宝山保利海上瑧悦售楼处(2025保利海上瑧悦)首页网站-保利海上瑧悦楼盘价格详情-户型配套

保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly Sea 瑧 Yue Sales Office Tel: 400-9939-964...

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

The Golden Triangle of Zhonghuan Science and Technology Innovation Belt

中环科创带金色三角

Nanjing University Smart City North Shanghai Soaring Work

南大智慧城 北上海腾飞之作

The place of anticipation in Baoshan Dachang beside Central

中环旁 宝山大场期许之地

The straight line from Fengxiang Road Station on Line 15 is approximately 500 meters

15号线丰翔路站 直线约500米

Poly Sea 瑧 Yue

「保利海上瑧悦」

We offer 3-4 bedrooms ranging from 99 to 130 square meters

推99-130㎡3-4房

The average price after the meeting is only 63,000 per square meter Poly Hai Shang 瑧 Yue sales Office Tel: 400-9939-964 Poly Hai Shang 瑧 Yue Official Tel: 400-9939-964

过会均价仅6.3万/㎡保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly Sea 瑧 Yue Sales Office Tel: 400-9939-964...

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

Today, let's take a look at a treasure plate that you can have both fish and bear's paw!

今天就带大家一起看一个“鱼与熊掌皆可兼得”的宝藏神盘！

In Shanghai, the 5 million yuan price range can almost only be purchased outside the Outer Ring Road. It is quite rare to buy at this price point beside the North Middle Ring Road

在上海500万级几乎只能买在外环外，这个价段买在北中环旁实属罕见

There is a double-track interchange about 500 meters away in a straight line

直线约500米就有双轨交

The price of new houses in the same area has exceeded 67,000 yuan per square meter, while the unit price of TA only starts at 52,000 yuan per square meter. The cost performance is truly outstanding

同板块内新房价格破6.7万/㎡，而TA单价仅需5.2万起/㎡，性价比堪称一绝

Crafted by central enterprises, delivery is guaranteed!

央企匠造，保交付有保障！

The Beizhonghuan Science and Technology Innovation Center is rapidly taking shape and is more outstanding in terms of industrial and commercial capabilities compared to Qiantan

北中环科创中心飞速落地中，相较于前滩产业、商业能级更为出彩

保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

最新一房一价表：

保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly Sea 瑧 Yue Sales Office Tel: 400-9939-964...

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

The treasure is Poly Sea 瑧 Yue!

这个宝藏神盘就是保利·海上瑧悦！

It is well known that the entry threshold for Shanghai's "Middle Ring Road" is extremely high. The main reason for this is that the closer it is to the city center, the higher the level of its area!

众所周知，上海“中环线”的上车门槛可谓是极高，其主要原因是因为越靠近城芯，其板块能级就越高！

The more superior and rare the supporting resources one can enjoy are!

所能享受配套资源就越优越且稀有！

Conversely, if you want to purchase property near Central with a low threshold and high quality, it's a hard opportunity to come by!

反之亦然，想要以低门槛、高品质置业中环旁，可谓是机会难寻！

保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly Sea 瑧 Yue Sales Office Tel: 400-9939-964...

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

From the perspective of the urban map, looking through the entire central ring of Shanghai, Poly Shanghai 瑧 Yue is a rare bargain and has great potential for future value.

从城市版图来看，放眼整个上海中环带，保利·海上瑧悦属于难得一遇的价格洼地，未来价值前景空间也极具想象力。

After the new policy, the down payment threshold has been lowered. Previously, many customers with a down payment budget of 1.8 million yuan could only turn their attention to places like Chongming, Lingang and Jinshan. Now, however, they can go all out to purchase a 4-bedroom apartment right beside the Middle Ring Road. For home buyers, this is truly an excellent opportunity to get on the property market.

新政后首付门槛降低，之前很多180万首付预算的客户只能将目光投向崇明、临港、金山这些地方，现在却可以加把劲买进中环旁一步到位的4房，对于购房者来说真的是一次上佳的上车机会。

From an ecological perspective, the ecological environment of park green Spaces has always been a plus for the residential market in Shanghai.

从生态来看，公园绿地生态，对于上海住宅市场而言，一直是加分项。

In Shanghai, where land resources are extremely precious, especially in the main urban area within the outer Ring Road, park green space resources are scarce resources.

在土地资源极其矜贵的上海，尤其是在外环以内的主城区，公园绿地资源属于稀少的资源。

From Century Park in Pudong to Nanda Park in Baoshan, the closer to the park, the higher the price of new houses, and the closer to the park, the higher the price of second-hand houses.

从浦东的世纪公园到宝山的南大公园，越靠近公园的新房价格越高，且越靠近公园的二手房价格也越高。

保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly Sea 瑧 Yue Sales Office Tel: 400-9939-964...

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

Its price advantage is very obvious compared with the same loop line, the same rail transit, and even the same sector!

它的价格优势，相较于同环线、同轨交，甚至同板块也都非常明显！

Compared with Jinmao New project in the same area, which is further away from Fengxiang Road Metro station, Poly Shanghai 瑧 Yue is priced at 67,000 yuan per square meter. It is also among the current price lows of Nanjing University.

相较于同一板块、距离丰翔路地铁站更远的金茂新盘，房地联动价6.7W/㎡，保利·海上瑧悦倒挂4K/㎡，亦属于南大目前的价格洼地。

保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

相较于相邻的桃浦板块，2站地铁的距离，保利海上瑧悦倒挂约2.25W/㎡，同样100㎡的房子，总价直接减少225W，北中环置业名副其实的高性价比首选。

保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly Sea 瑧 Yue Sales Office Tel: 400-9939-964...

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

Gilded plate

烫金板块

The mature and mellow accompaniment surrounds

醇熟配套环绕

"Poly Sea 瑧 Joy" is just about 3.5Km from Central and is located in the Nanjing University Eco-Smart City, which occupies both the "central radiation" and "North-South transformation" goals in Shanghai's 2035 plan.

「保利海上瑧悦」直线距离中环仅约3.5Km，地处上海2035规划中同时占位“中心辐射+南北转型”两大方针的南大生态智慧城。

保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly Sea 瑧 Yue Sales Office Tel: 400-9939-964...

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

Effect diagram for reference only

效果示意图，仅供参考

Recently, the 2023 Nanda Ecological Smart City Construction Theme Forum with the theme of "Green New Science and Technology Innovation, Smart North and Middle Ring" was held at the Shanghai Media Building, co-organized by the Cultural Communication Center of Jiefang Daily, Shanghai Nanda Development and Construction Co., Ltd. and Poly Development Shanghai Company.

近日，由解放日报文化传播中心主办，上海南大开发建设有限公司、保利发展上海公司协办的主题为“绿色新科创，智慧北中环”的2023南大生态智慧城建设主题论坛在上海报业大厦举行。

This forum not only provided a detailed introduction to the planning of the Nanjing University Ecological Smart City, but also demonstrated the relevant departments' emphasis and determination on the development of this area. This move is of great significance for the confidence in the planning of the section and the implementation of the overall plan.

这次论坛不仅将南大生态智慧城的规划做了详尽的介绍，也体现出相关部门对这里发展的重视和决心，此举对于板块规划的信心，以及整体规划的兑现，都具有重大意义。

Reality has proved that potential will eventually outperform the market.

现实证明，潜力终会跑赢大盘。

Baoshan, the east wind has come!

宝山，东风已来！

保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly Sea 瑧 Yue Sales Office Tel: 400-9939-964...

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

Location map

区位图

With a building volume of 5.4 million square meters, it integrates underground, above-ground and cloud elements into a trinity.

540万方建筑体量，地下，地上，云端三位一体。

The 250-meter-tall building complex stands side by side on both banks of the riverside, presenting a breathtaking skyline.

250米超高建筑群落并肩滨江两岸天际封面。

1.9 million square meters of underground space, integrating metro, commercial and ecological facilities.

190万方地下空间，地铁、商业、生态一体。

The planned green coverage rate is 43%, nearly three times the per capita green area of Shanghai.

43%规划绿化率，近3倍上海人均绿化面积。

More than 530 well-known enterprises have settled in. Currently, Nanjing University takes the science and technology innovation industry as its economic support, covering fields such as synthetic biology, digital economy, technology finance, biomedicine, chip research and development, and artificial intelligence.

530+家知名企业入驻，目前，南大以科创产业为经济支撑，涉及合成生物、数字经济、科技金融、生物医药、芯片研发、人工智能等领域。

According to the plan, the Nanjing University Ecological Smart City will be dominated by the headquarters of science and technology innovation enterprises in terms of industry, focusing on industries such as digital economy, synthetic biology, and technology finance. It will simultaneously support the development of science and technology innovation industries such as biomedicine and artificial intelligence chip research and development. The overall positioning is to be the core carrier area of the "main battlefield of Shanghai's Science and Technology Innovation Center".

根据规划，南大生态智慧城在产业方面将以科创企业总部为主导，聚焦数字经济、合成生物、科技金融等产业，同步支持生物医药、人工智能芯片研发等科创产业发展，整体定位为上海市“科创中心主阵地”的核心承载区。

From an overall positioning perspective, the Nanjing University Ecological Smart City will, together with Zhangjiang in Pudong and Caohejing in Xuhui, form an irreplaceable science and technology innovation triangle in Shanghai's golden Middle Ring, depicting a value blueprint through science and technology innovation.

从整体定位来看，南大生态智慧城将与浦东张江、徐汇漕河泾共同组成上海金色中环不可复制的科创三角，以科创描绘价值蓝图。

保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly Sea 瑧 Yue Sales Office Tel: 400-9939-964...

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

Effect diagram for reference only

效果示意图，仅供参考

As one of the few large-scale developed science and technology innovation highlands in the central urban area of Shanghai, Nanyang University Ecological Smart City is a three-dimensional smart city with a total construction area of approximately 5.4 million square meters, modeled after the Manhattan district of New York. Such a scale is equivalent to five Xuhui Riverside West Bank Financial Cities!

作为上海中心城区为数不多大规模开发的科创新高地，南大生态智慧城以纽约曼哈顿街区为蓝本，总建筑规模约540万㎡的立体智慧之城，如此规模相当于5个徐汇滨江西岸金融城！

Up to now, the plans of Nanjing University's Ecological Smart City, which are clearly on paper, are being implemented one by one.

时至今日，南大生态智慧城跃然纸上的规划，正在一一落地。

The most important new carrier for the science and technology innovation industry in Nanda Smart City, "Science and Technology Innovation Gate", has also been structurally capped. The first plot of land beside Nanda Road Station, the twin towers of the Digital Intelligence Center, have been completed and delivered, entering the operation stage...

南大智慧城最重要的科创产业新载体“科创之门”也已结构封顶，南大路站旁的首发地块数智中心双子塔已经竣工交付进入运营阶段……

保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly Sea 瑧 Yue Sales Office Tel: 400-9939-964...

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

The image is from Baoshan, Shanghai. It is for reference only

图源上海宝山，仅供参考

In addition, the industries of Nanjing University's Ecological Smart City are also being realized one by one.

除此之外，南大生态智慧城的产业也在一一兑现。

The leading industries focused on within the sector, such as intelligent connected vehicles, artificial intelligence, energy conservation and environmental protection, and smart healthcare, have seen over 530 leading science and technology finance enterprises, including Lead Technology, Chinasoft International, Shenzhen Capital Group, Guotai Junan, Ernst & Young, and KPMG, sign up and settle in successively. The total investment in these industries exceeds 40 billion yuan.

板块内聚焦的智能网联汽车、人工智能、节能环保、智慧医疗等主导产业，已有先导科技/中软国际/深创投/国泰君安/安永/毕马威等超530家头部科创金融企业先后签约入驻，产业总投资超400亿元。

Of course, in the future, with the introduction of more science and technology innovation industries and the improvement of urban resources, we always believe that the realization of the Nanjing University Ecological Smart City will go far beyond this.

当然，未来还将由更多科创产业的引进以及城市资源的完善，我们始终相信南大生态智慧城的兑现远不止于此。

In addition to being located in the high ground of science and technology innovation, Poly Hai Shang 瑧 Yue is also close to Shanghai 's science and technology engine line: Metro Line 15.

除了地处科创高地之外，「保利海上瑧悦」还紧邻上海科创引擎线：地铁15号线。

Poly Hai Shang 瑧 YUE is only about 500 meters from Metro Line 15 Fengxiang Road Station in a straight line.

「保利海上瑧悦」直线距离地铁15号线丰翔路站仅约500米。

The Metro Line 15 not only connects the two major transportation hubs of Shanghai South Railway Station and Shanghai West Railway Station, but also links three national-level science and technology innovation parks and nine universities with ten campuses. It carries a super science and technology innovation industry engine with an output value of nearly 100 million yuan and is truly a line of science and technology innovation engines worth hundreds of billions of yuan!

地铁15号线不仅连接了上海南站、上海西站两大交通枢纽，还串联了3大国家级科创园区、9座高校10大校区，承载着产值近亿元的超级科创产业引擎，实乃当之无愧的千亿科创引擎线！

In addition, the Metro Line 22 is already in the planning stage. According to the plan, this metro line will intersect with Line 15 at Fengxiang Road Station.

除此之外，地铁22号线已经在规划中了，据规划显示，这条轨交将在丰翔路站与15号线交汇。

This also means, "Poly Hai Shang 瑧 YUE" within about 500 meters has METRO Line 15/22 double track intersection!

这也就意味着，「保利海上瑧悦」约500米范围内同时拥有地铁15/22号线双轨交汇！

保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly Sea 瑧 Yue Sales Office Tel: 400-9939-964...

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

Effect diagram for reference only

效果示意图，仅供参考

In terms of business, in addition to the existing shopping centers in the surrounding area, two major TOD commercial centers, including Fengxiang Road Station and Nanda Road Station of Metro Line 15, are also planned in the future.

商业方面，除了周边现有的购物中心之外，未来周边还规划包括地铁15号线丰翔路站和南大路站在内的两大TOD商业中心。

It is understood that the planned TOD volume of Fengxiang Road Station is approximately 394,000 square meters, and that of Nanda Road Station is about 322,000 square meters. The combined scale of the two exceeds 710,000 square meters!

据了解，其中丰翔路站TOD规划体量约39.4万方，南大路站TOD规划体量约32.2万方，二者规模之和超过71万方！

A 250-meter skyline building is planned. In the future, there will be 7 plots of commercial and office buildings over 100 meters in the area, including one 250-meter landmark building, one 180-meter building, and one 160-meter landmark building.

规划250米天际线建筑，未来区域内超百米的商业办公建筑地块7块，其中有250米地标建筑一座、180米建筑一座，160米地标建筑一座。

It will become a magnificent city skyline.

将成为壮丽的城市天际线。

保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

示意图

同时未来临港集团将会协助产业规划及导入，这样恢弘的城市界面，定会使整个宝山焕发出全新的生机！

保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly Sea 瑧 Yue Sales Office Tel: 400-9939-964...

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

Effect diagram for reference only

效果示意图，仅供参考

In terms of education, the Nanjing University Ecological Smart City plans to build 14 institutions of higher learning, including the already established Shanghai University Affiliated School, Shanghai University High School, and Nanjing University Experimental School in Baoshan District, among other educational resources.

教育方面，南大生态智慧城规划建设14所院校，包括已经建成的上海大学附属学校、上大附中、宝山区南大实验学校等教育资源。

保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly Sea 瑧 Yue Sales Office Tel: 400-9939-964...

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

Real scene picture, image source: Internet

实景图，图源网络

In terms of ecology, the Nanjing University Ecological Smart City plans to build 40 theme parks!

生态方面，南大生态智慧城规划建设40个主题公园！

The overall green space ratio is as high as approximately 43%!

整体绿地率高达约43%！

According to the plan, an ecological system of over 2.7 square kilometers will be created here, with an overall size equivalent to that of a two-century park.

根据规划，这里将打造超过2.7平方公里的生态体系，整体大小相当于2个世纪公园。

保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly Sea 瑧 Yue Sales Office Tel: 400-9939-964...

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

Detailed control planning diagram for reference only

控详规划示意图，仅供参考

Those who carefully examine this detailed control plan can notice that the land use nature of the 01-04 plots to the west of the project is G1, and the planning interpretation of G1 in the legend is public green space, with a total area of approximately 350,000 square meters.

仔细看这个控详规划的朋友可以发现，项目西边的01-04地块的用地性质为G1，而G1在图例中的规划解读为公共绿地，总占地约35万方。

保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly Sea 瑧 Yue Sales Office Tel: 400-9939-964...

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

Detailed control planning diagram for reference only

控详规划示意图，仅供参考

To the west of the project is currently a park, which likely implies that the area of this park is likely to expand in the future. At that time, plots 01-04 will be converted into an ecological park of approximately 350,000 square meters!

项目西侧目前就是一个公园，这很可能意味着：这个公园的面积未来很有可能扩展，届时01-04地块将会兑现成为一座约35万方的生态公园！

Live in "POLY Sea 瑧 joy", go out the park, see the beautiful scenery.

生活在「保利海上瑧悦」，出门即公园，入眼即美景。

Whether it is residents or enterprise employees, there are adjacent green Spaces within a minute or two walk, providing a garden-like urban form.

无论居民还是企业员工步行一两分钟就有相邻的绿化空间，提供一个花园般的城市形态。

Such large-scale urban green lungs are few and far between in the entire central urban area.

如此规模的城市绿肺，整个中心城区也寥寥无几。

保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly Sea 瑧 Yue Sales Office Tel: 400-9939-964...

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

Effect diagram for reference only

效果示意图，仅供参考

Oriental aesthetic products

东方美学产品

Witness Poly Culture demonstrating its strength

见证保利文化演绎实力

Even before entering the demonstration area, the gate that greets you is enough to make you feel the grandeur of the project - the 35-meter-long and 6-meter-high super-large gate hall is truly unique in the same area.

还未走进示范区，迎面而来的大门，就足以让人感受到项目的恢弘气势——35米长、6米高的超大尺度门堂，同区域内可谓是绝无仅有。

In an instant, the profound sense of history carried behind Eastern aesthetics penetrates the senses through the hall, unconsciously evoking a sense of awe towards culture and history.

一瞬间，东方美学背后所承载的历史厚重感，透过门堂瞬间击穿感官，让人不自觉升起对文化和历史的敬畏感。

保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly Sea 瑧 Yue Sales Office Tel: 400-9939-964...

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

Pauli · Haishang 瑧 YUE is really good at presenting the cultural atmosphere.

不得不叹服，保利·海上瑧悦对文化氛围的呈现果然有一手。

But as we delved deeper into the demonstration area, we suddenly realized that the entrance hall we had just visited was merely an appetizer.

可随着深入示范区，才惊觉刚才的门堂，不过才是开胃菜而已。

With the enhancement of cultural confidence, over the years, there have been more and more properties in the market that focus on Oriental culture.

随着文化自信增强，这些年来市场上主打东方文化的楼盘逐渐多了起来。

To be honest, as an experienced stock reader, I have indeed visited quite a few stocks with similar positioning, but those that are truly willing to take the time to explore the real culture are indeed few and far between.

说实话，作为看盘老手，类似定位的盘小编还真是探访过不少，但真正肯沉下心来挖掘真正文化的，却属实不多。

Poly · Hai Shang 瑧 YUE belongs to the kind that is willing to put in effort, and play with new ideas and tricks.

保利·海上瑧悦属于肯下功夫的那一类，而且玩出了新意和花样。

Recreate another garden on the sea

1、再造海上又一园

Poly Shanghai 瑧 Yue is said to be modeled after Zhangyuan, which is well-known to Shanghainese.

据说，保利·海上瑧悦是以上海人家喻户晓的张园为蓝本打造的。

But why Zhang Garden?

可为何是张园？

For Jiangsu, Zhejiang and Shanghai, gardens are undoubtedly the symbols that best represent Eastern culture on this land and also the carriers that can best carry various Eastern arts.

对于江浙沪来说，园林无疑是这片土地上最能代表东方文化的符号，也是最能够承载各色东方艺术的载体。

Zhang Garden is not only a masterpiece of artistic accomplishment among Shanghai's gardens, but also carries the historical imprints of the city for over a hundred years. Many historical figures such as Sun Yat-sen, Huang Xing, Zhang Taiyan and CAI Yuanpei have given speeches here, and countless world-renowned figures have also stopped by.

而张园，不仅在艺术造诣上是上海园林的集大成之作，更是因为它承载了这座城市百余年的历史印记——孙中山、黄兴、章太炎、蔡元培等许多历史名人曾在此演讲，无数世界名流也曾驻足于此。

Zhang Garden truly deserves the title of "the top garden in Shanghai".

张园，担得起“上海园林之首”的头衔。

Poly Hai Shang 瑧 YUE takes Zhang Garden as a model, recreates another garden of Hai Shang for the contemporary elegance, in order to start from the most familiar and classic garden culture for us to embark on a journey of Oriental culture.

这次保利·海上瑧悦以张园为蓝本，为当代雅仕再造海上又一园，为的就是从大家最熟悉、最经典的园林文化入手，为我们开启一场东方文化的探奇之旅。

Poly Hai Shang 瑧 Yue Sales Office Tel: 400-9939-964 Poly Hai Shang 瑧 Yue Official Tel: 400-9939-964

保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly Sea 瑧 Yue Sales Office Tel: 400-9939-964...

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

2. The Oriental aesthetics in the mansions of renowned scholars

2、名仕宅邸里的东方美学

As mentioned earlier, the entrance hall is just an appetizer, because Poly Hai Shang 瑧 YUE has prepared "One garden, three halls" "Five courtyards, Nine Elegances" to interpret the Oriental aesthetic.

前面提到，门堂不过是开胃菜，因为保利·海上瑧悦足足准备了“一园三堂”“五进九雅”来演绎东方美学。

One garden and three halls

【一园三堂】

"One Garden and Three Halls" is the core scene within the community.

“一园三堂”是社区内部的核心场景。

The so-called "one garden" refers to a "hidden garden of mountains and waters".

所谓一园，指的是“山水隐园”；

The three halls are respectively the gate hall, the hall and the pavilion hall.

三堂，则分别是门堂、厅堂、轩堂。

After entering through the main hall, a whole glass curtain wall frames the scenery of the mountain and water Hidden garden before your eyes, and the wide view immediately brings a strong visual impact.

从门堂进入之后，一整面玻璃幕墙将山水隐园的景色框定在眼前，开阔的视野立刻带来了强烈的视觉冲击。

We originally thought that we had already taken in the garden at a glance, but as we delved deeper, we discovered the mystery of the "hidden" in its name.

我们原以为，这下就已经把园林一揽于眼中了，可是等慢慢深入之后，才发现这名字中“隐”的奥妙。

保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly Sea 瑧 Yue Sales Office Tel: 400-9939-964...

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

Since Tao Yuanming, seclusion in the mountains and waters has been the unextinguished dream of scholars and officials.

自陶渊明以来，隐居山水是士大夫们不灭的梦想。

When they achieve success and fame, they choose to live a secluded life in the city, placing their dream of seclusion in gardens filled with mountains and waters, and expressing the philosophy of "seclusion" in the language of gardens.

待到功成名就，他们就选择大隐隐于市，把归隐的梦想放进满是山水的园林中，也把“隐”的哲学用园林的语言表达出来。

Therefore, all the arrangements in a garden are not merely the simple piling up of pavilions, terraces and waterside pavilions, but are skillfully woven in layers.

因此，园林的所有布置，不会是亭台水榭的单纯堆砌，而是精于层次地编织开来。

Poly · Hai Shang 瑧 YUE understands THIS well.

保利·海上瑧悦深谙这一点。

You will find that as you follow the movement route deep into the garden, the scenery before your eyes changes bit by bit with each step, and your mood fluctuates subtly without you even realizing it, truly achieving the effect of "a different view with every step".

你会发现，跟随动线深入园林后，眼前景色在随着脚步一点点发生着变化，心情也不知不觉跟着产生微妙的起伏，真正做到了“移步异景”的效果。

保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly Sea 瑧 Yue Sales Office Tel: 400-9939-964...

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

The hall and the pavilion also appeared one after another without being out of place during this sightseeing tour.

厅堂和轩堂，也在这番赏景过程中，毫不突兀地依次出现。

The former recreates the scene of Confucius giving lectures under a tree, while the latter uses metal-woven roller blinds paired with greenish-blue glazed glass to create a space for enjoying tea and playing music in a hall.

前者还原出孔子树下讲学的场景，后者则用金属编织的卷帘搭配青绿色彩釉玻璃，构建出一个品茗厅琴的空间。

All of this comes so naturally, coherently, rhythmically and hierarchically, grasping the essence of garden art to the core.

这一切来得如此自然、连贯，富有节奏和层次，把园林艺术的本质抓得入木三分。

保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly Sea 瑧 Yue Sales Office Tel: 400-9939-964...

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

"Five Steps

【五进】

How can we use the language of architecture to enable us to feel the truly substantive Eastern culture?

怎么用建筑的语言，让我们感受到真正言之有物的东方文化？

This time, Poly really put in a lot of effort, summarizing and interpreting the cultural main thread and important elements of five thousand years into the "Five Enters" when returning home.

保利这次时真的下了功夫，把五千年来的文化主线和重要元素，归纳演绎成了归家时的“五进”。

The so-called "advance" is approximately equivalent to the depth of a modern house.

所谓“进”，约等于现代房子的进深。

In ancient times, the deeper one went, the higher one's status and rank were.

在古代，进深越多，地位等级越高。

Poly Hai Shang 瑧 YUE has adopted the "Five courtyards" ritual system, which was only allowed to be used in ancient royal and noble mansions, to create a sense of honor for returning home.

而保利·海上瑧悦采用的是古代王室贵族府邸才被允许使用的“五进院”礼制，只为营造出尊崇的归家仪式感。

At the "First Entry" gate hall, pine and stone watchtowers stand guard, welcoming contemporary refined officials with the ancient regulations of high-ranking officials' carriages and horses.

“一进”门堂，松石守望，以古代高门的仕官车马行院规制，礼迎当代雅仕；

In ancient Huizhou, the courtyard was called the "Mingtang". When it rained, the water from all directions would flow in like wealth and fortune, continuously pouring into the courtyard walls and the mansion.

“二进”四水归堂——古徽州将天井称为“明堂”，下雨之时，四面雨水有如财禄一般，源源不断涌入院墙府内；

The "Three Enters" of the Liuli Baoyuan, with its dazzling and ever-changing visual colors, fully embodies the essence of Zen.

“三进”琉璃宝院，绚丽变幻的视觉色彩中，禅意尽显；

The "Four Courtyards" are the Green Waves Returning Garden and the Fallen Petals Elegant Path, and the "Five courtyards" are the inter-house garden. The romantic atmosphere of nature is within reach.

“四进”碧波归苑和落英雅径，“五进”宅间花园，大自然的浪漫气息触手可及。

保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly Sea 瑧 Yue Sales Office Tel: 400-9939-964...

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

Looking at it this way, the complex Oriental aesthetic system is actually so clearly integrated into the architecture.

如此一看，复杂的东方美学体系，竟然就这么清晰地融进了建筑当中。

Just like the most outstanding students with excellent grades, they can always help us sort out the key points in the simplest language, which is truly ingenious.

就像是最牛的学霸，总是能用最简单的语言帮我们理清楚重点，不可不谓之精巧。

【 Jiuya 】

【九雅】

Poly · Hai Shang 瑧 YUE is dedicated to integrating Oriental aesthetics into the little things of life, bringing culture back to life.

保利·海上瑧悦致力于把东方美学融入生活点滴，让文化回归生活。

The community has set up nine major areas, namely, "Blue Waves Return Garden", "Sparse Forest Cinema", "Fallen Petals Elegance Realm", "Youth Gathering Field", "Ginkgo Stage", "Peach Garden Fun Gathering", "Neighborhood Elegance Courtyard", "Garden Elegance Gathering", and "Vitality Competition Field", recreating the nine major life scenes of ancient scholars and literati, such as burning incense, drinking tea, listening to the rain, enjoying the snow, admiring the moon, drinking wine, viewing flowers, seeking seclusion, and playing the zither. The residents can experience the unrestrained life of scholars and literati in an immersive way.

小区设置了碧波归苑、疏林影院、落英雅境、芳华聚场、银杏舞台、桃园趣集、邻间雅庭、花园雅集、活力竞场等9大区域，还原古代文人雅仕焚香、喝茶、听雨、赏雪、赏月、吃酒、观花、寻幽、抚琴的九大生活场景，业主能够沉浸式体验到文人雅仕的恣意人生。

3. Surprises can be found in the details

3、细节之处见惊喜

A good project naturally becomes more and more enjoyable the more you savor it.

好的项目，自然是越品越有滋味。

Poly Sea 瑧 The little details and ingenious ideas of JOY will always appear unexpectedly, giving us a continuous stream of surprises.

保利·海上瑧悦的一些小细节、小巧思，总是会不经意间突然出现，给我们以源源不断的惊喜。

For instance, on the route home, Poly drew inspiration from the ancient "night tour with lanterns" and incorporated the concept of "lanterns" into it. In the entrance hall of the public area, the uniquely shaped wall lamps stand out, inspired by the "classical Chinese bean-shaped lamps".

例如，在归家的动线上，保利以古代“提灯夜游”为灵感，将“灯”这一意向穿插其中——在公区入户大堂内，造型别致的壁灯格外惹眼，其灵感来自于“中国古典豆形灯”；

The wall lamps are made of antique copper and stainless steel combined with imitation translucent marble lamps, creating a hazy halo atmosphere and exuding a strong Oriental charm.

落壁灯则是以古铜不锈钢搭配仿透光云石灯具，营造出朦胧的光晕氛围，颇具东方意蕴。

For instance, the project continues Zhang Yuan's concept of "bringing water into the park", covering the entire community with a water system that is 200 meters long and nearly 1,000 square meters.

又比如，项目延续了张园“引水入园”的理念，将长200m近1000m²的水系覆盖到整个社区内。

The water features come in various forms, presenting five different ways: central still water, three-tiered cascading water, point-like gushing springs, cascading waterfalls on the facade, and arc-shaped flowing water.

水景形态各异，有中心静水、三层跌水、点状涌泉、立面叠瀑、弧形流水五大不同呈现方式。

The introduction of the water system has made the entire community completely lively and elegant.

水系的引入，让整个社区彻底灵动飘逸了起来。

Poly Hai Shang Hai 瑧 Yue Phase III is adding units with a construction area of approximately 99-130㎡ as follows: Poly Hai Shang Hai 瑧 Yue Sales Office Tel: 400-9939-964 Poly Hai Shang Hai 瑧 Yue Official Tel: 400-9939-964

「保利海上瑧悦」三期加推建面约为99-130㎡，户型如下：保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly Sea 瑧 Yue Sales Office Tel: 400-9939-964...

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

Introduction to the layout and model room

户型和样板房介绍

Jointly research and create a smart and happy home kitchen with the FOTILE brand

联合方太品牌共研 打造智慧幸福的家庭厨房

Take into account the dietary habits of Eastern families, scientifically plan the spatial functions of the kitchen, and create a smooth operation flow line for home cooking.

关照东方家庭的饮食习惯，科学规划厨房的空间功能，为家庭料理打造流畅的操作动线。

The semi-open kitchen not only allows for ventilation by opening Windows but also features a high-end three-piece set from FOTILE brand. It is pre-installed with a fully automatic built-in dishwasher, a powerful suction range hood and an easy-to-clean safe gas stove, effectively solving the problem of cooking fumes in Chinese cooking.

半开放式厨房，不仅可开窗通风，同时精选方太品牌高端系三件套，预装全自动的嵌入式洗碗机、超强吸力的抽油烟机和易清洁的安全燃气灶，有效解决中式烹饪的油烟烦恼。

Considering the hot temperature in summer, a cooling heater is pre-installed on the kitchen ceiling to keep the kitchen fresh and cool.

考虑到夏天气温炎热，厨房吊顶预装凉霸，让厨房清爽降温。

Real scene pictures of the model room

样板间实景图

Real scene pictures of the model room

样板间实景图

According to the daily usage requirements of the island table in the restaurant, firstly, the length of the island table has been optimized and upgraded from 60cm to 90cm, which is more ergonomic. Secondly, a double-sided storage cabinet has been added under the island table to facilitate the storage of cooking tools and seasonings.

根据餐厅岛台的日常使用需求，首先将岛台长度从60cm优化升级拓宽至90cm，更符合人体工学，其次岛台桌体下方空间，增设双面收纳柜，方便储存料理工具与调味品。

Real scene pictures of the model room

样板间实景图

Five-sense advanced health technology enhances the comfort of home life

五感超前健康科技 提升居家生活舒适度

Focusing on the five perception dimensions of human vision, hearing, smell, taste and touch, and centering on the essential elements of life such as air, water, sound, smell and light, we innovatively create a five-sense health technology system.

聚焦人的视觉、听觉、嗅觉、味觉、触觉五个感知维度，围绕生活必需的空气、水、声音、气味、光照，创新打造五感健康科技系统。

Real scene pictures of the model room

样板间实景图

The private entrance door is equipped with an intelligent fingerprint and password lock. A light touch can immediately recognize and unlock it.

私家入户大门，配置智能指纹密码锁，轻轻触碰立刻识别解锁。

Install a video intercom system and an electronic doorbell in the indoor entrance hall to enhance the protection of home life security.

室内玄关安装可视对讲系统与电子猫眼，升级居家生活安全的守护。

The bedroom is equipped with a silent door lock, effectively reducing the noise interference caused by daily opening and closing.

卧室房间装配静音门锁，有效减少日常开合的噪音干扰。

Real scene pictures of the model room

样板间实景图

To balance and regulate the indoor temperature and humidity, the entire house is equipped with a Hitachi (or equivalent well-known brand) central air conditioning and floor heating system, which effectively filters and purifies the indoor air, ensuring that the indoor space maintains a constant temperature, humidity and oxygen throughout the four seasons.

为了均衡调节室内的温度与湿度，全屋配置日立（或同等知名品牌）的中央空调与地暖联供系统，有效过滤净化室内空气，让室内空间能够在四季保持恒温恒湿恒氧。

Real scene pictures of the model room

样板间实景图

The kitchen is equipped with a terminal water purification system. Through high-efficiency fine filtration technology, it effectively eliminates harmful substances such as heavy metals, chlorine gas, and bacteria, allowing you to enjoy safe and pure direct drinking water at any time.

厨房配置末端净水系统，通过高效精滤技术，有效消除重金属、氯气、细菌等有害物质，随时享用安全纯净的直饮水。

Real scene pictures of the model room

样板间实景图

Considering the cold and humid weather in the south during winter, well-known German brands such as Grohe and Villeroy & Boch are adopted in the bathroom to provide a more comfortable temperature and touch.

考虑到南方冬季的寒冷潮湿天气，卫浴间采用高仪、唯宝等德系知名品牌，带来更舒适的温度触感。

When the focus of life returns to the family, we thus return to the warm and comfortable embrace.

当生活的重心回归家庭，我们就此回归温暖而又舒适的怀抱。

How to create a more interactive lifestyle within the limited space is the starting point of Poly 瑧 Yue series product design.

如何在有限的空间之内，创造更具交流互动感的生活方式，成为保利瑧悦系产品设计的思考原点。

Poly Hai Shang 瑧 Yue Sales Office Tel: 400-9939-964 Poly Hai Shang 瑧 Yue Official Tel: 400-9939-964

保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

Shanghai Baoshan Poly Sea 瑧 Yue Sales Office Tel: 400-9939-964...

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

The heart of the Nanyang University Smart City beside Central

中环旁 南大智慧城中枢

Central ring belt · Double rail transit · Double TOD

中环带·双轨交·双TOD

About 500 meters from Fengxiang Road Station

约500米丰翔路站

"Poly Sea 瑧 Yue"

「保利·海上瑧悦」

保利海上瑧悦售楼处电话：400-9939-964上海宝山保利海上瑧悦售楼处电话：400-9939-964 上海市（Shanghai），简称“沪”，别名“申”，是中华人民共和国直辖市， [38]位于中国东部，地处长江入海口， [162]境域北界长江，东濒东海，南临杭州湾，西接江苏省和浙江省，总面积6340.5平方千米， [38]下辖16个区。 [37]截至2022年末，全市常住人口2475.89万人， [191]上海话属吴语方言太湖片。 [146]市政府驻地上海市黄浦区人民大道200号。 [160]

上海市地处长江三角洲冲积平原，地势坦荡低平， [38] [44]属亚热带季风性气候，最大河流为黄浦江。 [46] [192]早在6000年前，境域内就已有人类生活。唐天宝十年（公元751年），上海始有第一个建置县。至元二十九年（公元1292年），元朝政府批准设立上海县，标志着上海建城之始。直到1949年5月，上海市被列为中央直辖市。 [41]

上海市是中国国际经济、金融、贸易、航运、科技创新中心， [162]第三产业为其支柱产业，有着外贸物流、金融保险业、信息服务业、旅游业、房地产业和其他新兴服务业， [30]成为拉动经济增长“主动力”。 [179]2024年，上海市实现地区生产总值53926.71亿元，按不变价格计算，比上年增长5.0%。 [227] [229]

上海市是国家历史文化名城，拥有众多的历史古迹，有着非遗项目1114个、 [110]文物保护单位267处， [116]包括沪剧、 [115]江南丝竹、 [112]兴圣教寺塔等。 [124]另外，上海市也是中国主要旅游城市之一， [1]有着国家级旅游景区138个，包括东方明珠广播电视塔、上海野生动物园等。

保利海上瑧悦售楼处电话：400-9939-964上海宝山保利海上瑧悦售楼处电话：400-9939-964在之前，上海的购房者们在选择新房的时候，往往会出现“鱼与熊掌不可兼得”的尴尬境地，想要低预算，就不得不选择地段、品质都不那么优秀的房子。

但随着“认房不认贷”政策的落地，房贷利率也随之降低，购房者大家的选择也就多了起来，对于品质的追求也成为了众多购房者较为看中的要素之一。

今天就带大家一起看一个“鱼与熊掌皆可兼得”的宝藏神盘！保利海上瑧悦售楼处电话：400-9939-964上海宝山保利海上瑧悦售楼处电话：400-9939-964

在上海500万级几乎只能买在外环外，这个价段买在北中环旁实属罕见

直线约500米就有双轨交

同板块内新房价格破6.7万/㎡，而TA单价仅需5.2万起/㎡，性价比堪称一绝

央企匠造，保交付有保障！

北中环科创中心飞速落地中，相较于前滩产业、商业能级更为出彩

保利海上瑧悦售楼处电话：400-9939-964上海宝山保利海上瑧悦售楼处电话：400-9939-964

保利海上瑧悦一房一价表：

保利海上瑧悦售楼处电话：400-9939-964上海宝山保利海上瑧悦售楼处电话：400-9939-964

这个宝藏神盘就是保利·海上瑧悦！

众所周知，上海“中环线”的上车门槛可谓是极高，其主要原因是因为越靠近城芯，其板块能级就越高！所能享受配套资源就越优越且稀有！反之亦然，想要以低门槛、高品质置业中环旁，可谓是机会难寻！

从城市版图来看，放眼整个上海中环带，保利·海上瑧悦属于难得一遇的价格洼地，未来价值前景空间也极具想象力。新政后首付门槛降低，之前很多180万首付预算的客户只能将目光投向崇明、临港、金山这些地方，现在却可以加把劲买进中环旁一步到位的4房，对于购房者来说真的是一次上佳的上车机会。保利海上瑧悦售楼处电话：400-9939-964上海宝山保利海上瑧悦售楼处电话：400-9939-964

从生态来看，公园绿地生态，对于上海住宅市场而言，一直是加分项。在土地资源极其矜贵的上海，尤其是在外环以内的主城区，公园绿地资源属于稀少的资源。从浦东的世纪公园到宝山的南大公园，越靠近公园的新房价格越高，且越靠近公园的二手房价格也越高。

保利海上瑧悦售楼处电话：400-9939-964上海宝山保利海上瑧悦售楼处电话：400-9939-964它的价格优势，相较于同环线、同轨交，甚至同板块也都非常明显！相较于同一板块、距离丰翔路地铁站更远的金茂新盘，房地联动价6.7W/㎡，保利·海上瑧悦倒挂4K/㎡，亦属于南大目前的价格洼地。

保利海上瑧悦售楼处电话：400-9939-964上海宝山保利海上瑧悦售楼处电话：400-9939-964相较于相邻的桃浦板块，2站地铁的距离，保利海上瑧悦倒挂约2.25W/㎡，同样100㎡的房子，总价直接减少225W，北中环置业名副其实的高性价比首选。

所以项目一经入市，便受到广大购房者的喜爱，项目售楼处开放以来，首日来访人数破600组！截至目前，项目累计接待客户已接近3000组！

保利海上瑧悦售楼处电话：400-9939-964上海宝山保利海上瑧悦售楼处电话：400-9939-964

保利海上瑧悦售楼处电话：400-9939-964上海宝山保利海上瑧悦售楼处电话：400-9939-964

品质人居封面之作

央企匠造臻品

双轨交+双TOD

「保利·海上瑧悦」

推出建面约99-130㎡

精装三房四房

保利海上瑧悦售楼处电话：400-9939-964上海宝山保利海上瑧悦售楼处电话：400-9939-964

保利海上瑧悦售楼处电话：400-9939-964上海宝山保利海上瑧悦售楼处电话：400-9939-964

1知名央企匠造

高品质住宅

保利深耕北上海长达15年的保利，先后打造了6个精品住宅项目，每一次都用心兑现交付品质。

保利海上瑧悦售楼处电话：400-9939-964上海宝山保利海上瑧悦售楼处电话：400-9939-964从土拍方面看，在7月份结束的上海第二批集中土拍中，根据今年第二轮土拍，官方公布数据来看。闵行华漕地块，从2022年的6.6095万元/㎡涨到现在的6.95万元/㎡，涨幅5.1%；嘉定南翔地块，从2021年的5.9万元/㎡，涨到现在的6.25万元/㎡，涨幅5.9%。浦东新区川沙新市镇城南社区C05-20地块，房地联动价约6.4万/㎡，与西侧的陆家嘴锦绣云澜联动价持平。大虹桥徐泾镇双联路北侧36-01地块地块，相较于虹桥公馆，该地块联动价下滑了2000元/㎡，不涨反跌。

保利海上瑧悦售楼处电话：400-9939-964上海宝山保利海上瑧悦售楼处电话：400-9939-964而位于上海北中环带南大智慧城片区大场镇35-03地块，经过18家开发商参与竞拍的激烈竞争，最终以6.7万/㎡的联动价成交！这已经比今年首批次保利拿下的宝山区大场镇W12-1301单元05-04地块，即保利·海上瑧悦项目上涨4000元/㎡！半年时间宝山大场板块联动价就从6.3万提升至6.9万，单价涨幅接近10%。

保利海上瑧悦售楼处电话：400-9939-964上海宝山保利海上瑧悦售楼处电话：400-9939-964

并且，保利打造的新房，在各个板块的二手房市场中，都拥有更高的流通性和溢价率。

而作为保利悦字系首座，保利海上瑧悦整体打造更是出色。

一、奢阔门头，仪式感拉满

从还未进入小区时就给足了业主仪式感与尊崇感！约35米宽、高达6米奢阔门庭，搭配上高级大象灰石材与咖色金属，入户的体验感直接拉满！门头即是一个小区的门面！纵观中环带的新盘，能将门头做到此等奢华尺度属实不多见！

编辑

效果图，仅供效果示意

二、五重形态，引水入园，打造标杆园林范式

保利海上瑧悦售楼处电话：400-9939-964上海宝山保利海上瑧悦售楼处电话：400-9939-964作为保利在上海首个悦字系产品，注重园林景观的打造与耗材重工、现代东方的气质、尽显奢、阔、贵。修筑东方意境住宅。以东方美学意境和绿色建筑标准，匹配南大生态智慧城的定位，迭新未来东方生活的当代范式。

示意图

借鉴上海百年张园的造景手法，景观上给人一种东方尊贵的仪式感；"一园三堂"的空间布局，尊贵归家体验引人入胜！

保利海上瑧悦售楼处电话：400-9939-964上海宝山保利海上瑧悦售楼处电话：400-9939-964

效果图

保利海上瑧悦售楼处电话：400-9939-964上海宝山保利海上瑧悦售楼处电话：400-9939-964小区水系布局借鉴江南古典园林引水入园的打造手法，各个水景加起来，打造出总长200米、近1000㎡的水系布置！

贯穿入口、庭院、仪式归家轴线和超级引力中心，使用静水、跌水、点状涌泉、立面叠瀑、弧形流水五重造水形态，再现中式王府名园的格调和风雅，为业主提供多姿多彩的社交生活。

同时项目打造约8000㎡的超引力客厅，面积约相当于16个国际标准篮球场！

保利海上瑧悦售楼处电话：400-9939-964上海宝山保利海上瑧悦售楼处电话：400-9939-964

从建筑风格到园林景观，保利·海上瑧悦的社区之精致、东方意境之浓郁。在整个上海都是非常少见的，可见保利对于悦字系首作的重视程度。

三、御用选材 ，极致尊崇

建筑风格造型，灵感源自金镶玉设计，提取其“曲”的形和白金配色应用到塔楼立面上，彰显项目的温和雅丽与尊贵典雅。

堪称“范本”的样板间！轻奢保利“悦系”的产品力！在产品维度上来看，仅约500w起的价格，在全市新盘中也绝对是“拔得头筹”！

百吨极品黑山石与特选花木的极致交融，无一不呈现出项目的尊贵典雅。 二、五重形态，引水入园，打造标杆园林范式

项目各处细节采用蟒水纹凸显尊贵，择取中国传世名画北宋王希孟的《千里江山图》中的青绿之韵原色，点缀在公区的软硬装材质中，更彰显东方传承意韵之美。

保利海上瑧悦售楼处电话：400-9939-964上海宝山保利海上瑧悦售楼处电话：400-9939-964

效果图，仅供效果示意

作为保利悦系全新升级新作，保利·海上瑧悦的高品质产品力其实并不仅仅只体现在社区景观规划之内，户型及品质上的表现也十分优异！

本来之前在项目户型图出来的时候就已经收获了一波好评！此次在样板间内更是好评如潮而且据笔者现场了解，此次保利·海上瑧悦的装标可是颇高！可能要上3000元/㎡！

保利海上瑧悦售楼处电话：400-9939-964上海宝山保利海上瑧悦售楼处电话：400-9939-964

建面约99-130㎡宽景藏品保利海上瑧悦售楼处电话：400-9939-964

保利海上瑧悦官方电话：400-9939-964

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

保利海上瑧悦售楼处电话：400-9939-964保利海上瑧悦官方电话：400-9939-964

上海宝山保利海上瑧悦售楼处电话：400-9939-964...

信贷业务作为贷款行业中的一种，在中国出现的时间不长，但近几年发展迅猛，也越来越有成为主流的趋势，参与到信贷这个行业的新人也越来越多。而作为信贷行业中的新人，可能对信贷还没有具体的了解，本文会介绍一些信贷的基础知识以及信贷的操作流程，帮助大家能更了解信贷这个行业。

一、信贷

(一)含义

信贷有广义和狭义之分。广义的信贷指一切以实现承诺为条件的价值运动形式，包括存款、贷款、担保、承兑、贴现等活动。狭义的信贷专指银行的信用业务活动，包括银行与客户往来发生的存款业务和贷款业务。

(二)基本特征

1、偿还性:存款有存有取，贷款有借有还且均需支付一定的利息，这是信贷的重要特征。

2、周转性:任何存贷款都是不断周转的，如果存款存取中断，贷款收放中断，信贷也就中断

3、融通性:存款存存取取，贷款收收放放信贷通过存贷过程对社会资金在时间和空间上灵活调计，在各经济单位间相互融通。

4、效益性:以取得利息收入为目的。

二、信贷业务

(一)含义

信贷业务是商业银行最重要的资产业务，通过放款收回本金和利息，扣除成本后获得利润，所以信贷是商业银行的主要赢利手段。

银行利用自身实力或信誉为客户提供资金融通，并以客户支付融通资金的利息、费用和偿还本金或最终承担债务为条件，对客户提供的各类信用的总称，包括贷款、贴现、承兑、信用证、担保等或有资产业务。即银行信贷是银行筹集债务资金、借出资金或者提供信用支持的经济活动。

(二)种类

1、按用信对象可以分为法人客户（对公客户）类信贷业务和自然人客户 （个人客户）类信贷业务。

2、按期限可分为短期信贷业务，期限在1年以内(含1年)、中期信贷业务，期限在1年至5年之间(含5年)和长期信贷业务和长期信贷业务，期限在5年以上。(要根据借款人收入状况、经营周期、还款方式核定贷款的期限来判定)

3、按是否提供担保可分为信用方式办理的信贷业务和担保方式办理的信贷业务，担保方式包括保证、抵押和质押三种。

(1)信用贷款:基于借款人的信用发放的贷款

(2)保证贷款:保证人为履行借款合同项下的债务向银行提供担保，在借款人不履行债务时，保证人承担连带担保责任。

(注)不能作为保证人的有:

①国家机关、学校、幼儿园、医院等以公益为

目的的事业单位和社会团体。

②企业法人的分支机构、职能部门，但企业法人的分专机构由法人书面授权的。可在授权范围内提供保证。

(3)抵押贷款:抵押人不转移对其所拥有所有权、处分权的财产的占有，以该财产作为抵押物向银行提供担保，当借款人不履行债务时，银行以抵押物折价、拍卖、变卖所得款项优先受偿。

(注)不能作为抵押物的有:

①土地所有权。

②耕地、宅基地、自留地等集体所有的土地使用权。

学校、幼儿园、医院等以公益为目的的事业单位、社会团体的教育设施、医疗卫生设施和其他社会公益设施。

③所有权、使用权不明或有争议的财产。

④依法被查封、扣押、监管的财产。

(4)质押贷款-出质人将其拥保存整页为图片>利移交银行占有，当借款人不履行债务时，银行有权按照质押合同的约定以质押物折价、拍卖、变卖所得价款优先受偿。

常见的可以质押的有:汇票、存款单、仓单、提货单、股权、应收帐款等。

注意事项:

①抵押及质押要按规定办理抵押及质押手续，没有办理登记手续的，银行的债权得不到优先受偿。

②在办理抵押或质押时要注意的三个问题:抵质押物产权是否清晰、是否足值、是否易于变现。

③质押分为动产质押与权利质押。动产质押与抵押的不同在于对财产是否转移占有。抵押物的权属是清晰的，是抵押人所有并可以支配的，抵押物的权属不发生变化;同时没有银行的同意，是不可以变卖和出租的，而且抵押物是易于变现的。

④按会计核算的归属划分，表内信贷业务，主要包括贷款、商业汇票贴现等；表外信贷业务，主要包括商业汇票的承兑、保证、信用证等。

(三)常见的信贷业务品种:

1、流动资金贷款:银行向借款人发放的用于正常生产经营周转或临时性资金需要的贷款。

2、固定资产贷款:银行向借款人发放的用于固定资产投资项目的中长期贷款。

3、房地产开发贷款:属于固定资产贷款的一种，银行向借款人发放的用于房屋建造、土地开发过程中所需资金的贷款。

4、个人住房贷款:银行向借款人发放的用于其在辖区内购买、建造各类住房的个人贷款。

5、汽车消费贷款:银行对借款人在特约经销商处购买汽车的个人借款人发放的贷款。

6、其他消费贷款:银行对借款人除住房及汽车外的其他大额消费而发放的个人贷款。

7、银行承兑汇票:指银行作为付款人，根据出票人的申请，承诺在汇票到期日对收款人或持票人无条件支付汇票金额的票据行为。

8、贴现:指银行承兑汇票的持票人将未到期的银行承兑汇票转让与银行，银行按票面金额扣除贴现利息后，将余额付给持票人的一种融资行为。

三、信贷的基本要素

信贷的基本要素总共有七种，分别为:

七大要素包括:

(1)业务对象(贷款对象)

1、公司客户:工商行政管理机关(或主管机关)核准登记的企(事)业法人、其他经济组织。

2、个人客户:包括经工商登记的个体工商户及具有中国国籍、完全民事行为能力的自然人。

(2)金额

银行向客户提供单笔信贷业务或额度授信及额度使用的具体数额，贷款金额要根据借款人的承贷能力、担保条件、贷款用途等综合考虑。

(3)期限

分为短期、中期、长期，个人住房贷款期限的一般不超过30年。

(4)利率

在央行规定区间的基准利率基础上，根据借款人贷款风险、贷款的综合收益、市场资金供给情况、资金筹集成本等因素，实行浮动利率。最低下浮10%，个人住房贷款最低下浮30%。

(5)用途

不同的信贷业务有不同的用途，尤其关注用途是否真实、合法，贷款用途是否在营业执照规定的范围内，是否属于国家严禁或限制的项目，贷款不能流入股票、期货市场及不能进行权益性投资，挪用资金是一种危险的信号。

(6)贷款方式

分为信用贷款、担保贷款

担保是保证借款人还款或履行责任的第二还款来源。担保的方式有保证、抵押、质押等。

(7)还款方式

主要分为以下三种，即等额本息还款法、等额本金还款法、按月付息，到期还本法。

1、等额本息还款法

(1)每月还款金额相同，方便记忆;

(2)前期每月还款少，故还款压力小;

(3)此种还款方式，一般可申请较长的贷款期限(10年甚至更长)，还款压力降低，适合项目周期较长，回款较慢的客户。

2、等额本金还款法

(1)前期每月还款多，总利息支付比较少:

(2)同等额本息还款法，一般可申请较长的贷款期限(10年甚至更长)。

3、按月付息，到期还本法

每月仅需支付利息，不需偿还本金，资金利用率高;较适合资金周期率快，回款周期短的客户

四、信贷业务基本操作流程

信贷管理是一个由诸多环节环环相扣的全流程管理过程，任何一个环节出现问题，都会引发信用风险和操作风险。每个环节的职责都有具体的部门和岗位去落实。

一般来说，可以把信贷业务的操作分为三个部分，即贷前、贷中和贷后三个基本环节。

(一)贷前:贷款受理、贷款调查、贷款审查、贷款审批

1、受理

初步审查申请人的主体资格、用途、各项收入情况(第一还款来源)、保证人或担保物(第二还款来源)是否符合银行的要求。

申请人提供的资料必须提供原件与复印件核对，客户经理核对无误后，在复印件上盖“与原件相符”印章，并签名确认。在受理阶段，借款人可能不会一次性提供所有的资料，客户经理可从申请人的主体资格、银行流水或报表等材料初步判断贷款是否可行。

2、贷前调查

贷前调查实行双人调查制度，客户经理对所调查的内容进行事实认定，并在贷款档案的调查报告中分别签名确认。

调查内容包括借款人的基本情况、经营情况、财务状况以及贷款用途、担保物的产权和变现能力

其中借款人若为公司客户的，主要通过实地考察和对财务报表的分析，判断借款人的偿债能力，并且在分析财务状况时，应根据连续几期的财务数据纵向对比，揭示财务变化趋势，尤其应注意与行业水平进行横向对比，综合反映企业实际经营管理水平。

3、贷款审查

主要对资料、数据进行复核审查，如有必要应实地了解核实，审核的主要内容有:

(1)手续、资料是否齐全;

(2)分析是否正确;

(3)是否符合政策及制度的规定。

4、贷款审批

贷款审批人员对贷款进行审核，并提出最终的意见或决策。根据贷款的风险状况，出具贷款审批意见，审批通过的应全面提出防范风险的意见和措施，并明确贷款的种类、金额、期限、利率、担保方式、还款方式、操作管理要求、法律文书签订等要素。

(二)贷中:签订合同、贷款发放

1、签订合同

客户经理要依据贷款审批意见，审查合同是否填写准确、完整，合同附件是否齐全;合同、借据应用正楷清晰填写借款人名称、用途、金额、期限、利率等要素，填写内容不得涂改，如确实需要涂改的，需要合同各方当事人签章确认。

2、贷款发放

贷款资金监督管理审查借款人提出的书面提款申请资料，确认满足提款条件后将贷款资金发放至借款人专用或指定银行账户。

(三)贷后:贷后检查、贷款到期的处理、贷款档案管理

1、贷后检查

贷后检查，重点要掌握贷款资金的流向，尤其要检查贷款是否被挪用;对未按合同约定使用的，应查明原因并提出处置意见和建议等。

若发现问题应及时预警，按照合同约定采取风险化解措施;风险重大的，立即向上级报告，履行有关审批手续后，采取信贷措施。

2、贷款到期的处理

即到期催收，短期到期前10天、中长期到期前30天以电话、短信或书面等方式联系借款人，督促其到期还款。借款人还清贷款本息后，将抵、质押的权利凭证交还抵、质押人，办理抵、质押移交手续。若是采取分期还款模式，借款人可根据资金情况提前归#发文集龍卡瓜分百万现金#还部分或全部贷款，但需事先征得贷款人的同意