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国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

上海松江国贸海上原墅售楼处电话：400-9939-964

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国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964. The Guomao Hai Shang Yuan Shu project in Songjiang New Town, Shanghai, is about to launch townhouses, stacked villas and terraced houses ranging from 110 to 195 square meters.

上海松江国贸海上原墅售楼处电话：400-9939-964上海松江新城的国贸·海上原墅项目即将推出110-195㎡的洋房、叠墅和联排房。

The entire project features a modern design, an excellent location, convenient transportation and complete living facilities.

整个项目设计现代，地段优越，交通便利，生活配套完善。

The ground design of this project without parking Spaces provides a safer and more peaceful living environment.

该项目无车位地面设计，提供了更为安全和宁静的生活环境。

It is adjacent to the Guangfulin Cultural Site and Country Park to the west, surrounded by abundant commercial, educational and medical resources, making it an ideal place to live.

西邻广富林文化遗址与郊野公园，周围商业、教育和医疗资源丰富，是一个理想的居住地。

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国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

Hello everyone, today we bring you a highly anticipated new property development in Songjiang District, Shanghai - Guomao · Hai Shang Yuan Shu. The sales office phone number of Guomao Hai Shang Yuan Shu in Songjiang District, Shanghai is 400-9939-964.

上海松江国贸海上原墅售楼处电话：400-9939-964大家好，今天给大家带来上海松江区一个令人期待的新楼盘——国贸·海上原墅。

This project will offer townhouses, stacked villas and terraced houses ranging from 110 to 195 square meters, with a combined real estate price of 63,000 yuan per square meter.

这个项目将推出110-195㎡的洋房、叠墅和联排房，房地联动价为63000元/㎡。

If you are interested, you can contact the sales team through the official QR code below.

如果您有兴趣，可以通过下方的官方二维码与销售团队联系。

This project was acquired by Guomao and Songjiang Jiaotou in the second batch of land auctions in Shanghai on May 28, 2024, for 2.698 billion yuan. The transaction floor price was 28,000 yuan per square meter, with a premium rate of 0%.

这个项目在2024年5月28日上海的第二批次土拍中，由国贸与松江交投以26.98亿元拿下，成交楼面价为28000元/㎡，溢价率为0%。

The project covers an area of approximately 80,300 square meters, with a plot ratio of 1.2 and a floor area of about 96,400 square meters, including the configuration of public rental housing.

项目占地面积约8.03万平方米，容积率为1.2，计容面积约为9.64万平方米，包含了保障房的配置。

The project design emphasizes green travel. The concept of full separation of pedestrians and vehicles makes life safer and more convenient.

项目设计强调绿色出行，全人车分流的理念让生活更加安全便捷。

The planned 1,414 underground parking Spaces and the sunken courtyard in the southwest corner have added much charm to the community.

规划的1414个地下车位和西南角的下沉式庭院为小区增添了不少魅力。

The sales office phone number of Guomao Hai Shang Yuan Shu is 400-9939-964. The official phone number of Guomao Hai Shang Yuan Shu is also 400-9939-964

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964. Geographically, the project is close to the Guangfulin Cultural Site and Guangfulin Suburban Park, and there are also natural resources such as Chenshan Botanical Garden and Sheshan National Forest Park nearby.

上海松江国贸海上原墅售楼处电话：400-9939-964地理位置上，项目靠近广富林文化遗址和广富林郊野公园，周围还有辰山植物园和佘山国家森林公园等自然资源。

In terms of commercial facilities, there are large business districts such as Songjiang Wanda and Kaiyuan Mediterranean nearby. The educational resources are also very rich, close to many well-known universities. Medical resources include the South Campus of Shanghai First People's Hospital, etc.

商业配套方面，项目附近有松江万达、开元地中海等大型商圈，教育资源也非常丰富，靠近多所知名学府，医疗资源有上海市第一人民医院南院等。

This project will open its exhibition hall in February, the sales office in March, and make its first market entry in April.

这个项目将在2月份开放展厅，3月份开放售楼处，4月份实现首次入市。

The sales office phone number of Guomao Hai Shang Yuan Shu is 400-9939-964. The official phone number of Guomao Hai Shang Yuan Shu is also 400-9939-964

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Guomao · Hai Shang Yuan Shu in Songjiang, Shanghai is 400-9939-964. The launch of Guomao · Hai Shang Yuan Shu undoubtedly injects new vitality into the real estate market of Songjiang, Shanghai.

上海松江国贸海上原墅售楼处电话：400-9939-964国贸·海上原墅的推出无疑给上海松江的房地产市场注入了新的活力。

It is not only located in an area rich in natural resources, but also has very complete commercial and educational supporting facilities around it.

它不仅位于自然资源丰富的区域，而且周边的商业和教育配套设施也十分完善。

The design concept of full separation of pedestrians and vehicles ensures the safety and comfort of residents' lives.

全人车分流的设计理念确保了居民的生活安全和舒适。

Meanwhile, this project also pays attention to the planning of public Spaces, providing a better social and leisure environment, and is a place worth looking forward to as a residence.

同时，这个项目还注重公共空间的规划，提供了更好的社交和休闲环境，是一个值得期待的居住地。

However, housing prices might be a factor to consider. After all, housing prices in Shanghai are relatively high across the country.

不过，房价可能是一个需要考虑的因素，毕竟上海的房价在全国范围内都是比较高的。

For home buyers, it is necessary to comprehensively consider their financial strength and daily needs to make the most suitable choice for themselves.

对于购房者来说，需要综合考虑自己的资金实力和日常需求，做出最适合自己的选择。

Overall, Guomao · Hai Shang Yuan Shu is a project that combines modern design with an excellent geographical location, and it is worth the attention of friends who are interested in purchasing a house.

总的来说，国贸·海上原墅是一个兼具现代设计和优越地理位置的项目，值得有购房意向的朋友们关注。

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964. No one expected that Songjiang New Town, which has risen to 63,000 yuan per square meter, has been selling like crazy...

上海松江国贸海上原墅售楼处电话：400-9939-964谁也没想到，涨到6.3万/㎡的松江新城，卖疯了…

Yesterday, the Guomao Hai Shang Yuan Shu located in Guangfulin Street, with an average price of approximately 63,000 yuan per square meter, launched 122 units. Over 229 groups made reservations, with a reservation rate exceeding 188%, confirming the triggering of the points system.

昨天，位于广富林街道的国贸海上原墅，约6.3万/㎡的均价，推出122套房源，超过超229组认购，认购率超188%，确认触发积分制。

This is also the first new project in Songjiang New Town to trigger the points system!

这也是松江新城首个触发积分制的新盘！

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国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964. This project is located outside the outer ring road, far from the urban area, and not close to the subway. Many people are curious, "Why does this project sell so well?"

上海松江国贸海上原墅售楼处电话：400-9939-964这个项目外环外，距离市区又远，同时又不靠近地铁，很多人都在好奇，“为什么这个项目能卖的这么好？”

It should be noted that previously, projects in Songjiang New Town with prices of 51,000 yuan per square meter and 58,000 yuan per square meter could not trigger points.

要知道，松江新城之前5.1万/㎡，5.8万/㎡的项目可都触发不了积分。

Today, the author will have a good talk with everyone about this issue.

今天，笔者就来和大家一起好好聊聊这个问题。

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国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964. Don't be scared by the price of 63,000 yuan per square meter!

上海松江国贸海上原墅售楼处电话：400-9939-964别被6.3万/㎡的价格，吓到了！

Let's first take a look at the location of Guomao Haishang Yuanshu

我们先来看一下国贸海上原墅的位置：

The project is located in Guangfulin Sub-district, Songjiang New Town. To the west is the Guangfulin Cultural Site, to the south is Songjiang University Town, and to the east are the new properties on sale, such as Yupin Yinhuwan, as well as the newly delivered sub-new houses like Longfor · Yuhujing and Shouchuang Xirui Yunting.

项目位于松江新城的广富林街道，西面就是广富林文化遗址，南面则是松江大学城，东面则是在售新盘中企誉品银湖湾，以及龙湖·御湖境、首创禧瑞云庭等刚刚交付的次新房。

Location map

位置图

From the aerial photos, we can also see that there are still many vacant lots around the project.

从航拍图上，我们也能看出项目周边还有不少空地。

The sales office phone number of Guomao Hai Shang Yuan Shu is 400-9939-964. The official phone number of Guomao Hai Shang Yuan Shu is also 400-9939-964

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

上海松江国贸海上原墅售楼处电话：400-9939-964

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国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964

上海松江国贸海上原墅售楼处电话：400-9939-964

The project's linked price is 63,000 yuan per square meter, which is indeed the highest point in Songjiang New Town.

项目的联动价为6.3万/㎡，是松江新城的高点确实不假。

However, this is not expensive at all!

但是，这可并不贵！

After studying the one-price-per-house table, it can be found that the townhouses of the project are sold at 76,000 yuan per square meter, the duplexes at 62,000 yuan per square meter, while the average price of the 90-108 square meter detached houses is only around 52,000 yuan per square meter.

研究过一房一价表就会发现，项目的联排卖7.6万/㎡，复式卖6.2万/㎡，而90-108㎡的洋房，均价仅5.2万/㎡左右。

What kind of sentiment is this?

这啥感念呢？

Now, the unit price of high-rise new houses in Sijing is all 50,000 yuan per square meter. Doesn't it seem much more cost-effective from this perspective?

现在泗泾的高层新房单价都要5万/㎡，这样看是不是就划算很多了？

Moreover, in the past two years, the average listing price of new houses in Songjiang New Town has been 52,000 yuan per square meter, and the price is even higher.

而且，这两年松江新城的次新房挂牌均价也要 5.2万/㎡，甚至价格更贵。

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国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964

上海松江国贸海上原墅售楼处电话：400-9939-964

For instance, last year, a 98-square-meter three-bedroom unit in Xingyue Yunjian was even sold at a price of 53,000 yuan per square meter!

例如，星樾云涧去年一套98㎡的3房，甚至以5.3万/㎡的价格成交了！

The newly delivered communities such as Shouchuang Xirui Yunting, Longfor Yuhujing and Gdi Fengshengdao, which are relatively new, are mostly listed on Lianjia at around 58,000 yuan per square meter.

刚刚交付的首创禧瑞云庭，龙湖御湖境、金地丰盛道等次新小区，在链家上的挂牌也大多在5.8万/㎡左右。

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此外，国贸海上原墅的蓄客时间也非常久了，客户比较多，洋房有价格优势，叠加联排本就稀缺，项目自然也就卖得好了。

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国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964

上海松江国贸海上原墅售楼处电话：400-9939-964

There is a huge shortage of good houses in Songjiang New Town

松江新城，好房子缺口太大了

Another important reason why the project can trigger points is that there is a severe shortage of good new houses in Songjiang New Town now.

项目之所以能触发积分的另一个重要原因在于：现在松江新城的新房，太缺好房子了。

Recently, there has been too little supply of new houses in Songjiang New Town!

最近一段时间，松江新城的新房供应太少了！

According to the statistics from Kengqiang Shuofang, the supply in Songjiang New Town began to gradually increase since 2020, reaching a peak of 4,049 units in 2022. However, it then took a sharp downturn.

根据铿锵说房统计，从2020年开始松江新城的供应开始逐渐上升，到了2022年达到了顶峰来到了4049套，但随后就开始急转之下。

Only 539 sets were supplied in 2024.

2024年只供应了539套。

By the end of April this year, only 246 sets had been supplied.

今年到4月底，也才供应了246套。

The sales office phone number of Guomao Hai Shang Yuan Shu is 400-9939-964. The official phone number of Guomao Hai Shang Yuan Shu is also 400-9939-964

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964. Meanwhile, most of the second-hand houses in Songjiang New Town are a bit old and the products are outdated.

上海松江国贸海上原墅售楼处电话：400-9939-964与此同时，现在松江新城大部分二手房房龄都有点老了，产品也都落伍了。

For instance, the commercial housing on the east side of Songjiang New Town subway station has problems such as outdated house design, high floor area ratio and loose property management.

例如，松江新城地铁站东侧的商品房，存在着房屋设计老化、容积率高、物业管理松散的问题；

Many residential communities have multi-storey buildings without elevators.

不少小区是没有电梯的多层房；

The plot ratio of some residential buildings even exceeds that of commercial and office buildings, reaching 3.8.

有的住宅容积率甚至超过了商办，达到了3.8。

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国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964

上海松江国贸海上原墅售楼处电话：400-9939-964

A real picture of Jinguiyuan

锦桂苑实景图

In contrast, the products of Guomao Haishang Yuanshu seem to have a generation gap compared to these products.

相比之下，国贸海上原墅的产品和这些产品如同有代差。

The most obvious feeling is that the floor area ratio is low, only 1.2.

最直观的感受就是容积率低，仅有1.2。

On an area of approximately 80,000 square meters, the most scarce townhouses are placed in the center of the interior, while the townhouses and stacked villas are arranged in a surrounding style.

整整约8万方的土地上，将最稀缺的联排产品置于内部中心，洋房和叠墅又采用环绕式排布。

Even the distance between the bungalows here can be 26 meters.

在这里就连洋房的栋间距也能有26米。

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国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964

上海松江国贸海上原墅售楼处电话：400-9939-964

For the townhouses, the project mainly promotes 3-bedroom units with a construction area of approximately 108 square meters and 4-bedroom units with a construction area of approximately 124/145 square meters.

洋房方面，项目主推建面约108㎡3房和建面约124/145㎡4房。

All of them are two-household units per elevator, with three south-facing rooms and an airplane layout. They belong to the more popular category in the market.

全部是一梯两户，三开间朝南飞机户型，属于市面上更受欢迎的一类。

Coupled with the inherent high usable area ratio of villas, their sense of scale and comfort far exceed those of competitors at the same price range!

加上洋房天生的高得房率属性，尺度感和舒适度远超同价位竞品！

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国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964

上海松江国贸海上原墅售楼处电话：400-9939-964

Floor plan of the villa

洋房户型图

The project's stacked villas consist of an upper stack with a construction area of approximately 141 square meters and a lower stack with a construction area of approximately 150 square meters.

项目叠墅包含建面约141㎡上叠和建面约150㎡下叠。

Moreover, compared with other stacked villa products on the market, Guomao Haishang Yuanshu is delivered fully furnished, saving a lot of decoration costs and time for the owners.

而且比起市面上其他叠墅产品，国贸海上原墅为精装交付，为业主节约了大量的装修成本与时间。

Moreover, from the floor plan, it can be seen that the horizontal living room and the inner courtyard with a high ceiling and other designs make the floor plan design more excellent and have a higher actual utilization rate.

且从户型图上看，横厅以及内庭院挑空等设计，户型设计更优秀且实际利用率更高。

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国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

上海松江国贸海上原墅售楼处电话：400-9939-964

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国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964

上海松江国贸海上原墅售楼处电话：400-9939-964

Superimpose the floor plan

叠加户型图

Let's focus on the townhouse products of the project. The last time there was a supply of townhouses in Songjiang New Town was in Hesheng Guangfuhui in Guangfulin, which was 10 years ago!

重点聊聊项目的联排产品，松江新城上一次有联排别墅的供应，是广富林的合生广富汇，已经在10年之前！

The townhouse of Guomao Haishang Yuanshu has five floors, with a basement height of approximately 5.65 meters. The living room on the first floor has a ceiling height of about 6.45 meters. It also features a courtyard space similar to a patio (not included in the building area). All these flexible Spaces can be renovated according to the owner's wishes.

国贸海上原墅的联排是上下5层，约5.65米层高地下室，一层客厅挑空约6.45米，还设计了类似天井内庭院空间（不计入建筑面积），这些灵动空间都能随业主心意改造。

And the third floor is equipped with double terraces.

并且三层配备双露台。

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国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

上海松江国贸海上原墅售楼处电话：400-9939-964

联排户型图

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国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964

上海松江国贸海上原墅售楼处电话：400-9939-964

The exciting show in Songjiang New City has just begun

松江新城好戏刚刚开场

Since 2021, the prices of new houses in Songjiang New Town have been soaring like rockets:

从2021年开始，松江新城的新房价格就开始坐火箭了：

At the very beginning, Jindi Fengsheng Dao was sold at 51,000 yuan per square meter. Later, Shouchuang Xirui Yunting and Zhongjun Jinghui were sold at 58,100 yuan per square meter. From Zhongqi Yupin Yinhuwan at 60,200 yuan per square meter to the current Guomao Haishang Yuanshu at 63,000 yuan per square meter...

最开始的金地丰盛道卖5.1万/㎡，后来的首创禧瑞云庭和中骏璟荟卖5.81万/㎡，从6.02万/㎡的中企誉品银湖湾再到如今6.3万/㎡的国贸海上原墅……

In the just-concluded land auction, another residential plot of land in Shanghai was snapped up in a rush.

在刚刚结束的土拍中，上海又有一幅住宅用地遭到了哄抢。

The plot is located in the northern part of the International Ecological Business District in Zhongshan Sub-district, Songjiang New Town. After 52 rounds of bidding, it was won by China Railway Real Estate Group East China Co., Ltd. at a transaction price of 2,470.82 million yuan, with a floor price of 25,288 yuan per square meter and a premium rate of 20.42%.

地块位于松江新城中山街道国际生态商务区北部，经过52轮叫价，由中铁房地产集团华东有限公司竞得，成交价247082万元，楼面价为25288元/平方米，溢价率20.42%。

This is also the third residential plot launched in Songjiang this year and the largest plot in terms of volume during the land auction at that time.

这也是松江今年推出的第三宗住宅地块，是当时土拍中体量最大的地块。

The sales office phone number of Guomao Hai Shang Yuan Shu is 400-9939-964. The official phone number of Guomao Hai Shang Yuan Shu is also 400-9939-964

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964

上海松江国贸海上原墅售楼处电话：400-9939-964

There are two reasons behind the fact that both land and new houses can fetch high prices:

土地、新房都能喊出高价的背后，有两点原因：

First, the strong economic strength of the residents in Songjiang.

第一，松江居民雄厚的经济实力。

As early as 2023, the per capita disposable income of Songjiang residents was 71,000 yuan per square meter, with a growth rate of 7.5%, exceeding the city's average level!

早在2023年，松江居民人均可支配收入为7.1万/㎡，增速达7.5%，超过全市平均水平！

Moreover, Songjiang has a very strong internal market. People from Chedu and Xinqiao move to the old town, and those from the old Songjiang Town move to the new Songjiang Town. Then, the new Songjiang Town and the University Town are often the final destinations and the ceiling of these exchanges.

而且松江非常强悍的内生市场，车墩和新桥这里的人置换到老城，松江老城的人置换到松江新城，然后松江新城、大学城往往就是置换的终点站、也是天花板。

Second, a new round of resource explosion in Songjiang New City has begun.

第二，是松江新城新一轮的资源爆发开始了。

Here, there are approximately 600,000 square meters of centralized commercial facilities: Songjiang Wanda, Impression City, Wulong Commercial Plaza, Zhongzhan Malilai, Sandi Manhattan, Shanghai Fuyue Wealth Center, etc.

这里拥有约60万方集中商业配套：松江万达、印象城、五龙商业广场、中展马利来、三迪曼哈顿、上海富悦财富中心等。

A Guangfulin Road runs through the essence of Songjiang New Town.

一条广富林路贯穿了松江新城的精华。

编辑

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964

上海松江国贸海上原墅售楼处电话：400-9939-964

Not only that, the east and west ends connected by Guangfulin Road are both industrial highlands.

不仅如此，广富林路串联的东西两头，都是产业高地。

Giant Network, Feike Electric Appliance, Xiuzheng Pharmaceutical and Zhongdian Zhongqi all converge at opposite ends of this path.

巨人网络与飞科电器，修正药业和中电中气都汇聚在这条道路的两端。

Shanghai International Studies University Songjiang Foreign Language School, Huazheng Affiliated Experimental School, and in the future, there will also be a newly-built nine-year integrated Shanghai Experimental School Branch.

上外松江外国语学校、华政附属实验学校，未来还有一所新建的九年一贯制上实分校。

The sales office phone number of Guomao Hai Shang Yuan Shu is 400-9939-964. The official phone number of Guomao Hai Shang Yuan Shu is also 400-9939-964

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964. That's all for now

上海松江国贸海上原墅售楼处电话：400-9939-964说在最后

Chinese people's expectations for houses, even if they are for basic self-occupation, also have additional expectations in terms of the value preservation of houses.

国人对于房子的预期，哪怕是刚需自住，在房子的保值方面也是有额外期许的。

The price increase to clear inventory has once again been proven true in Songjiang New City.

涨价去库存，又一次在松江新城上得到应验。

The sales office phone number of Guomao Hai Shang Yuan Shu is 400-9939-964. The official phone number of Guomao Hai Shang Yuan Shu is also 400-9939-964

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

上海松江国贸海上原墅售楼处电话：400-9939-964

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964. The Guomao Hai Shang Yuan Shu project in Songjiang New Town, Shanghai, is about to launch townhouses, stacked villas and terraced houses ranging from 110 to 195 square meters.

上海松江国贸海上原墅售楼处电话：400-9939-964上海松江新城的国贸·海上原墅项目即将推出110-195㎡的洋房、叠墅和联排房。

The entire project features a modern design, an excellent location, convenient transportation and complete living facilities.

整个项目设计现代，地段优越，交通便利，生活配套完善。

The ground design of this project without parking Spaces provides a safer and more peaceful living environment.

该项目无车位地面设计，提供了更为安全和宁静的生活环境。

It is adjacent to the Guangfulin Cultural Site and Country Park to the west, surrounded by abundant commercial, educational and medical resources, making it an ideal place to live.

西邻广富林文化遗址与郊野公园，周围商业、教育和医疗资源丰富，是一个理想的居住地。

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

Hello everyone, today we bring you a highly anticipated new property development in Songjiang District, Shanghai - Guomao · Hai Shang Yuan Shu. The sales office phone number of Guomao Hai Shang Yuan Shu in Songjiang District, Shanghai is 400-9939-964.

上海松江国贸海上原墅售楼处电话：400-9939-964大家好，今天给大家带来上海松江区一个令人期待的新楼盘——国贸·海上原墅。

This project will offer townhouses, stacked villas and terraced houses ranging from 110 to 195 square meters, with a combined real estate price of 63,000 yuan per square meter.

这个项目将推出110-195㎡的洋房、叠墅和联排房，房地联动价为63000元/㎡。

If you are interested, you can contact the sales team through the official QR code below.

如果您有兴趣，可以通过下方的官方二维码与销售团队联系。

This project was acquired by Guomao and Songjiang Jiaotou in the second batch of land auctions in Shanghai on May 28, 2024, for 2.698 billion yuan. The transaction floor price was 28,000 yuan per square meter, with a premium rate of 0%.

这个项目在2024年5月28日上海的第二批次土拍中，由国贸与松江交投以26.98亿元拿下，成交楼面价为28000元/㎡，溢价率为0%。

The project covers an area of approximately 80,300 square meters, with a plot ratio of 1.2 and a floor area of about 96,400 square meters, including the configuration of public rental housing.

项目占地面积约8.03万平方米，容积率为1.2，计容面积约为9.64万平方米，包含了保障房的配置。

The project design emphasizes green travel. The concept of full separation of pedestrians and vehicles makes life safer and more convenient.

项目设计强调绿色出行，全人车分流的理念让生活更加安全便捷。

The planned 1,414 underground parking Spaces and the sunken courtyard in the southwest corner have added much charm to the community.

规划的1414个地下车位和西南角的下沉式庭院为小区增添了不少魅力。

The sales office phone number of Guomao Hai Shang Yuan Shu is 400-9939-964. The official phone number of Guomao Hai Shang Yuan Shu is also 400-9939-964

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964. Geographically, the project is close to the Guangfulin Cultural Site and Guangfulin Suburban Park, and there are also natural resources such as Chenshan Botanical Garden and Sheshan National Forest Park nearby.

上海松江国贸海上原墅售楼处电话：400-9939-964地理位置上，项目靠近广富林文化遗址和广富林郊野公园，周围还有辰山植物园和佘山国家森林公园等自然资源。

In terms of commercial facilities, there are large business districts such as Songjiang Wanda and Kaiyuan Mediterranean nearby. The educational resources are also very rich, close to many well-known universities. Medical resources include the South Campus of Shanghai First People's Hospital, etc.

商业配套方面，项目附近有松江万达、开元地中海等大型商圈，教育资源也非常丰富，靠近多所知名学府，医疗资源有上海市第一人民医院南院等。

This project will open its exhibition hall in February, the sales office in March, and make its first market entry in April.

这个项目将在2月份开放展厅，3月份开放售楼处，4月份实现首次入市。

The sales office phone number of Guomao Hai Shang Yuan Shu is 400-9939-964. The official phone number of Guomao Hai Shang Yuan Shu is also 400-9939-964

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Guomao · Hai Shang Yuan Shu in Songjiang, Shanghai is 400-9939-964. The launch of Guomao · Hai Shang Yuan Shu undoubtedly injects new vitality into the real estate market of Songjiang, Shanghai.

上海松江国贸海上原墅售楼处电话：400-9939-964国贸·海上原墅的推出无疑给上海松江的房地产市场注入了新的活力。

It is not only located in an area rich in natural resources, but also has very complete commercial and educational supporting facilities around it.

它不仅位于自然资源丰富的区域，而且周边的商业和教育配套设施也十分完善。

The design concept of full separation of pedestrians and vehicles ensures the safety and comfort of residents' lives.

全人车分流的设计理念确保了居民的生活安全和舒适。

Meanwhile, this project also pays attention to the planning of public Spaces, providing a better social and leisure environment, and is a place worth looking forward to as a residence.

同时，这个项目还注重公共空间的规划，提供了更好的社交和休闲环境，是一个值得期待的居住地。

However, housing prices might be a factor to consider. After all, housing prices in Shanghai are relatively high across the country.

不过，房价可能是一个需要考虑的因素，毕竟上海的房价在全国范围内都是比较高的。

For home buyers, it is necessary to comprehensively consider their financial strength and daily needs to make the most suitable choice for themselves.

对于购房者来说，需要综合考虑自己的资金实力和日常需求，做出最适合自己的选择。

Overall, Guomao · Hai Shang Yuan Shu is a project that combines modern design with an excellent geographical location, and it is worth the attention of friends who are interested in purchasing a house.

总的来说，国贸·海上原墅是一个兼具现代设计和优越地理位置的项目，值得有购房意向的朋友们关注。

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964. No one expected that Songjiang New Town, which has risen to 63,000 yuan per square meter, has been selling like crazy...

上海松江国贸海上原墅售楼处电话：400-9939-964谁也没想到，涨到6.3万/㎡的松江新城，卖疯了…

Yesterday, the Guomao Hai Shang Yuan Shu located in Guangfulin Street, with an average price of approximately 63,000 yuan per square meter, launched 122 units. Over 229 groups made reservations, with a reservation rate exceeding 188%, confirming the triggering of the points system.

昨天，位于广富林街道的国贸海上原墅，约6.3万/㎡的均价，推出122套房源，超过超229组认购，认购率超188%，确认触发积分制。

This is also the first new project in Songjiang New Town to trigger the points system!

这也是松江新城首个触发积分制的新盘！

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964. This project is located outside the outer ring road, far from the urban area, and not close to the subway. Many people are curious, "Why does this project sell so well?"

上海松江国贸海上原墅售楼处电话：400-9939-964这个项目外环外，距离市区又远，同时又不靠近地铁，很多人都在好奇，“为什么这个项目能卖的这么好？”

It should be noted that previously, projects in Songjiang New Town with prices of 51,000 yuan per square meter and 58,000 yuan per square meter could not trigger points.

要知道，松江新城之前5.1万/㎡，5.8万/㎡的项目可都触发不了积分。

Today, the author will have a good talk with everyone about this issue.

今天，笔者就来和大家一起好好聊聊这个问题。

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964. Don't be scared by the price of 63,000 yuan per square meter!

上海松江国贸海上原墅售楼处电话：400-9939-964别被6.3万/㎡的价格，吓到了！

Let's first take a look at the location of Guomao Haishang Yuanshu

我们先来看一下国贸海上原墅的位置：

The project is located in Guangfulin Sub-district, Songjiang New Town. To the west is the Guangfulin Cultural Site, to the south is Songjiang University Town, and to the east are the new properties on sale, such as Yupin Yinhuwan, as well as the newly delivered sub-new houses like Longfor · Yuhujing and Shouchuang Xirui Yunting.

项目位于松江新城的广富林街道，西面就是广富林文化遗址，南面则是松江大学城，东面则是在售新盘中企誉品银湖湾，以及龙湖·御湖境、首创禧瑞云庭等刚刚交付的次新房。

Location map

位置图

From the aerial photos, we can also see that there are still many vacant lots around the project.

从航拍图上，我们也能看出项目周边还有不少空地。

The sales office phone number of Guomao Hai Shang Yuan Shu is 400-9939-964. The official phone number of Guomao Hai Shang Yuan Shu is also 400-9939-964

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

上海松江国贸海上原墅售楼处电话：400-9939-964

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964

上海松江国贸海上原墅售楼处电话：400-9939-964

The project's linked price is 63,000 yuan per square meter, which is indeed the highest point in Songjiang New Town.

项目的联动价为6.3万/㎡，是松江新城的高点确实不假。

However, this is not expensive at all!

但是，这可并不贵！

After studying the one-price-per-house table, it can be found that the townhouses of the project are sold at 76,000 yuan per square meter, the duplexes at 62,000 yuan per square meter, while the average price of the 90-108 square meter detached houses is only around 52,000 yuan per square meter.

研究过一房一价表就会发现，项目的联排卖7.6万/㎡，复式卖6.2万/㎡，而90-108㎡的洋房，均价仅5.2万/㎡左右。

What kind of sentiment is this?

这啥感念呢？

Now, the unit price of high-rise new houses in Sijing is all 50,000 yuan per square meter. Doesn't it seem much more cost-effective from this perspective?

现在泗泾的高层新房单价都要5万/㎡，这样看是不是就划算很多了？

Moreover, in the past two years, the average listing price of new houses in Songjiang New Town has been 52,000 yuan per square meter, and the price is even higher.

而且，这两年松江新城的次新房挂牌均价也要 5.2万/㎡，甚至价格更贵。

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964

上海松江国贸海上原墅售楼处电话：400-9939-964

For instance, last year, a 98-square-meter three-bedroom unit in Xingyue Yunjian was even sold at a price of 53,000 yuan per square meter!

例如，星樾云涧去年一套98㎡的3房，甚至以5.3万/㎡的价格成交了！

The newly delivered communities such as Shouchuang Xirui Yunting, Longfor Yuhujing and Gdi Fengshengdao, which are relatively new, are mostly listed on Lianjia at around 58,000 yuan per square meter.

刚刚交付的首创禧瑞云庭，龙湖御湖境、金地丰盛道等次新小区，在链家上的挂牌也大多在5.8万/㎡左右。

此外，国贸海上原墅的蓄客时间也非常久了，客户比较多，洋房有价格优势，叠加联排本就稀缺，项目自然也就卖得好了。

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964

上海松江国贸海上原墅售楼处电话：400-9939-964

There is a huge shortage of good houses in Songjiang New Town

松江新城，好房子缺口太大了

Another important reason why the project can trigger points is that there is a severe shortage of good new houses in Songjiang New Town now.

项目之所以能触发积分的另一个重要原因在于：现在松江新城的新房，太缺好房子了。

Recently, there has been too little supply of new houses in Songjiang New Town!

最近一段时间，松江新城的新房供应太少了！

According to the statistics from Kengqiang Shuofang, the supply in Songjiang New Town began to gradually increase since 2020, reaching a peak of 4,049 units in 2022. However, it then took a sharp downturn.

根据铿锵说房统计，从2020年开始松江新城的供应开始逐渐上升，到了2022年达到了顶峰来到了4049套，但随后就开始急转之下。

Only 539 sets were supplied in 2024.

2024年只供应了539套。

By the end of April this year, only 246 sets had been supplied.

今年到4月底，也才供应了246套。

The sales office phone number of Guomao Hai Shang Yuan Shu is 400-9939-964. The official phone number of Guomao Hai Shang Yuan Shu is also 400-9939-964

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964. Meanwhile, most of the second-hand houses in Songjiang New Town are a bit old and the products are outdated.

上海松江国贸海上原墅售楼处电话：400-9939-964与此同时，现在松江新城大部分二手房房龄都有点老了，产品也都落伍了。

For instance, the commercial housing on the east side of Songjiang New Town subway station has problems such as outdated house design, high floor area ratio and loose property management.

例如，松江新城地铁站东侧的商品房，存在着房屋设计老化、容积率高、物业管理松散的问题；

Many residential communities have multi-storey buildings without elevators.

不少小区是没有电梯的多层房；

The plot ratio of some residential buildings even exceeds that of commercial and office buildings, reaching 3.8.

有的住宅容积率甚至超过了商办，达到了3.8。

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964

上海松江国贸海上原墅售楼处电话：400-9939-964

A real picture of Jinguiyuan

锦桂苑实景图

In contrast, the products of Guomao Haishang Yuanshu seem to have a generation gap compared to these products.

相比之下，国贸海上原墅的产品和这些产品如同有代差。

The most obvious feeling is that the floor area ratio is low, only 1.2.

最直观的感受就是容积率低，仅有1.2。

On an area of approximately 80,000 square meters, the most scarce townhouses are placed in the center of the interior, while the townhouses and stacked villas are arranged in a surrounding style.

整整约8万方的土地上，将最稀缺的联排产品置于内部中心，洋房和叠墅又采用环绕式排布。

Even the distance between the bungalows here can be 26 meters.

在这里就连洋房的栋间距也能有26米。

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964

上海松江国贸海上原墅售楼处电话：400-9939-964

For the townhouses, the project mainly promotes 3-bedroom units with a construction area of approximately 108 square meters and 4-bedroom units with a construction area of approximately 124/145 square meters.

洋房方面，项目主推建面约108㎡3房和建面约124/145㎡4房。

All of them are two-household units per elevator, with three south-facing rooms and an airplane layout. They belong to the more popular category in the market.

全部是一梯两户，三开间朝南飞机户型，属于市面上更受欢迎的一类。

Coupled with the inherent high usable area ratio of villas, their sense of scale and comfort far exceed those of competitors at the same price range!

加上洋房天生的高得房率属性，尺度感和舒适度远超同价位竞品！

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964

上海松江国贸海上原墅售楼处电话：400-9939-964

Floor plan of the villa

洋房户型图

The project's stacked villas consist of an upper stack with a construction area of approximately 141 square meters and a lower stack with a construction area of approximately 150 square meters.

项目叠墅包含建面约141㎡上叠和建面约150㎡下叠。

Moreover, compared with other stacked villa products on the market, Guomao Haishang Yuanshu is delivered fully furnished, saving a lot of decoration costs and time for the owners.

而且比起市面上其他叠墅产品，国贸海上原墅为精装交付，为业主节约了大量的装修成本与时间。

Moreover, from the floor plan, it can be seen that the horizontal living room and the inner courtyard with a high ceiling and other designs make the floor plan design more excellent and have a higher actual utilization rate.

且从户型图上看，横厅以及内庭院挑空等设计，户型设计更优秀且实际利用率更高。

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

上海松江国贸海上原墅售楼处电话：400-9939-964

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964

上海松江国贸海上原墅售楼处电话：400-9939-964

Superimpose the floor plan

叠加户型图

Let's focus on the townhouse products of the project. The last time there was a supply of townhouses in Songjiang New Town was in Hesheng Guangfuhui in Guangfulin, which was 10 years ago!

重点聊聊项目的联排产品，松江新城上一次有联排别墅的供应，是广富林的合生广富汇，已经在10年之前！

The townhouse of Guomao Haishang Yuanshu has five floors, with a basement height of approximately 5.65 meters. The living room on the first floor has a ceiling height of about 6.45 meters. It also features a courtyard space similar to a patio (not included in the building area). All these flexible Spaces can be renovated according to the owner's wishes.

国贸海上原墅的联排是上下5层，约5.65米层高地下室，一层客厅挑空约6.45米，还设计了类似天井内庭院空间（不计入建筑面积），这些灵动空间都能随业主心意改造。

And the third floor is equipped with double terraces.

并且三层配备双露台。

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

上海松江国贸海上原墅售楼处电话：400-9939-964

联排户型图

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964

上海松江国贸海上原墅售楼处电话：400-9939-964

The exciting show in Songjiang New City has just begun

松江新城好戏刚刚开场

Since 2021, the prices of new houses in Songjiang New Town have been soaring like rockets:

从2021年开始，松江新城的新房价格就开始坐火箭了：

At the very beginning, Jindi Fengsheng Dao was sold at 51,000 yuan per square meter. Later, Shouchuang Xirui Yunting and Zhongjun Jinghui were sold at 58,100 yuan per square meter. From Zhongqi Yupin Yinhuwan at 60,200 yuan per square meter to the current Guomao Haishang Yuanshu at 63,000 yuan per square meter...

最开始的金地丰盛道卖5.1万/㎡，后来的首创禧瑞云庭和中骏璟荟卖5.81万/㎡，从6.02万/㎡的中企誉品银湖湾再到如今6.3万/㎡的国贸海上原墅……

In the just-concluded land auction, another residential plot of land in Shanghai was snapped up in a rush.

在刚刚结束的土拍中，上海又有一幅住宅用地遭到了哄抢。

The plot is located in the northern part of the International Ecological Business District in Zhongshan Sub-district, Songjiang New Town. After 52 rounds of bidding, it was won by China Railway Real Estate Group East China Co., Ltd. at a transaction price of 2,470.82 million yuan, with a floor price of 25,288 yuan per square meter and a premium rate of 20.42%.

地块位于松江新城中山街道国际生态商务区北部，经过52轮叫价，由中铁房地产集团华东有限公司竞得，成交价247082万元，楼面价为25288元/平方米，溢价率20.42%。

This is also the third residential plot launched in Songjiang this year and the largest plot in terms of volume during the land auction at that time.

这也是松江今年推出的第三宗住宅地块，是当时土拍中体量最大的地块。

The sales office phone number of Guomao Hai Shang Yuan Shu is 400-9939-964. The official phone number of Guomao Hai Shang Yuan Shu is also 400-9939-964

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964

上海松江国贸海上原墅售楼处电话：400-9939-964

There are two reasons behind the fact that both land and new houses can fetch high prices:

土地、新房都能喊出高价的背后，有两点原因：

First, the strong economic strength of the residents in Songjiang.

第一，松江居民雄厚的经济实力。

As early as 2023, the per capita disposable income of Songjiang residents was 71,000 yuan per square meter, with a growth rate of 7.5%, exceeding the city's average level!

早在2023年，松江居民人均可支配收入为7.1万/㎡，增速达7.5%，超过全市平均水平！

Moreover, Songjiang has a very strong internal market. People from Chedu and Xinqiao move to the old town, and those from the old Songjiang Town move to the new Songjiang Town. Then, the new Songjiang Town and the University Town are often the final destinations and the ceiling of these exchanges.

而且松江非常强悍的内生市场，车墩和新桥这里的人置换到老城，松江老城的人置换到松江新城，然后松江新城、大学城往往就是置换的终点站、也是天花板。

Second, a new round of resource explosion in Songjiang New City has begun.

第二，是松江新城新一轮的资源爆发开始了。

Here, there are approximately 600,000 square meters of centralized commercial facilities: Songjiang Wanda, Impression City, Wulong Commercial Plaza, Zhongzhan Malilai, Sandi Manhattan, Shanghai Fuyue Wealth Center, etc.

这里拥有约60万方集中商业配套：松江万达、印象城、五龙商业广场、中展马利来、三迪曼哈顿、上海富悦财富中心等。

A Guangfulin Road runs through the essence of Songjiang New Town.

一条广富林路贯穿了松江新城的精华。

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964

上海松江国贸海上原墅售楼处电话：400-9939-964

Not only that, the east and west ends connected by Guangfulin Road are both industrial highlands.

不仅如此，广富林路串联的东西两头，都是产业高地。

Giant Network, Feike Electric Appliance, Xiuzheng Pharmaceutical and Zhongdian Zhongqi all converge at opposite ends of this path.

巨人网络与飞科电器，修正药业和中电中气都汇聚在这条道路的两端。

Shanghai International Studies University Songjiang Foreign Language School, Huazheng Affiliated Experimental School, and in the future, there will also be a newly-built nine-year integrated Shanghai Experimental School Branch.

上外松江外国语学校、华政附属实验学校，未来还有一所新建的九年一贯制上实分校。

The sales office phone number of Guomao Hai Shang Yuan Shu is 400-9939-964. The official phone number of Guomao Hai Shang Yuan Shu is also 400-9939-964

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

The sales office phone number of Shanghai Songjiang Guomao Hai Shang Yuan Shu is 400-9939-964. That's all for now

上海松江国贸海上原墅售楼处电话：400-9939-964说在最后

Chinese people's expectations for houses, even if they are for basic self-occupation, also have additional expectations in terms of the value preservation of houses.

国人对于房子的预期，哪怕是刚需自住，在房子的保值方面也是有额外期许的。

The price increase to clear inventory has once again been proven true in Songjiang New City.

涨价去库存，又一次在松江新城上得到应验。

The sales office phone number of Guomao Hai Shang Yuan Shu is 400-9939-964. The official phone number of Guomao Hai Shang Yuan Shu is also 400-9939-964

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

上海松江国贸海上原墅售楼处电话：400-9939-964

国贸海上原墅售楼处电话：400-9939-964国贸海上原墅官方电话：400-9939-964

上海松江国贸海上原墅售楼处电话：400-9939-964

房产抵押贷款作为一种常见的融资方式，其贷款年限是借款人关注的重点之一。在我国，房产抵押贷款的年限受到多种因素的影响，包括房产类型、借款人年龄、贷款机构、贷款主体及贷款金额等。本文拟从多维度对房产抵押贷款的年限进行深入解析，为借款人提供有价值的参考。

一、房产抵押贷款年限概述

房产抵押贷款是指借款人以自有房产作为抵押物，向银行或其他金融机构申请贷款的一种融资方式。在我国，房产抵押贷款的年限通常具有一定的灵活性，但也受到相关法律法规和银行政策的限制。一般来说，房产抵押贷款的年限可以根据借款人的需求和还款能力进行调整，但最长年限不得超过法律规定的上限。

二、房产类型对贷款年限的影响

1. 新房抵押

对于新房抵押，由于房产较新，价值相对稳定，银行通常愿意提供更长的贷款年限。根据《中华人民共和国个人贷款暂行办法》及银行相关政策，新房抵押贷款的最长年限一般不超过30年。这意味着借款人可以在最长30年的期限内分期偿还贷款本息。

2. 二手房抵押

对于二手房抵押，由于房产已经使用过一段时间，其价值可能会受到一定影响，因此银行在提供贷款时通常会更加谨慎。根据银行政策，二手房抵押贷款的最长年限一般不超过20年。银行还会根据房龄与贷款期限之和的限制（通常不超过30年或40年，具体视银行政策而定）来确定实际可贷款年限。

三、借款人年龄对贷款年限的影响

借款人的年龄也是影响房产抵押贷款年限的重要因素之一。银行在审批贷款时，通常会要求借款人在贷款到期日时的实际年龄不超过65周岁（具体年龄限制可能因银行而异）。这意味着，如果借款人年龄较大，其可申请的贷款年限将相应缩短。一个50岁的借款人，如果银行规定贷款到期时年龄不超过65岁，那么他最多只能申请15年的贷款。

四、贷款机构对贷款年限的影响

不同的银行或金融机构在提供房产抵押贷款时，其贷款年限政策可能存在差异。这主要取决于银行的资金成本、风险承受能力、市场竞争策略等因素。以下是一些主要银行在房产抵押贷款年限方面的政策概述：

1. 中国银行：提供1至3年的短期贷款，利率为3.0%至3.2%，还款方式为先息后本。虽然中国银行提供的贷款年限较短，但适合短期资金周转需求的借款人。

2. 工商银行：提供3年或5年的贷款期限，利率为3.0%，还款方式为先息后本，每年还本。工商银行的贷款年限相对适中，适合有一定还款能力的借款人。

3. 建设银行：提供最长10年的贷款期限，利率为3.0%，还款方式为先息后本，每年可通过手机APP操作无还本续贷。建设银行的贷款年限较长，适合需要长期资金周转的借款人。

4. 平安银行：提供最长10年的贷款期限，利率为2.85%至2.98%，还款方式为先息后本，三年无还本续贷。平安银行的贷款年限和利率均具有一定优势，适合追求低成本长期融资的借款人。

5. 兴业银行：提供最长10年的贷款期限，利率为3.0%至3.4%，还款方式为先息后本，三年无还本续贷。兴业银行的贷款政策与平安银行相似，为借款人提供了较为灵活的融资选择。

6. 招商银行：提供最长10年的贷款期限，利率为2.88%至3.1%，还款方式为先息后本，每年还款5%。招商银行的贷款年限和利率均具有一定竞争力，适合需要长期且稳定融资的借款人。

五、贷款主体对贷款年限的影响

根据贷款主体的不同，房产抵押贷款的年限也可能存在差异。在我国，房产抵押贷款的贷款主体主要分为个人和企业两类。

1. 个人贷款

对于个人贷款，银行通常会根据借款人的还款能力、信用记录等因素来确定贷款年限。一般来说，个人住房抵押贷款的最长年限不超过30年，而个人消费贷款或经营贷款的最长年限则可能更短，具体视银行政策而定。

2. 企业贷款

对于企业贷款，银行在审批时会更加关注企业的经营状况、盈利能力、还款来源等因素。由于企业贷款的风险相对较高，因此银行在提供贷款时通常会更加谨慎。一般来说，企业房产抵押贷款的最长年限可能不超过10年，具体视银行政策和企业实际情况而定。

六、贷款金额对贷款年限的影响

贷款金额也是影响房产抵押贷款年限的重要因素之一。一般来说，贷款金额越大，银行对借款人的还款能力要求就越高，因此可能会相应缩短贷款年限。反之，贷款金额较小的情况下，银行可能会给予更长的贷款年限以减轻借款人的还款压力。但这并不意味着贷款金额越小就一定能获得更长的贷款年限，因为银行在审批贷款时还会综合考虑其他因素如借款人的信用记录、还款能力等。

七、其他相关因素对贷款年限的影响

除了上述因素外，还有一些其他因素也可能影响房产抵押贷款的年限，如房产的地理位置、周边配套设施、市场价值等。一般来说，位于城市中心或周边配套设施完善的房产具有较高的市场价值，因此银行在提供贷款时可能会给予更长的贷款年限和更优惠的利率条件。相反，位于偏远地区或周边配套设施较差的房产市场价值可能较低，银行在提供贷款时可能会更加谨慎并缩短贷款年限。

八、案例分析

以下是一些实际案例，用于进一步说明房产抵押贷款年限的确定过程：

1. 案例一：新房抵押贷款

张先生购买了一套新房，总价200万元，首付60万元，剩余140万元通过房产抵押贷款解决。由于张先生年龄适中（40岁）、信用记录良好且收入稳定，银行同意给予他最长30年的贷款期限，利率为3.0%。这样，张先生可以在未来30年内分期偿还贷款本息。

2. 案例二：二手房抵押贷款

李女士想将一套房龄为15年的二手房进行抵押贷款，以筹集资金用于创业。经过评估，该房产市场价值为150万元。由于房龄较大且李女士年龄已接近50岁，银行最终同意给予她最长15年的贷款期限（考虑到贷款到期时年龄不超过65岁的限制），利率为3.2%。

3. 案例三：企业经营贷款

王先生是一家小型企业的法人代表，由于企业扩大生产需要资金支持，他决定将名下的一套房产进行抵押贷款。经过评估，该房产市场价值为300万元。由于企业经营贷款的风险相对较高，银行在审批时较为谨慎。最终，银行同意给予王先生最长5年的贷款期限（考虑到企业经营状况和风险承受能力），利率为3.6%。

九、总结

综上所述，房产抵押贷款的年限受到多种因素的影响，包括房产类型、借款人年龄、贷款机构、贷款主体、贷款金额以及其他相关因素。在申请房产抵押贷款时，借款人应充分了解这些因素对贷款年限的影响，并根据自身实际情况选择合适的贷款年限和贷款机构。

对于借款人而言，建议在选择贷款年限时充分考虑自身的还款能力和未来收入预期。如果还款能力较强且未来收入预期稳定，可以选择较长的贷款年限以减轻每月还款压力；如果还款能力较弱或未来收入预期不确定，则应选择较短的贷款年限以减少总利息支出并降低还款风险。

借款人还应关注贷款机构的信誉和服务质量。选择信誉良好、服务优质的贷款机构可以确保贷款过程的顺利进行并在遇到问题时得到及时有效的解决。借款人还应仔细阅读贷款合同条款，了解各项费用和还款方式等细节信息，以确保自身权益得到保障。

总之，房产抵押贷款的年限是一个复杂而重要的问题，需要借款人在申请贷款时充分考虑各种因素并做出明智的选择。（完）