老人名字（80岁以内还是有银行可办理，可选银行极少。）经济适用房、人才房等：一般都有国家的份额需要赎回份额并且过了限售期才可申请贷款。

老破小：超过30年以上的老房子+小面积（申请贷款相对麻烦一些）按揭房：按揭房不结清现有的贷款希望办理二次抵押也可申请，只需要有房产证，按揭还款1个月即可申请二次抵押。

PS: 不过目前利率最低要求相对宽松的还是住宅、别墅、住宅类公寓等。

关于“公司”的要求

消费抵押贷款：消费抵押贷款不需要公司，不过最高只能申请500万，并且利息远高于经营抵押贷款，适合不方便成立公司的群体如：公务员、银行员工、大型企业高管等。

公司经营抵押贷款:一般银行要求申请贷款主体（公司），需成立满一年，持有满3-6个月，少部分银行接受新注册公司来申请。

目前贷款主体的5种申请方式有：

新注册公司（又称新成立公司）：由于无任何经营履历适合的银行极少，同时贷款利息偏高。

实际控制人方式（自己职位、所在单位等原因不方便持股，家人或朋友有公司可使用他们的公司来申请贷款，解释为你是这家公司的实际运营者）：可选择的银行极少，利息较高。

新入股公司（直接持股一家成立满一年以上的公司）：可选的银行不多，贷款期限相对较短，不过也有机会争取较低利率。

持股半年以上公司（直接持股一家成立以上以上公司，同时最近半年有一定的经营痕迹）：可选择的银行较多符合多数低利息长期期限的贷款产品。

PS：没有基础的客户，建议提前半年开始整理和规划需求，确保可申请到利率的贷款产品和长期且完美的还款方式。

申请材料

公司材料：营业执照、公章、法人章、财务章、公司章程、公司最近半年的流水、办公室租赁合同。

个人材料：身份证、户口本、结婚证（或离婚证离婚协议）房产证、个人近一年流水、最近半年公司流水、贷款用途合同，个人征信报告（最好是线下查询的详细版本）。

PS：银行之间材料准备有差异，部分银行需要提供上下游经营合同、企业经营的收付发票、多套房或其他资产证明（根据银行和个人情况而定）。全国征信报告线下查询地址：

http://www.pbccrc.org.cn/zxzx/lxfs/lxfs.shtml

征信报告简版在线查询地址：https://ipcrs.pbccrc.org.cn/

银行流水调取：可在手机APP下载带有电子章并且可以看到交易对手和备注的流水。

贷款金额与利率

贷款金额计算

标准住宅：一般可以申请房产评估价值的70%（评估价是按照当前市场价格计算），部分银行可贷80-100%，个人经营抵押贷最高可贷3000W，一般1000万以内比较好申请。

别墅和商业房产：可贷金额一般是评估价值的50%-60%消费抵押贷款：无论房子总价多少最高只能申请房产价值的70%，同时贷款额度不能超过300万

利率说明（截至2025.5.19）

一次抵押贷款：

10年先息后本每年审核一次中途不归本年利率: 2.25%~2.3%

10年-20年先息后本3年审核一次中途不归本年利率：2.3%~2.5%

PS:低于2.85%或者以下的利率申请较为苦难，需有较强的经营痕迹的同时企业最好有一定亮点。

20年等额本息或等额本金3年审核一次中途不归本：3.25-3.45%

二次抵押贷款：

10年先息后本每年审核一次中途不归本年利率: 2.4%

10年先息后本3年还本续贷一次2.6%

20年等额本息或等额本金3年审核一次中途不归本：2.4-2.6%

当前上海首套房按揭贷款利率：3.15%

当前上海二套房按揭贷款二套房：3.55%

以100万为例子 经营贷先息后本 、等额本息 、首套房（等额本息）、 二套房（等额本息）、月供对比表如下：

可以看到先息后本和等额本息还款差额还是比较大的，先息后本适合前期还款压力大的客群，满一年后也部分或者全额还款，实际使用较为灵活。

还款方式解析

目前主流的还款方式有，先息后本、等额本息、等额本金、气球贷

先息后本：

每月只支付利息，本金在10-20年到期后一次性归还。先息后本相较于其他还款方式，他的月还款金额是最少的，很多粉丝可能对这种还款方式不太了解，觉得这种还款方式是利息支出最多的，其实这种还款方式比较灵活，贷款满一年可以随时提前还款，后续利息按照剩余本金计算。

等额本息和等额本金:

还款与按揭贷款相同，最长可按照20年还款，每月归还一定的本金和利息

气球贷：

他的还款过程就像气球形状一样，“前小后大”前几年还款金额较小、后期一次性还款金额较大。一般银行常见的是气球贷10年授信， 3年按20年等额本息还款。通俗点讲的意思是：这笔钱有效期十年，但合同签署3年，每3年需要审核一下你的材料然后直接“无还本续贷”（不需要归还本金直接续贷），材料包括（征信、银行流水、公司持有情况），虽然借款合同是三年，但每月的还款金额是按照20年等额本息还款，例如借款500万，利率3.2%，还款的公式：

按照一个较长的期限来计算月供，减轻前期还款压力。

抵押贷款办理流程：

注：

1、申请到放款的时间根据银行不同，一般的周期为7~20工作日；

2、一般需要到银行及房产交易中心合计1-3次（各银行情况不同）；

3、单次签约一般为1小时左右，如需开企业户预计需要2小时；

4、如有前银行贷款需要结清，则根据前银行还款时间，一般贷款总时长需要增加5~ 10个工作日。

各银行办理流程会有差异，部分银行单身、离异需要公证部分银行贷款申请可线上操作、银行不需要下户办理抵押：部分银行可线上抵押无需到房产交易中心办理。

行业名词介绍

除了以上内容中描述的一些贷款行业专用名词以外，还有一些常见的名词，以下千房也做下简单的介绍。

1、转贷：

房子本身已经有贷款不过因为额度低或者利息高，可在新的银行从新重新批复一笔贷款，确定额度与利息都适合的前提下结清之前贷款，再提取新的银行贷款的过程。

2、过桥垫资：

在转贷的过程中，由于没有足够的现金去结清之前贷款，可找相关的过桥机构“过桥垫资”用于结清钱银行款项，目前上海的过桥费用一般在万6万八，根据不同的机构价格也有所不同。

相关事宜：转贷的过桥周期一般在15天左右，过桥机构一般最低7天起借，不足7天按照7天计算，部分过桥公司还会有一定的过桥手续用。

3、白户：

没有任何贷款记录的贷款人，部分银行不太喜欢”白户”，由于没有和银行建立过信用关系，不确保是否有良好的还款习惯，建议”白户”在申请抵押贷款前可先先办理一张信用卡

4、贷款用途

经营抵押的贷款用途一般用于公司经营，用途一般为采购经营所需货品，最终的贷款是需要打入第三方账户的。

相关事项：多数银行贷款金额1000W以内可选择第三方法人或者股东个人收款，部分大行需要打入第三方公司名下。

5、受托支付：

受托支付是银行在放贷时常用的一种支付方式，一般是指放款银行根据贷款人提供的购销合同实行支付委托，有银行直接把款项转入借款人提供的有效用途合同中的指定账户，主要的目的是为了避免贷款被申请人挪用。

6、评分/评级：

部分银行已经使用“大数据”模式，也就是说根据现有的大数据系统结合客户的征信等情况会有系统评分，评分越高的的客户享受的优惠就越多（如最低的利率和比较好的还款方式），反之可能会导致利率上调或者拒贷。

7、白名单：

白名单分为单位白名单与房产白名单，申请信用贷款的时候为白名单客户申请信用贷款的额度相对高，利息也会给与优惠，房产白名单大致是指每个银行觉得位置好，处置方便的房产，白名单房产审批通过率会高一些。

8、一次抵押：一次抵押贷款是指目前房子里没有贷款，准备申请抵押贷款（与之前申请了几次贷款无关，只要贷款结清都属于一次抵押贷款）。

9、房产二次抵押贷款：

房产二次抵押贷款表示，目前房产已经抵押给一家银行或者贷款机构，在不结清之前贷款的前提下，申请新的一笔抵押贷款。

相关事项：二次抵押贷款由于是在原有基础上增加一笔新的贷款，对贷款人的要求有所提高。

10、无还本续贷：

无还本续贷是指，在额度有效期内，不需要结清当前贷款直接继续续贷。如常见的20年先息后本产品需要每三年”无还本续贷”一次，续贷时主要关注的是公司是否存在，征信是否正常，同时有没有大面积负责增加，如果都正常，多数银行在“无还本续贷”业务上都相对宽松。

11、抽贷：

近年经常有粉丝听到这个词，抽贷现象一般会出现违规使用资金，或资金回流的情况。控制好资金流向、保持良好征信、同时在贷款存续期期不要注销或者变更公司股权、经过合理的贷后管理，一般不会有抽贷风险。

12：单新/双新：

新公司：公司持有时间小于半年；

新产证:新产证一般指房产证办理时间小于6个月的房产证，部分银行把持有时间在1年内的房产证都归为新产证。

单新：指新房或者新公司双新：房产证与公司都是新办的；

双新：是指公司与房产证都是新办的。

13、好人好房

“好人”表示征信良好，负债低。“好房”一般是指房产位置好，房龄最好在20年内，房产面积最好大于60平米以上，每个银行对好人好房的评定标准有所不同。

相关事项：达到好人好房标准，对部分银行来说属于优质客户，在额度和利息上都有一定的优待。