2025深业深安上居(售楼处)首页网站-2025深业深安上居营销中心(售楼处中心)小区欢迎您-周边环境-户型-价格-地址-楼盘详情-户型配套-售楼处电话-交房时间

深业深安上居售楼处电话：400-9939-964深业深安上居官方电话：400-9939-964

上海嘉定深业深安上居售楼处电话：400-9939-964

11号线昌吉东路站约200米深业深安上居售楼处电话：400-9939-964

深业·深安上居

售楼处、样板间已开放

主推建面约88-98㎡精装3房

上车总价约283万起

少量房源 直接认购

今年以来，部分土拍联动价接连上涨，购房门槛提高。深业深安上居售楼处电话：400-9939-964

上海嘉定深业深安上居售楼处电话：400-9939-964

对于300万左右的刚需购房者来说，是个不太好的消息，未来这个价格，能买到的地方或将越来越远，更别说靠近地铁了。

更重要的是，300万级的新房供应越来越少。

在近5年上海新房供应中，300万以内的新房占比都在10%以下，如果再除去一些远郊区域的新盘，可以说在当下的上海楼市中，300万置业并不容易！

如今上海300万左右新房，多是集中在如临港、金山、奉贤，崇明等区域，周边远离轨交，且配套能级不足，规划更是差强人意，业主居住品质无法得到满足。

那么这个总价段，还能找到性价比高且近地铁的品质新房吗？

还有机会！深业·深安上居，11号线仅约200米，总价约300万+，高性价比，建面约88-98㎡3房，国企匠造产品力神盘，地理位置优越，名副其实300万级产品中的佼佼者！

10.29，项目售楼处开放日当天现场爆满，更是证明购房者对其的高度认可！深业深安上居售楼处电话：400-9939-964

上海嘉定深业深安上居售楼处电话：400-9939-964The sales office of Shenye Shen 'an Shangju is located about 200 meters from Changji East Road Station on Line 11. The phone number is 400-9939-964

Shenzhen Industry · Shen 'an Shangju

The sales office and model rooms have been opened

The main recommendation is a fully furnished 3-bedroom apartment with a construction area of approximately 88-98 square meters

The total price for getting on the vehicle starts at approximately 2.83 million

A small number of properties are available for direct subscription

Since the beginning of this year, the linked prices of some land auctions have risen continuously, raising the threshold for home purchase. The sales office phone number of Shenye Shen 'an Shangju is 400-9939-964

The sales office phone number of Shenye Shen 'an Shangju in Jiading District, Shanghai is 400-9939-964

For the first-time home buyers with a demand of around 3 million yuan, this is not good news. In the future, at this price, the places they can purchase may become increasingly distant, let alone near the subway.

More importantly, the supply of new houses worth 3 million yuan is decreasing.

In the past five years of new home supply in Shanghai, the proportion of new homes priced under 3 million yuan has been below 10%. If we exclude some new properties in the far suburbs, it can be said that it is not easy to purchase a home for 3 million yuan in the current Shanghai real estate market!

Nowadays, the new houses worth around 3 million yuan in Shanghai are mostly concentrated in areas such as Lingang, Jinshan, Fengxian and Chongming. These areas are far from the rail transit and lack sufficient supporting facilities. The planning is also far from satisfactory, and the living quality of the homeowners cannot be met.

So, in this total price range, can we still find quality new houses with high cost performance and close to the subway?

There's still a chance! Shenzhen Industry · Shen 'an Shangju, just about 200 meters from Line 11, with a total price of approximately 3 million yuan +, offers high cost performance. It features 3-bedroom units with a construction area of about 88-98 square meters. As a masterpiece project crafted by a state-owned enterprise, it enjoys an excellent location and is truly a leader among products priced at 3 million yuan!

On October 29th, the sales office of the project was fully occupied on the Open Day, which further proves the high recognition of it by home buyers! The sales office phone number of Shenye Shen 'an Shangju is 400-9939-964

The sales office phone number of Shenye Shen 'an Shangju in Jiading District, Shanghai is 400-9939-964

深业深安上居售楼处电话：400-9939-964

上海嘉定深业深安上居售楼处电话：400-9939-964

首开日现场实景

11号线昌吉东路站约200米

深业·深安上居

售楼处、样板间已开放

主推建面约88-98㎡精装3房

上车总价约283万起深业深安上居售楼处电话：400-9939-964

上海嘉定深业深安上居售楼处电话：400-9939-964

二期最新一房一价表：

深业深安上居售楼处电话：400-9939-964

上海嘉定深业深安上居售楼处电话：400-9939-964

01

地铁站约200米，

300万级新房少有！

上海地铁盘不少，但直线距离地铁站约500米内的真地铁盘很少，真正步行能到达地铁站的就更少了，堪称凤毛麟角！

纵观今年1-9批次合计入市的238个楼盘数据中，符合标准：价格在300万+、直线距离地铁站仅约500米的准地铁盘仅有1个，稀缺属性不言而喻！

深业深安上居售楼处电话：400-9939-964

上海嘉定深业深安上居售楼处电话：400-9939-964

即便是在刚入市的10批次新房中，300万级新盘也很少，可选择不多。The sales office phone number of Shenye Shen 'an Shangju in Jiading District, Shanghai is 400-9939-964

01

The subway station is about 200 meters away.

New houses priced at 3 million yuan are rare!

There are quite a few metro properties in Shanghai, but there are very few real metro properties within about 500 meters of the metro station in a straight line. Even fewer can be reached on foot from the metro station, which can be described as extremely rare!

Looking at the data of the 238 properties that entered the market in batches 1 to 9 this year, there is only one property that meets the standards: a price of over 3 million yuan and a straight-line distance of only about 500 meters from the subway station, which is a quasi-subway project. Its scarcity is self-evident!

The sales office phone number of Shenye Shen 'an Shangju is 400-9939-964

The sales office phone number of Shenye Shen 'an Shangju in Jiading District, Shanghai is 400-9939-964

Even among the 10 batches of new houses that have just entered the market, there are very few new projects priced at 3 million yuan, and the options are limited.

除去离市区较远的临港新房外，剩下的300万级项目中，仅有深业深安上居1盘离地铁站更近，11号线昌吉东路站的直线距离仅约200米（百度测距小区围墙最近处与地铁站1号口直线距离）。深业深安上居售楼处电话：400-9939-964

上海嘉定深业深安上居售楼处电话：400-9939-964

这个距离，可是比理想之地还要近，赢麻了！Apart from the new houses in Lingang that are far from the urban area, among the remaining 3 million-yuan projects, only Shenzhen Industrial Shen 'an Shangju 1 is closer to the subway station. The straight-line distance from Changji East Road Station on Line 11 is only about 200 meters (the straight-line distance between the nearest part of the community wall and Exit 1 of the subway station). The sales office phone number of Shenye Shen 'an Shangju is 400-9939-964

The sales office phone number of Shenye Shen 'an Shangju in Jiading District, Shanghai is 400-9939-964

This distance is even closer than the ideal place. We've won big!

数据来源：百度地图

乘坐11号线，从项目出发仅需2站就可直达嘉定新城，4站到南翔印象城，11站到真如副中心，17站到达徐家汇。

未来，在南翔站无缝换乘嘉闵线（在建中），4站即达虹桥火车站，出行十分便利。

02

性价比高！价格洼地

除地铁距离优势外，深业深安上居的价格优势，无论是对比全市还是区域来看，都是不可多得的高性价比好盘！

放眼全市新房价格来看，各条已通车轨交沿线尾部板块，房价也大都来到4字头。深业深安上居售楼处电话：400-9939-964

上海嘉定深业深安上居售楼处电话：400-9939-964Take Line 11 and it only takes 2 stops to reach Jiading New Town from the project, 4 stops to Nanxiang Impression City, 11 stops to Zhenru Sub-Center and 17 stops to Xujiahui.

In the future, at Nanxiang Station, you can seamlessly transfer to the Jiamin Line (under construction), and it will only take 4 stops to reach Hongqiao Railway Station, making travel very convenient.

02

High cost performance! Price trough

Apart from the advantage of being close to the subway, the price advantage of Shenye Shenan Shangju makes it an excellent property with a high cost performance that is hard to come by, whether compared with the whole city or the region!

Looking at the prices of new houses across the city, the prices in the tail sections along the already operational rail transit lines have mostly reached the 400-yuan range. The sales office phone number of Shenye Shen 'an Shangju is 400-9939-964

The sales office phone number of Shenye Shen 'an Shangju in Jiading District, Shanghai is 400-9939-964

数据源：网上房地产

尽管也有板块新房均价在3字头，如惠南，但其与市区的通勤效率，远不及深业·深安上居，而且该板块当下在售新房离地铁站距离也没有本项目离的近，不占据优势。

即便是从项目所在的嘉定区新房市场来看，深业·深安上居的价格优势同样突出，堪称击穿嘉定的底价！

对比安亭板块内几个项目，从下图可以明显看到，深安上居均价更低，离市区更近。Although there are also areas where the average price of new houses is in the 30,000 yuan range, such as Huinan, the commuting efficiency to the urban area is far lower than that of Shenzhen Industrial · Shenzhen An Shangju. Moreover, the new houses currently on sale in this area are not as close to the subway station as this project, thus not having an advantage.

Even from the perspective of the new housing market in Jiading District where the project is located, the price advantage of Shenzhen Industrial · Shenzhen An Shangju is equally prominent, and it can be said to have broken through the bottom price of Jiading!

By comparing several projects in the Anting area, it can be clearly seen from the following chart that the average price of Shen 'an Shangju is lower and it is closer to the urban area.

数据源：网上房地产

要知道，今年以来，地块联动价不断攀升，项目临近的几个小区，3年前均价也仅约3.65万/㎡。

此时置业「深业·深安上居」，相当于用三年前的价格，来买今天的新房，而且首批过会均价比联动价还低，35874元/㎡，妥妥的红利。深业深安上居售楼处电话：400-9939-964It should be noted that since the beginning of this year, the linked price of land plots has been constantly rising. The average price of several communities adjacent to the project was only about 36,500 yuan per square meter three years ago.

Buying a property in "Shenzhen Industry · Shenzhen An Shangju" at this time is equivalent to purchasing a new house today at the price of three years ago. Moreover, the average price of the first batch of properties that passed the review is even lower than the linked price, at 35,874 yuan per square meter. There is no problem with the dividend. The sales office phone number of Shenye Shen 'an Shangju is 400-9939-964

上海嘉定深业深安上居售楼处电话：400-9939-964

数据来源：网上房地产

在三批次土拍中，嘉定新城地块的联动价格已高达5.04万/m²。

同样处于嘉定区，仅两站之隔的深业·深安上居的过会均价35874元/m²，相较于前者低了近1.5万/m²。

这意味着，同样购买3房，能够节省约100万元，具有很高的性价比。

另外，昌吉东路附近已很久没有新房供应了，项目周边挂牌的好户型二手房源成交价约为4万/㎡（不含税+中介费等），对比之下，纯新盘深安上居的价值优势更明显！深业深安上居售楼处电话：400-9939-964

上海嘉定深业深安上居售楼处电话：400-9939-964Also located in Jiading District, the average approved price of Shenzhen Industrial · Shenzhen An Shangju, which is only two stops away, is 35,874 yuan per square meter, nearly 15,000 yuan per square meter lower than that of the former.

This means that purchasing a three-bedroom apartment can save approximately one million yuan, offering a very high cost-performance ratio.

In addition, there has been no new housing supply near Changji East Road for a long time. The transaction price of the second-hand units of good types listed around the project is about 40,000 yuan per square meter (excluding tax and agency fees, etc.). In comparison, the value advantage of the brand-new project Shen 'an Shangju is more obvious! The sales office phone number of Shenye Shen 'an Shangju is 400-9939-964

The sales office phone number of Shenye Shen 'an Shangju in Jiading District, Shanghai is 400-9939-964

数据源：链家

未来想要以相同的预算，在这个区域买房近乎成了奢望，这次错过深业深安上居，或将后悔！

03

国企深业集团“上系”上海首作

首付约100万起！建面约88-98㎡精装3房

深业·深安上居由国企深业集团倾力打造，是“上系”人居首作。深业深安上居售楼处电话：400-9939-964

上海嘉定深业深安上居售楼处电话：400-9939-964

项目在繁华与自然兼具的氛围中，打造约12万方的“城市与社区无界”、“景观与人居无界”“多元生活无界”的城市平行生活体。In the future, buying a house in this area with the same budget has almost become a luxury. Missing out on Shenye Shenan Shangju this time may be regretted!

03

The first work of the "Shanghai Group" of the state-owned enterprise Shenzhen Industrial Group in Shanghai

The down payment starts from about 1 million! A fully furnished 3-bedroom apartment with a construction area of approximately 88-98 square meters

Shenzhen Industrial · Shenzhen An Shangju is meticulously developed by the state-owned enterprise Shenzhen Industrial Group and is the first renju project of the "Shangxi" series. The sales office phone number of Shenye Shen 'an Shangju is 400-9939-964

The sales office phone number of Shenye Shen 'an Shangju in Jiading District, Shanghai is 400-9939-964

The project creates an urban parallel living complex of approximately 120,000 square meters in an atmosphere that combines prosperity and nature, featuring "no boundaries between the city and the community", "no boundaries between the landscape and human settlements", and "no boundaries between diverse lifestyles".

效果图，仅供参考

深业集团是深圳市人民政府全资拥有、深圳市国资委直管的大型综合性企业集团，拥有40年运营资质。以“产城创新建设者，幸福民生运营商”为发展愿景，聚焦地产、园区、运营、幸福、资本和数字化六大核心业务，实现城市综合开发运营的一站式服务。

深业集团拥有强大的开发实力，且本项目为自有资金开发，资金链健康，无疑为购房者带来安心。深业深安上居售楼处电话：400-9939-964

上海嘉定深业深安上居售楼处电话：400-9939-964

2021年，深业集团首次进入上海市场，并于同年12月和2022年6月成功斩获安亭镇两块地块，充分展示了深业集团对当地发展的坚定信心。Shenzhen Industrial Group is a large-scale comprehensive enterprise group wholly owned by the Shenzhen Municipal People's Government and directly managed by the Shenzhen Municipal State-owned Assets Supervision and Administration Commission, with 40 years of operation qualifications. With the development vision of "innovative builder of industry and city, operator of happy people's livelihood", it focuses on six core businesses: real estate, parks, operation, happiness, capital and digitalization, to achieve one-stop services for comprehensive urban development and operation.

Shenzhen Industrial Group has strong development capabilities. Moreover, this project is developed with its own funds, ensuring a healthy capital chain, which undoubtedly brings peace of mind to home buyers. The sales office phone number of Shenye Shen 'an Shangju is 400-9939-964

The sales office phone number of Shenye Shen 'an Shangju in Jiading District, Shanghai is 400-9939-964

In 2021, Shenzhen Industrial Group entered the Shanghai market for the first time and successfully acquired two plots of land in Anting Town in December of the same year and June 2022 respectively, fully demonstrating Shenzhen Industrial Group's firm confidence in the local development.

项目规划有12幢18F现代美学风格的建筑，外立面采用玻璃幕墙搭配米白色和深灰色材质涂装，简约线条分割完善挺拔向上的平面美学。

效果示意图，仅供参考

建筑布局以围合式空间手法，将每栋楼错落有致的排布，保证最大超70米的楼间距，让每栋楼的采光都最大化。

如此布局还可以让社区拥有尺度超大的中央景观，据了解，社区内部的中央花园面积超6000㎡！深业深安上居售楼处电话：400-9939-964

上海嘉定深业深安上居售楼处电话：400-9939-964

The architectural layout adopts a enclosed spatial approach, arranging each building in an orderly and staggered manner to ensure a maximum building spacing of over 70 meters, maximizing the lighting for each building.

This layout also enables the community to have a super-large central landscape. It is understood that the central garden inside the community covers an area of over 6,000 square meters! The sales office phone number of Shenye Shen 'an Shangju is 400-9939-964

The sales office phone number of Shenye Shen 'an Shangju in Jiading District, Shanghai is 400-9939-964

效果示意图，仅供参考

园林景观，「深业·深安上居」营造“一轴一心三主题”全龄共享的空间组团，通过一条约160m归家景观， 打造四进礼遇归家空间。

一进城市落客广场，二进迎宾吧台，三进迎归景观，四进入户大堂，让业主归家能感受到满满的仪式感和尊贵感。

提供人行入口，并采用酒店式门头设计，递进的仪式感和层层变化建筑，使居者享受更加优雅的归家仪式感。

效果示意图，仅供参考The garden landscape, "Shenzhen Industry · Shenzhen An Shangju" creates a space cluster of "one axis, one core, and three themes" for all ages to share. Through a approximately 160-meter-long home-returning landscape, it builds a four-entrance welcoming home-returning space.

Upon entering the city drop-off square, the welcome bar counter, the welcoming home landscape, and the household lobby, the homeowners can feel a strong sense of ceremony and dignity when they return home.

It provides a pedestrian entrance and adopts a hotel-style storefront design. The progressive sense of ceremony and the layer-by-layer changing architecture enable residents to enjoy a more elegant sense of homing ceremony.

Effect diagram for reference only

除此之外，三大景观主题，四大宅间花园，2大架空层，包括：青年活动区，老年疗愈活动区，儿童活动区，漫步道，露营草坪，综合活动区等，让业主的社交生活场景有更多选择。深业深安上居售楼处电话：400-9939-964

上海嘉定深业深安上居售楼处电话：400-9939-964

效果示意图，仅供参考

「深业·深安上居」首开将推出建面约88㎡3房2厅1卫和建面约98㎡3房2厅2卫，功能性和品质感兼具，均为精装修交付。深业深安上居售楼处电话：400-9939-964

上海嘉定深业深安上居售楼处电话：400-9939-964

房型分布示意图

深业深安上居售楼处电话：400-9939-964

上海嘉定深业深安上居售楼处电话：400-9939-964

建面约88㎡3房2厅1卫

该户型总价仅约300万起，首付最低仅约100万起，是一个三开间朝南的标准户型，整体动静分区。

样板房实景图仅供参考，最终以实际交付为准

独立入户玄关设计，三开间朝阳和大尺度景观阳台的组合，视野更加开阔，全明通透的室内环境让您享受四季的温馨阳光。

次卧联通南向超长景观阳台的同时，还有一个独立的景观飘窗，既美观又实用，采光更优！

样板房实景图仅供参考，最终以实际交付为准

深业深安上居售楼处电话：400-9939-964

上海嘉定深业深安上居售楼处电话：400-9939-964

主卧套房式设计，私密性强且方便实用。

建面约98㎡3房2厅2卫

深业深安上居售楼处电话：400-9939-964深业深安上居官方电话：400-9939-964

当我第一次看到这个空间的时候，我感受到了洗完澡吹完头发的清爽，还有假期刚开始的松弛感，或许我们的理想不同，但那份对归处安宁的渴求始终相通。

原方正客厅打通邻间与阳台，打造洄游式的空间，将电视墙连通客厅、书房与茶室；拆除玻璃隔断，扩大景观视野，日常收纳归入书房柜体，保持空间简约通透，如此一来，增添了更多不同生活场景的可能，加深生活的自在，减少生活的繁杂。

广州私宅，250㎡。以城市美景作窗画，以线条描述结构，以浅色衬托色彩，以温柔赋以温度，以自然给予灵动。一切都是刚刚好。

设计之前，设计师说：目前您比较喜欢什么样的生活方式或者想要参考什么样的空间案例呢？

业主说：我现在就处于一个‘做减法’的人生阶段，孩子大了，家人的工作和生活也都稳定了，以前住的空间都是千家万户的大多数，现在就想改变一下，甚至是突破自己，希望给自己和家人一个全新的生活方式，如果非要我给出要求的话，我就希望我回家以后是可以赤脚走在家里，随意靠在墙边或者坐在家里的某个地方，我内心平静一点点，我的身体舒展一点点。

“不设限”这三个字不仅是业主的信任，对设计师来说，动力和压力同时扑面而来。

干湿分区以透光移门隔断，增设水波纹艺术移门双重闭合，日常透光通透明亮，高隐私需求时双重门全闭隔绝，满足不同人的隐私需求。

上海嘉定深业深安上居售楼处电话：400-9939-964

深业深安上居售楼处电话：400-9939-964深业深安上居官方电话：400-9939-964

上海嘉定深业深安上居售楼处电话：400-9939-964

上海城市精神

海纳百川，追求卓越，这是上海这座城市的独特气质。在这座城市中，开明睿智与大气谦和的精神相得益彰，共同塑造了上海的繁荣与活力。

2024年上海楼市新政与购房指南

随着2024年上海限购、计分制、税费、商业贷款及公积金贷款等政策的调整，上海楼市迎来了新的变化。为了帮助大家更全面、更直观地把握这些新动态，我们精心编制了这份2024年上海购房知识宝典。建议大家务必收藏，以备未来购房之路上的不时之需。

A、上海最新限购政策

上海的最新限购政策对于购房者来说至关重要。了解这些政策，能帮助您更好地规划购房策略。

B、上海购房贷款政策

贷款是购房的重要手段，了解上海的贷款政策，能够让您更合理地选择贷款方式和期限。

C、上海新房/二手房交易流程

购房过程中，了解交易流程是必不可少的。掌握新房和二手房的交易流程，能让您更加从容地应对购房过程中的各个环节。

D、上海购房税费明细（含退税政策）

税费是购房成本的重要组成部分。了解上海的购房税费明细及退税政策，能够帮助您更准确地预算购房成本。

E、上海新房摇号积分政策

在新房销售中，摇号积分政策往往会影响到购房者的选房顺序。了解这一政策，能让您在摇号时更有优势。

F、上海新房摇号积分制常见问题

在摇号过程中，可能会遇到各种问题。了解这些常见问题及其解答，能够让您更好地应对摇号过程中的挑战。

G、上海直系更名/赠与/继承政策

这些政策涉及到房产的权属变更。了解这些政策，能够帮助您在需要时做出正确的决策。

H、公司名义购房相关政策及税费

以公司名义购房也是一种选择。了解相关政策和税费，能够帮助您评估这种方式的可行性。

9月29日，上海进一步优化了房地产市场政策措施，具体细则如下：

A. 住房限购政策调整

（一）对于非本市户籍居民家庭和单身人士在购买外环外住房时，只需在购房前连续缴纳社会保险或个人所得税满1年及以上。

（二）持有《上海市居住证》且积分达到标准分值、在本市缴纳社会保险或个人所得税满3年及以上的非本市户籍居民家庭，在购买住房套数上将享受与沪籍居民家庭同等的待遇。

（三）在自贸区临港新片区，为促进职住平衡，对在新片区工作且存在职住分离的人群，在执行现有住房限购政策的基础上，允许他们在新片区增购1套住房。

B. 住房信贷政策优化

（一）积极响应国家降低存量房贷利率的政策，引导商业银行平稳有序地将存量房贷利率降至接近新发放贷款利率的水平，从而进一步减轻购房者的房贷利息负担。

（二）降低首付款比例，将首套住房商业性个人住房贷款最低首付款比例调整为不低于15%，而二套住房商业性个人住房贷款的最低首付款比例则调整为不低于25%。同时，在实行差异化政策的区域，二套房贷最低首付款比例调整为不低于20%，住房公积金二套房贷最低首付比例也将相应调整。

C. 住房税收政策调整

（一）将个人对外销售住房的增值税征免年限从5年缩短至2年。

（二）根据国家工作部署，及时取消普通住房标准和非普通住房标准，以降低住房交易成本，更好地满足居民对改善性住房的需求。

这些新政策自2024年10月1日起正式执行。

B. 9月上海最新购房贷款政策解读

在商业贷款方面，新政策进行了以下调整：

降低首付款比例。对于购买首套住房的商业性个人住房贷款，最低首付款比例调整为不低于15%，而购买二套住房的最低首付款比例则降为不低于25%。此外，在部分实行差异化政策的区域，二套房贷最低首付款比例调整为不低于20%，同时，住房公积金二套房贷最低首付比例也将相应调整。这一举措旨在减轻购房者的经济负担，刺激房地产市场活力。

这些新政策自2024年10月1日起正式实施，为上海的购房者带来了实质性的利好。

公积金贷款政策调整如下：

此外，在公积金贷款方面，政策同样有所变动。具体来说，购房者在申请公积金贷款时，将享受到更为优惠的利率和贷款条件。这一调整旨在进一步促进房地产市场的健康发展，为购房者提供更多选择和便利。

B. 上海一手房与二手房交易流程详解：

存量房交易流程详解：

在探讨上海一手房与二手房交易流程时，我们首先来看存量房的交易步骤。存量房，即存在于市场上的二手房，其交易流程涵盖了多个环节，包括房屋信息发布、意向登记、合同签订、资金监管、过户登记以及交房等步骤。这些环节相互衔接，构成了完整的存量房交易流程。

C. 上海购房涉及的主要税费概览：

在探讨上海购房的相关流程时，我们不可避免地要关注各种税费问题。购房过程中，涉及到的税费主要包括契税、个人所得税、增值税及附加税等。这些税费的计算和缴纳，对于购房者来说，是必须了解和掌握的重要内容。

9月29日调整后的上海购房政策Q&A

关于上海限购的解答：

Q：对于非本市户籍居民家庭及单身人士在外环外（不含崇明区）购买住房，其连续1年的社保或个税单是否允许断缴或补缴？

A：断缴是可以的，但需确保网签前15个月内在沪正常缴纳满12个月的社保或个税单。

Q：那么，在崇明区，非本市户籍单身人士和居民家庭购买住房又分别需要满足哪些条件呢？

A：在崇明区，非本市户籍单身人士需正常缴纳社保或个税，并满足网签前15个月内在沪的正常缴纳要求。对于非本市户籍居民家庭，同样需要满足这一条件。

Q：如果非本市户籍居民所购住房位于外环线以内，那么其社保或个税单又该如何要求？

A：对于外环线以内的住房，购房者需确保网签前39个月内在沪正常缴纳满36个月的社保或个税单。

Q：对于持有《上海市居住证》且积分达到标准分值、在本市缴纳社会保险或个人所得税满3年的非本市户籍居民家庭，他们在购买住房套数方面能否享受沪籍居民家庭的待遇？

A：是的，这类家庭在购买住房套数方面确实可以享受与沪籍居民家庭相同的待遇。但需注意，非本市户籍单身人士并不包括在内。

Q：如果非本市户籍单身人士持有上海市居住证且积分达到120分，同时社保或个税单也满足3年的要求，他们是否可以购买外环线以内的一手房？

A：非本市户籍单身人士即使满足上述条件，也不可以购买外环线以内的一手房。该政策仅适用于非本市户籍居民家庭。

Q：那么，对于持《上海市居住证》且积分达到标准分值、在本市缴纳社会保险或个人所得税满3年的非本市户籍居民家庭，他们在购买住房时是否可以剔除限购政策前的共有住房？

A：符合条件的家庭在购买住房时可以剔除限购政策前的共有住房。但需注意，剔除的住房数量不得超过规定的限制。

Q：此外，关于多子女购房政策，是否对子女的年龄有特定要求？

A：本次存量房贷利率调整将在近期内完成。

A：目前，各银行正在紧锣鼓地制定存量房贷利率的调整方案，预计将在10月12日公布具体操作细则，并力争在10月31日之前全面完成存量房贷利率的批量调整工作。

针对住房信贷政策的贷款首付比例调整，新政明确规定了首套商业个人住房贷款的首付款比例不低于15%，而二套商业个人住房贷款的首付款比例则不低于25%。同时，对于实行差异化政策的区域，如嘉定、青浦、松江、奉贤、宝山、金山以及临港新片区，二套房贷的首付款比例调整为不低于20%。

此外，关于税费政策，新政提到将及时取消非普通住宅的相关政策，但目前尚未公布具体的执行时间。同时，个人对外销售住房的增值税征免年限将从5年缩短至2年，但这一调整仅适用于2024年10月1日后的缴税入库时间。值得注意的是，此次增值税的调整并不影响个人所得税的征免政策，后者仍需满足满5年且唯一的条件方可免征。

对于居住证、积分通知书以及满三年社保等条件等同于上海家庭购房政策的情况，购买二套房产时并不享受人均60平米的房产税优惠，需按原政策执行。此外，个人所得税的缴纳方式也有所规定，包括普通住宅的1%或利润20%，以及非普通住宅的2%或利润20%。其中，利润的计算涉及多个因素，如本次出售的核定价、购入的合同价格、购入所缴纳的契税等。