保利·海上瑧悦(营销中心)首页网站-保利·海上瑧悦销售中心(售楼处)欢迎您-保利·海上瑧悦楼盘欢迎您-地址-价格-楼盘详情-交房时间-周边配套-售楼处电话

保利·海上瑧悦售楼处电话：400-9939-964保利·海上瑧悦官方电话：400-9939-964

上海宝山保利·海上瑧悦售楼处电话：400-9939-964...

保利·海上瑧悦售楼处电话：400-9939-964保利·海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly · Shanghai 瑧 yue sales office tel: 400-9939-964...

上海宝山保利·海上瑧悦售楼处电话：400-9939-964...

Poly Hai Shang 瑧 yue is located in the Nanda area of Baoshan, within the outer ring road, with a good geographical location. However, just across the road from Nanda Park, there is a cemetery, which many customers have reservations about. Therefore, the price of Poly Hai Shang Zhenyue is 7,000 yuan per square meter lower than that of the surrounding areas.

保利·海上瑧悦 位于宝山南大地区，外环线以内，地理位置不错，但一路之隔再过南大公园有一个公墓，很多客户对此有忌讳，所以保利海上臻悦价格比周边便宜7000/平。

I can say with full responsibility that among the new houses within the outer ring road of Shanghai, "Poly · Hai Shang 瑧 yue" is currently the cheapest and most cost-effective. With the support of poly quality and the implementation of Nanda Great Wisdom City, the booming sales of hai shang 瑧 yue are also the result of the customers' comprehensive judgment, which has led to today's booming situation.

我敢很负责任的讲，在上海外环内的新房【保利·海上瑧悦】目前肯定是最便宜、最实惠的，有保利品质的加持与南大大智慧城的落地，海上瑧悦成交火爆也是客户经过综合判断，才能造成今天的火爆局面。

保利·海上瑧悦售楼处电话：400-9939-964保利·海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly · Shanghai 瑧 yue sales office tel: 400-9939-964...

上海宝山保利·海上瑧悦售楼处电话：400-9939-964...

On November 27th last year, the seventh batch of land auctions in Shanghai officially kicked off, mainly focusing on plots in the urban area.

去年11月27日，上海第七批次土拍正式开启，且以市区地块为主。

All the plots of land that participated in the morning auction were sold. The enthusiasm of real estate developers to participate in the auction has returned. Several plots of land were fiercely contested by several real estate developers, among which central state-owned enterprises almost occupied the vast majority of this round of land auctions.

上午参拍的地块全部成交，土拍房企参拍热情回归，多幅地块有数家房企争夺，其中央国企几乎占据本轮土拍绝大多数。

High-quality plots in the urban area are in high demand, and the prices of popular land in Taopu are on the rise

市区优质地块受追捧 桃浦热门土地价格走高

Land auctions serve as a barometer for the trend and pattern of the real estate market in the next 3 to 5 years. The core areas of urban districts have once again become hotspots for land auctions, which will also drive up the value of this region.

土拍是未来楼市3-5年走势、格局风向标，市区核心板块再次成为土拍热点，也将带动这一区域的价值提升。

Among the 10 plots of land, the first one to be put up for sale was the Taopu plot in Putuo District. Eventually, this plot was jointly acquired by three central enterprises: Jinmao, China Resources, and C&D. The heavy investment by these three major central enterprises also reflects their unanimous recognition of the value of the core area of Taopu Smart Innovation City.

10宗土地中首块推出的为普陀桃浦地块，最终该地块被央企金茂、华润、建发三家共同摘得，三大国央企重仓出手，也正体现了对桃浦智创城核心区板块价值的一致认可。

保利·海上瑧悦售楼处电话：400-9939-964保利·海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly · Shanghai 瑧 yue sales office tel: 400-9939-964...

上海宝山保利·海上瑧悦售楼处电话：400-9939-964...

The 1.581 billion yuan transaction of the Taopu plot this time, combined with the product development capabilities of Jinmao, China Resources and C&D, the industry generally believes that the final selling price may reach 90,000 yuan per square meter or even higher.

此次桃浦地块15.81亿成交，结合金茂、华润和建发的产品打造能力，业内普遍认为最终售价或将达到9万/㎡甚至更高。

On this basis, the prices within the sector will also rise in the future.

在此基础上，未来板块内的价格也将水涨船高。

Compared with the current average price of around 80,000, entering the market at this time can be said to be very timely.

相较于目前8万左右的均价，此时入场不得不说是恰逢时机。

Jinmao and C&D, as one of the developers participating in this joint auction, have not been the first to set their feet in Taopu. Take Jinmao as an example. The Putuo Jinmao Mansion, which is just across the road from the million-yuan Central Green Space, has become a hot spot in the area with its high-quality, technology-driven ready-to-move-in properties.

金茂、建发作为此次联合竞拍的开发商之一，已然不是第一次落子桃浦，以金茂为例，与百万中央绿地一路之隔的普陀金茂府，以其高品质科技准现房成为板块大热。

It is learned that after a series of policy support, the project has been rumored to have cancelled some discount offers. The nearly completed houses are finally being cleared, and home buyers can make a move now.

据悉，在一系列政策加持后，项目已传出取消部分折扣优惠的消息，准现房最后清栋，购房者可以下手了。

In terms of quality and development, Poly is definitely good. Judging from the floor plans, they are also quite nice.

从品质与开发来说保利是肯定不错的，从户型来看也挺不错。

For 5 million yuan, I bought a three-bedroom apartment; for 7 million yuan, I bought a four-bedroom apartment. The decoration standards are extremely high. You can't find a second one within the entire outer ring Road of Shanghai.

500万买3房，700万买大四房，装修标准非常高，整个上海外环以内找不出第二个。

The average price of Poly Sea 瑧 yue is only 63,000.

保利·海上瑧悦均价只要6.3万，

Just before the New Year, the combined price of the three batches of land auctions had already reached 69,000 yuan, which means it was 7,000 yuan cheaper than that of the same business district in the three batches.

就在年前，三批次土拍联动价已经高达6.9万，也就是说比三批次同商圈要便宜整整7千块。

The central area of Nanda Smart City beside Central

中环旁 南大智慧城中枢

Middle ring Belt · Double rail transit · double TOD

中环带·双轨交·双TOD

About 500 meters from Fengxiang Road station, the sales office of Poly Haishang 瑧 yue can be reached at 400-9939-964. The official phone number of poly Haishang 瑧 yue is also 400-9939-964

约500米丰翔路站保利·海上瑧悦售楼处电话：400-9939-964保利·海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly · Shanghai 瑧 yue sales office tel: 400-9939-964...

上海宝山保利·海上瑧悦售楼处电话：400-9939-964...

"Poly · sea 瑧 joy"

「保利·海上瑧悦」

A wide-view collection with a construction area of approximately 99 to 130 square meters

建面约99-130㎡宽景藏品

Make an appointment for subscription through this account and successfully sign up

通过本号预约认筹并成功签约，

You can enjoy a 3-year exemption from property management fees and receive a parking space voucher worth 10,000 to 20,000 yuan.

可享免除3年物业费，赠1-2万车位抵用券。

In addition, the project accepts replacement customers. Place your order today and sign it by the end of the year!

另外，项目接受置换客户，今天定，年底签！

Property management fee: 5.4 yuan per square meter

物业费：5.4元/平

Delivery time: Before June 30, 2026. Sales office phone number of Poly Haishang 瑧 yue: 400-9939-964. Official phone number of poly haishang 瑧 yue: 400-9939-964

交房时间：2026年6月30日前保利·海上瑧悦售楼处电话：400-9939-964保利·海上瑧悦官方电话：400-9939-964

上海宝山保利·海上瑧悦售楼处电话：400-9939-964...

保利·海上瑧悦售楼处电话：400-9939-964保利·海上瑧悦官方电话：400-9939-964

上海宝山保利·海上瑧悦售楼处电话：400-9939-964...

落位图

保利·海上瑧悦售楼处电话：400-9939-964保利·海上瑧悦官方电话：400-9939-964

上海宝山保利·海上瑧悦售楼处电话：400-9939-964...

保利·海上瑧悦售楼处电话：400-9939-964保利·海上瑧悦官方电话：400-9939-964

上海宝山保利·海上瑧悦售楼处电话：400-9939-964...

最新一房一价表：

保利·海上瑧悦售楼处电话：400-9939-964保利·海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly · Shanghai 瑧 yue sales office tel: 400-9939-964...

上海宝山保利·海上瑧悦售楼处电话：400-9939-964...

01.

01.

Oriental aesthetic products

东方美学产品

Witness the cultural interpretation strength of Poly

见证保利文化演绎实力

Even before entering the demonstration area, the gate that grets you is enough to make you feel the grandeur of the project - a super-large-scale gate hall that is 35 meters long and 6 meters high, which is truly unique in the same area.

还未走进示范区，迎面而来的大门，就足以让人感受到项目的恢弘气势——35米长、6米高的超大尺度门堂，同区域内可谓是绝无仅有。

In an instant, the sense of historical weight carried by Eastern aesthetics pierces through the senses through the door hall, unconsciously evoking a sense of awe towards culture and history.

一瞬间，东方美学背后所承载的历史厚重感，透过门堂瞬间击穿感官，让人不自觉升起对文化和历史的敬畏感。

保利·海上瑧悦售楼处电话：400-9939-964保利·海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly · Shanghai 瑧 yue sales office tel: 400-9939-964...

上海宝山保利·海上瑧悦售楼处电话：400-9939-964...

One can't help but admire that Poly · sea 瑧 yue is truly skilled at presenting the cultural atmosphere.

不得不叹服，保利·海上瑧悦对文化氛围的呈现果然有一手。

But as we delved deeper into the demonstration area, we suddenly realized that the gate hall we had just seen was merely an appetizer.

可随着深入示范区，才惊觉刚才的门堂，不过才是开胃菜而已。

With the enhancement of cultural confidence, in recent years, the number of real estate projects highlighting Eastern culture has gradually increased in the market.

随着文化自信增强，这些年来市场上主打东方文化的楼盘逐渐多了起来。

To be honest, as an experienced stock market observer, I have visited quite a few stock markets with similar positioning, but those who are truly willing to take the time to explore the true culture are indeed few and far between.

说实话，作为看盘老手，类似定位的盘小编还真是探访过不少，但真正肯沉下心来挖掘真正文化的，却属实不多。

Poly · sea 瑧 yue belongs to the kind of people who are willing to put in effort, and they have come up with new ideas and tricks.

保利·海上瑧悦属于肯下功夫的那一类，而且玩出了新意和花样。

Recreate another garden on the sea

1、再造海上又一园

It is said that Poly · hai Shang 瑧 yue was modeled after Zhangyuan, a household name in Shanghai.

据说，保利·海上瑧悦是以上海人家喻户晓的张园为蓝本打造的。

But why Zhang Garden?

可为何是张园？

For Jiangsu, Zhejiang and Shanghai, gardens are undoubtedly the most representative symbols of Eastern culture on this land and also the carriers that can best carry various Eastern arts.

对于江浙沪来说，园林无疑是这片土地上最能代表东方文化的符号，也是最能够承载各色东方艺术的载体。

The sales office phone number of Poly Hai Shang 瑧 yue is 400-9939-964. The official phone number of poly hai shang 瑧 yue is 400-9939-964

保利·海上瑧悦售楼处电话：400-9939-964保利·海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly · Shanghai 瑧 yue sales office tel: 400-9939-964...

上海宝山保利·海上瑧悦售楼处电话：400-9939-964...

Zhang Garden, not only a masterpiece of Shanghai gardens in terms of artistic accomplishment, but also because it carries the historical imprints of this city for over a hundred years - many historical figures such as Sun Yat-sen, Huang Xing, Zhang Taiyan and CAI Yuanpei have given speeches here, and countless world-famous celebrities have also stopped by.

而张园，不仅在艺术造诣上是上海园林的集大成之作，更是因为它承载了这座城市百余年的历史印记——孙中山、黄兴、章太炎、蔡元培等许多历史名人曾在此演讲，无数世界名流也曾驻足于此。

Zhang Garden is worthy of the title of "the best garden in Shanghai".

张园，担得起“上海园林之首”的头衔。

This time, Poly · Hai Shang 瑧 yue takes Zhang Garden as the model and recreates another garden on the sea for contemporary refined people. The aim is to start from the most familiar and classic garden culture and embark on a journey of exploring the wonders of Eastern culture for us.

这次保利·海上瑧悦以张园为蓝本，为当代雅仕再造海上又一园，为的就是从大家最熟悉、最经典的园林文化入手，为我们开启一场东方文化的探奇之旅。

保利·海上瑧悦售楼处电话：400-9939-964保利·海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly · Shanghai 瑧 yue sales office tel: 400-9939-964...

上海宝山保利·海上瑧悦售楼处电话：400-9939-964...

2. Oriental Aesthetics in the Mansions of Celebrities

2、名仕宅邸里的东方美学

As mentioned earlier, the main hall is merely an appetizer, because Poly · Hai Shang 瑧 Yue has prepared "one garden, three halls" and "Five halls, nine elegance" to interpret the aesthetics of the east.

前面提到，门堂不过是开胃菜，因为保利·海上瑧悦足足准备了“一园三堂”“五进九雅”来演绎东方美学。

"Three Halls in One Garden

【一园三堂】

"One Garden and Three Halls" is the core scene within the community.

“一园三堂”是社区内部的核心场景。

The so-called "One Garden" refers to the "Hidden Garden of mountains and Waters".

所谓一园，指的是“山水隐园”；

The three halls are respectively the gate hall, the hall and the pavilion hall.

三堂，则分别是门堂、厅堂、轩堂。

After entering through the gate hall, a whole glass curtain wall frames the scenery of the Mountain and Water Hidden Garden before your eyes, and the wide view immediately brings a strong visual impact.

从门堂进入之后，一整面玻璃幕墙将山水隐园的景色框定在眼前，开阔的视野立刻带来了强烈的视觉冲击。

We originally thought that we had already taken in the garden at a glance, but as we delved deeper, we discovered the mystery of the "hidden" in its name.

我们原以为，这下就已经把园林一揽于眼中了，可是等慢慢深入之后，才发现这名字中“隐”的奥妙。

保利·海上瑧悦售楼处电话：400-9939-964保利·海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly · Shanghai 瑧 yue sales office tel: 400-9939-964...

上海宝山保利·海上瑧悦售楼处电话：400-9939-964...

Since Tao Yuanming, seclusion in the mountains and waters has been the unextinguishable dream of scholars and officials.

自陶渊明以来，隐居山水是士大夫们不灭的梦想。

When they achieved success and fame, they chose to live in seclusion in the city, placing their dream of retiring into a garden filled with mountains and waters, and also expressing the philosophy of "seclusion" in the language of gardens.

待到功成名就，他们就选择大隐隐于市，把归隐的梦想放进满是山水的园林中，也把“隐”的哲学用园林的语言表达出来。

Therefore, all the arrangements in the garden are not merely the simple piling up of pavilions, terraces and waterside terraces, but are skillfully woven in layers.

因此，园林的所有布置，不会是亭台水榭的单纯堆砌，而是精于层次地编织开来。

Poly sea 瑧 yue is well aware of this.

保利·海上瑧悦深谙这一点。

You will find that as you follow the route into the garden, the scenery before your eyes gradually changes with your steps, and your mood also fluctuates subtly without you even realizing it, truly achieving the effect of "a different view with every step".

你会发现，跟随动线深入园林后，眼前景色在随着脚步一点点发生着变化，心情也不知不觉跟着产生微妙的起伏，真正做到了“移步异景”的效果。

保利·海上瑧悦售楼处电话：400-9939-964保利·海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly · Shanghai 瑧 yue sales office tel: 400-9939-964...

上海宝山保利·海上瑧悦售楼处电话：400-9939-964...

The hall and the pavilion also appeared in sequence without any sense of incongruity during this process of enjoying the scenery.

厅堂和轩堂，也在这番赏景过程中，毫不突兀地依次出现。

The former recreates the scene of Confucius giving lectures under a tree, while the latter uses metal-woven roller blinds combined with greenish-blue glazed glass to create a space for a tea-tasting hall and zither.

前者还原出孔子树下讲学的场景，后者则用金属编织的卷帘搭配青绿色彩釉玻璃，构建出一个品茗厅琴的空间。

All of this comes so naturally, coherently, rhythmically and layering, capturing the essence of garden art to the core.

这一切来得如此自然、连贯，富有节奏和层次，把园林艺术的本质抓得入木三分。

保利·海上瑧悦售楼处电话：400-9939-964保利·海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly · Shanghai 瑧 yue sales office tel: 400-9939-964...

上海宝山保利·海上瑧悦售楼处电话：400-9939-964...

"Five Advances

【五进】

How can we use the language of architecture to make us feel the truly substantive Eastern culture?

怎么用建筑的语言，让我们感受到真正言之有物的东方文化？

This time, Poly really put in a lot of effort, summarizing and interpreting the cultural main thread and important elements of the past five thousand years into the "Five Enters" when returning home.

保利这次时真的下了功夫，把五千年来的文化主线和重要元素，归纳演绎成了归家时的“五进”。

The term "advance" is roughly equivalent to the depth of a modern house.

所谓“进”，约等于现代房子的进深。

In ancient times, the deeper one went, the higher the status and rank.

在古代，进深越多，地位等级越高。

The Poly · Hai Shang 瑧 yue adopts the "Five courtyards" ritual system, which was only permitted in ancient royal and noble residences, aiming to create a sense of reverence and homecoming ceremony.

而保利·海上瑧悦采用的是古代王室贵族府邸才被允许使用的“五进院”礼制，只为营造出尊崇的归家仪式感。

The "First entry" gate hall, with pine and stone guards, welcomes contemporary refined scholars in accordance with the regulations of ancient high-ranking officials' chariots and horses.

“一进”门堂，松石守望，以古代高门的仕官车马行院规制，礼迎当代雅仕；

The "Two Courtyards" and "Four Waters Flowing into the Hall" - In ancient Huizhou, the courtyard was called "Mingtang". When it rained, water from all sides flowed continuously into the courtyard walls and mansions like wealth and honor.

“二进”四水归堂——古徽州将天井称为“明堂”，下雨之时，四面雨水有如财禄一般，源源不断涌入院墙府内；

In the "Three Enters" Glazed Treasure Courtyard, the dazzling and ever-changing visual colors fully display the Zen spirit.

“三进”琉璃宝院，绚丽变幻的视觉色彩中，禅意尽显；

The "Four Courtyards" are the green waves returning to the garden and the elegant path of fallen flowers, while the "five courtyards" are the garden between houses. The romantic atmosphere of nature is within reach.

“四进”碧波归苑和落英雅径，“五进”宅间花园，大自然的浪漫气息触手可及。

保利·海上瑧悦售楼处电话：400-9939-964保利·海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly · Shanghai 瑧 yue sales office tel: 400-9939-964...

上海宝山保利·海上瑧悦售楼处电话：400-9939-964...

Looking at it this way, the complex Oriental aesthetic system has been so clearly integrated into the architecture.

如此一看，复杂的东方美学体系，竟然就这么清晰地融进了建筑当中。

Just like the most outstanding students with excellent grades, they can always help us clarify the key points with the simplest language, which cannot be called ingenious.

就像是最牛的学霸，总是能用最简单的语言帮我们理清楚重点，不可不谓之精巧。

【 Jiuya

【九雅】

Poly · Hai Shang 瑧 yue is committed to integrating eastern aesthetics into every aspect of life and bringing culture back to life.

保利·海上瑧悦致力于把东方美学融入生活点滴，让文化回归生活。

The community is equipped with nine major areas, including the "Blue Waves Return Garden", "Sparse Forest Cinema", "Fallen Petals Elegant Realm", "Flower Gathering Place", "Ginkgo Stage", "Peach Garden Fun Gathering", "Neighbors' Elegant Courtyard", "Garden Gathering", and "Vitality Competition Field", recreating the nine life scenes of ancient scholars and literati: burning incense, drinking tea, listening to the rain, enjoying the snow, admiring the moon, drinking wine, viewing flowers, exploring the secluded, and playing the zither. Homeowners can immerse themselves in the unrestrained life of scholars and literati.

小区设置了碧波归苑、疏林影院、落英雅境、芳华聚场、银杏舞台、桃园趣集、邻间雅庭、花园雅集、活力竞场等9大区域，还原古代文人雅仕焚香、喝茶、听雨、赏雪、赏月、吃酒、观花、寻幽、抚琴的九大生活场景，业主能够沉浸式体验到文人雅仕的恣意人生。

保利·海上瑧悦售楼处电话：400-9939-964保利·海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly · Shanghai 瑧 yue sales office tel: 400-9939-964...

上海宝山保利·海上瑧悦售楼处电话：400-9939-964...

3. Surprises are revealed in the details

3、细节之处见惊喜

A good project naturally becomes more and more enjoyable the more you savor it.

好的项目，自然是越品越有滋味。

Some little details and ingenious ideas of Poly · Hai Shang 瑧 yue always appear unexpectedly, bringing us endless surprises.

保利·海上瑧悦的一些小细节、小巧思，总是会不经意间突然出现，给我们以源源不断的惊喜。

For instance, on the route back home, Poly drew inspiration from the ancient custom of "night strolling with lanterns" and incorporated the concept of "lanterns" throughout. In the entrance hall of the public area, the uniquely shaped wall lamps are particularly eye-catching, and their inspiration comes from the "classical Chinese bean-shaped lamps".

例如，在归家的动线上，保利以古代“提灯夜游”为灵感，将“灯”这一意向穿插其中——在公区入户大堂内，造型别致的壁灯格外惹眼，其灵感来自于“中国古典豆形灯”；

The wall-mounted lamps are made of antique copper and stainless steel combined with imitation translucent marble lamps, creating a hazy halo atmosphere with a strong Oriental charm.

落壁灯则是以古铜不锈钢搭配仿透光云石灯具，营造出朦胧的光晕氛围，颇具东方意蕴。

保利·海上瑧悦售楼处电话：400-9939-964保利·海上瑧悦官方电话：400-9939-964

上海宝山保利·海上瑧悦售楼处电话：400-9939-964...

又比如，项目延续了张园“引水入园”的理念，将长200m近1000m²的水系覆盖到整个社区内。水景形态各异，有中心静水、三层跌水、点状涌泉、立面叠瀑、弧形流水五大不同呈现方式。水系的引入，让整个社区彻底灵动飘逸了起来。

保利·海上瑧悦售楼处电话：400-9939-964保利·海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly · Shanghai 瑧 yue sales office tel: 400-9939-964...

上海宝山保利·海上瑧悦售楼处电话：400-9939-964...

03.

03.

Superior location, grand planning, and strong supporting facilities

优区位、大规划、强配套

Site selection at the ceiling level

天花板级别择址

If Poly Hai Shang 瑧 yue has reached the ceiling level in the region in terms of product power, then its forward-looking site selection is also at the forefront among developers.

如果说在产品力上保利·海上瑧悦已经做到了区域的天花板级别，那么他超前眼光的选址同样处于一众开发商的前列。

According to the "Implementation Opinions on Accelerating the Transformation and Development of the North and South" issued by the municipal government, the Nanda Smart City where Poly · Hai Shang 瑧 yue is located has been listed as one of the five key areas. It will become the core position for the transformation of the north and south of Baoshan, enjoying the benefits brought by policies and regional development. In the past half year, the price has increased by 6,000 yuan per square meter, with an increase of up to 10%.

根据市政府发布《关于加快推进南北转型发展的实施意见》，保利·海上瑧悦所处的南大智慧城被列为五大重点区域之一，这里将成为宝山南北转型的核心阵地，享受政策和区域发展带来的利好，近半年涨价6000元/㎡，涨幅高达10%，

This is the best proof of the value of this area.

就是这个区域价值的最好证明。

保利·海上瑧悦售楼处电话：400-9939-964保利·海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly · Shanghai 瑧 yue sales office tel: 400-9939-964...

上海宝山保利·海上瑧悦售楼处电话：400-9939-964...

In addition, the area is located in the middle ring Road, and within a 1-kilometer radius, there are planned dual TOD metro above-ground complexes. Just the value of the ring line and the transportation radiation value are rare and should not be underestimated among all new properties in Shanghai.

除此之外，区域占位中环，1公里周围还规划双TOD地铁上盖综合体，光是环线价值和交通辐射价值，放眼整个上海新盘不可多得都不容小觑。

There are 40 parks planned right outside your door

出门即公园，40个公园规划

Poly · Hai Shang 瑧 yue is located in the Nanda Ecological Smart City, which is built to standards no lower than those of both banks of the Huangpu River.

保利·海上瑧悦，所在板块是以不低于黄浦江两岸标准建设的南大生态智慧城。

Nanjing University, covering an area of approximately 6.4 square kilometers, has planned 40 parks, with a total public green space of about 2.6 square kilometers. Its ecological volume is nearly twice that of Century Park, and the green coverage rate is as high as 43%.

面积约6.4平方公里的南大，规划了40个公园，累计约2.6平方公里公共绿地，生态体量近2倍之于世纪公园，绿化率高达43%。

Just outside the door is a park!

出门即是公园！

保利·海上瑧悦售楼处电话：400-9939-964保利·海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly · Shanghai 瑧 yue sales office tel: 400-9939-964...

上海宝山保利·海上瑧悦售楼处电话：400-9939-964...

Fengxiang Road Station on Line 15, a real metro property!

15号线丰翔路站，真地铁盘！

For many developers, as long as the distance does not exceed 1.5 kilometers, they can still take advantage of the reputation of metro properties.

对于许多开发商来说，只要距离不超过1.5KM，那么地铁盘的名头还是可以蹭一蹭。

However, Poly Haishang 瑧 Yue can be regarded as a genuine metro project. It is approximately 500 meters away from Fengxiang Road Station of Line 15 and also connects to the planned Line 22. The convergence of the two tracks will greatly enhance the convenience of travel.

但保利·海上瑧悦可以说是实打实的真地铁盘，约500米15号线丰翔路站，同时还接驳规划中的22号线，双轨交汇，出行便捷指数将得到极大提升。

保利·海上瑧悦售楼处电话：400-9939-964保利·海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly · Shanghai 瑧 yue sales office tel: 400-9939-964...

上海宝山保利·海上瑧悦售楼处电话：400-9939-964...

Dual TODs within 1 kilometer, a future value highland!

1公里内双TOD，未来价值高地！

Since we are talking about the subway, it is necessary to mention the TOD planning closely related to the subway.

既然说到地铁，就不得不提与地铁密切相关的TOD规划。

Within a 1-kilometer radius of Poly · Hai Shang 瑧 yue, there are Fengxiang Road TOD and Nanda Road TOD. With a volume of approximately 600,000 square meters, it is nearly three times the size of Qiantan Taikoo li. This means that the daily life needs of the owners for travel, shopping, leisure and entertainment in the future can be met in one stop.

在保利·海上瑧悦1KM范围内，汇集了丰翔路TOD和南大路TOD，其约60万方的体量，是前滩太古里的近三倍，也就是说业主未来出行、购物、休闲、娱乐的日常生活需求一站便能得到解决。

保利·海上瑧悦售楼处电话：400-9939-964保利·海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly · Shanghai 瑧 yue sales office tel: 400-9939-964...

上海宝山保利·海上瑧悦售楼处电话：400-9939-964...

Of course, TOD planning brings more than just convenience in daily life; the value behind it is self-evident.

当然，TOD规划带来的不仅仅是生活上的便利，其背后的价值更是不言而喻。

Take the new project in Nanda, which is further away from the Fengxiang Road TOD, as an example. The price of the land and property linkage has risen to 67,000 yuan per square meter. In the Fengxiang Road TOD plot that has already entered the market in the 11th batch, the price of the land and property linkage has even reached as high as 69,000 yuan per square meter!

以距离丰翔路TOD更远的南大新盘为例，房地联动价已经上涨至6.7W/㎡，而在十一批次已经入市的丰翔路TOD地块，房地联动价更是高达6.9W/㎡！

Choose Poly · Sea 瑧 yue, you choose the future high ground of value!

选择保利·海上瑧悦，就是选择了未来的价值高地！

All educational and medical facilities are available

教育医疗配套，一应俱全

The area where the project is located is planned to build 8 kindergartens, 2 primary schools, 1 junior high school, 1 senior high school and 2 nine-year compulsory education schools. The Nanda Experimental School in Baoshan District has been put into use, and the main structure of the Baoshan Branch of Shanghai Normal University High School has been capped.

项目所在区域规划建设8所幼儿园、2所小学、1所初中、1所高中、2所九年一贯制学校，宝山区南大实验学校已启用，上师大附中宝山分校主体结构已封顶。

保利·海上瑧悦售楼处电话：400-9939-964保利·海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly · Shanghai 瑧 yue sales office tel: 400-9939-964...

上海宝山保利·海上瑧悦售楼处电话：400-9939-964...

In terms of medical resources, apart from the already established Baoshan Branch of Renji Hospital and Huashan Hospital Affiliated to Fudan University, Nanjing University will also build a three-tier medical system consisting of international medical institutions, a municipal tertiary hospital, and high-end community medical care to safeguard the health of family life.

而医疗资源方面，除了已建成的仁济医院宝山分院、复旦大学附属华山医院，南大还将打造国际医疗机构、市三甲医院、高端社区医疗3重医疗体系，护航家庭生活健康。

The central area of Nanda Smart City beside Central

中环旁 南大智慧城中枢

Middle ring Belt · Double rail transit · double TOD

中环带·双轨交·双TOD

It's about 500 meters to Fengxiang Road Station

约500米丰翔路站

"Poly · sea 瑧 joy"

「保利·海上瑧悦」

A wide-view collection with a construction area of approximately 99 to 130 square meters

建面约99-130㎡宽景藏品

By making an appointment and successfully signing the contract through this number, the sales office phone number of Poly · Hai Shang 瑧 yue is 400-9939-964, and the official phone number of poly · hai shang 瑧 yue is 400-9939-964

通过本号预约认筹并成功签约，保利·海上瑧悦售楼处电话：400-9939-964保利·海上瑧悦官方电话：400-9939-964

上海宝山保利·海上瑧悦售楼处电话：400-9939-964...

保利·海上瑧悦售楼处电话：400-9939-964保利·海上瑧悦官方电话：400-9939-964

上海宝山保利·海上瑧悦售楼处电话：400-9939-964...

住房贷款本质上是一种中长期抵押担保贷款，它以您购买的房屋作为还款保证，由银行提供资金支持。2025年6月最新发布的《住房信贷管理条例》将其明确定义为“用于购买、建造、翻修自住住房的专项贷款”。若把整个贷款市场比作大型超市，住房贷款就是家电区的“大家电专柜”——金额大、周期长、规则细，且与民生保障紧密相连。

一、官方定义与最新政策定位

中国人民银行在2025年第一季度货币政策报告中明确，住房贷款属于个人消费贷款中的住房消费类，区别于日常消费贷与经营贷。其核心特征包括三个方面。

01 担保方式上属于不动产抵押贷款

银行在放贷时同步办理抵押登记，您所购房屋的《不动产权证书》会标注抵押信息。若连续逾期超过6个月，银行有权启动司法拍卖程序。这一机制如同为银行资金系上保险绳，确保贷款安全。

02 期限结构上属于中长期贷款

目前主流贷款期限为10年至30年。2025年新规要求银行提供“弹性期限”服务，允许在还款期内申请1-3次期限调整。例如将原20年期缩短至15年，月供增加但总利息减少。

03 政策属性上具有民生保障功能

首套房贷款利率可享受LPR（贷款市场报价利率）减点的优惠。2025年7月全国首套房贷平均利率为3.35%，较一般消费贷低1.5个百分点以上。这种利率差体现政策对刚性住房需求的支持。

二、2025年最新分类标准

根据《住房信贷管理条例》第八条，住房贷款按用途与对象细分为三大类型。

01 普通商品住房贷款

面向市场流通的商品房购买者，包括新建住宅与二手房。2025年政策要求此类贷款严格执行“认房不认贷”，只要名下无房即认定为首套。例如北京市民王女士卖掉唯一住房后再次购房，仍可享受首套房3.35%利率。

02 保障性住房贷款

专用于购买政策性住房的贷款品种，包括共有产权房、人才住房等。其特点是首付比例低至15%（普通住房最低20%），且公积金贷款额度可上浮20%。2025年新增“保障房贴息”政策，地方政府对前5年利息补贴30%。

03 政策性住房贷款

特指住房公积金贷款，由各地公积金管理中心委托银行发放。其最大优势是利率固定（2025年为2.85%），不受LPR波动影响。但存在额度限制，例如深圳单人最高额度80万元，家庭160万元。

三、利率结构双轨制解析

当前住房贷款利率实行“LPR+基点”双轨定价机制，2025年7月最新数据如下表：

LPR机制如同利率拼图

每月20日公布的最新LPR是基础底板，银行在此基础上加减基点形成最终利率。2025年6月LPR下调25基点后，北京某银行将首套房基点从-20调整为-55，实际利率由3.2%降至2.85%。这种机制让利率调整既跟随市场动态，又保留银行自主空间。

利率转换关键点

选择固定利率的借款人，2025年仍有一次机会转为LPR浮动利率。但公积金贷款不参与转换，保持固定利率优势。建议贷款人登录手机银行“利率管理”板块实时测算，转换后月供节省金额超过100元再操作。

四、组合贷款形态创新

当公积金贷款额度不足时，“公积金+商贷”组合贷款成为最优解。2025年组合贷呈现新特征。

01 额度动态适配

公积金中心与商业银行建立数据直联，系统自动计算最优配比。例如上海购房者申请200万元贷款，公积金可贷80万元，系统自动配置商贷120万元，避免重复提交材料。

02 还款智能分流

公积金部分优先偿还，商贷部分延后处理。某案例显示组合贷月供6000元，其中公积金部分2500元直接划扣，商贷3500元从还款卡扣除。这种设计最大化利用低息资金。

03 贴息政策联动

购买绿色建筑（二星级以上）的借款人，可叠加享受公积金利率折扣与商贷贴息。2025年深圳某项目购房者实际综合利率降至2.6%，较纯商贷年省利息1.2万元。

五、区别于其他贷款的核心特征

01 资金流封闭管理

房贷资金实行“点对点”划转，银行直接付款至开发商监管账户或卖方账户。借款人无法提现挪用，这一机制有效防范资金流入股市、楼市投机领域。

02 还款方式特殊设计

除等额本息/本金外，2025年新增“气球贷”选项——前5年只还利息，第6年起分摊本金。适合预期收入大幅增长的年轻群体，但需注意后期还款压力倍增。

03 税收政策专项支持

住房贷款利息可抵扣个人所得税，每年最高抵扣1.2万元。2025年新增“多子女家庭附加扣除”，每名未成年子女增加2000元抵扣额，切实减轻家庭负担。

住房贷款如同量身定制的金融外骨骼，它支撑起普通人实现居者有其屋的梦想骨架。2025年政策升级后，这副“外骨骼”变得更轻便灵活——利率拼图让资金成本可视化，组合贷款实现无缝衔接，税收抵扣则像为骨架添加缓冲层。当您走进银行签署房贷合同时，握在手中的不仅是法律文件，更是一套与国家住房保障体系深度咬合的金融齿轮。建议购房者打开手机银行“房贷计算器”，输入心仪房源总价，系统将实时生成专属贷款方案，让金融工具真正服务于美好生活。